Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 19
... practice these kinds of things . Another factor is the location of agencies . It has been mentioned that people don't provide insurance in certain areas because they don't open up insurance agencies there . We found in Milwaukee that in ...
... practice these kinds of things . Another factor is the location of agencies . It has been mentioned that people don't provide insurance in certain areas because they don't open up insurance agencies there . We found in Milwaukee that in ...
Página 20
... practices need to be brought in . According to the EEOC , in 1990 , 23 percent of the total private sector work force was nonwhite compared to less than 17 percent among property casualty insurance companies . I am not aware of any ...
... practices need to be brought in . According to the EEOC , in 1990 , 23 percent of the total private sector work force was nonwhite compared to less than 17 percent among property casualty insurance companies . I am not aware of any ...
Página 22
... . And as I said before , in terms of redlining and in terms of racial discrimination , members of the Alliance and the members of the industry condemn that practice . Thank you , Mr. Chairman . [ The prepared statement 22.
... . And as I said before , in terms of redlining and in terms of racial discrimination , members of the Alliance and the members of the industry condemn that practice . Thank you , Mr. Chairman . [ The prepared statement 22.
Página 23
... practices lev- ied by the insurance industry . We have conducted testing in re- sponse to these bona fide complaints of discrimination . We found several things . Most of the complaints in which we find that discrimination is occurring ...
... practices lev- ied by the insurance industry . We have conducted testing in re- sponse to these bona fide complaints of discrimination . We found several things . Most of the complaints in which we find that discrimination is occurring ...
Página 34
... practices acts which would exclude racial discrimi- nation , that I guess every insurance commissioner's office could en- force . That is slightly different than a redlining geographic issue . Mr. KING . I know with real estate , -you ...
... practices acts which would exclude racial discrimi- nation , that I guess every insurance commissioner's office could en- force . That is slightly different than a redlining geographic issue . Mr. KING . I know with real estate , -you ...
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Términos y frases comunes
ACORN action agency location ance application Association business of insurance callers CARBAJAL Chairman KENNEDY Chicago Civil Rights Commission on Civil conduct CONST consumers Court coverage denied DEPAUL LAW REVIEW DEWOLFE disinvestment due process equal protection factors Fair Housing Act FAIR plan Federal Insurance Administration fire fourteenth amendment Garamendi geographic Hispanic homeowners insurance homes Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income McCarran-Ferguson Act MICHAEL CARBAJAL minority communities minority composition minority neighborhoods mortgage NAIC National nonwhite percent persons premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code
Pasajes populares
Página 128 - Every person who, under color of any statute, ordinance, regulation, custom, or usage, of any State or Territory, subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be liable to the party injured in an action at law, suit in equity, or other proper proceeding for redress.
Página 115 - All citizens of the United States shall have the same right, in every State and Territory, as is enjoyed by white citizens thereof to inherit, purchase, lease, sell, hold, and convey real and personal property.
Página 135 - To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, or national origin, or an intention to make any such preference, limitation, or discrimination.
Página 128 - States, or to injure such juror in his person or property on account of any verdict, presentment, or indictment lawfully assented to by him, or...
Página 122 - Act, and the Act of October 15, 1914, as amended, known as the Clayton Act, and the Act of September 26, 1914, known as the Federal Trade Commission Act, as amended, shall be applicable to the business of insurance to the extent that such business is not regulated by State law.
Página 120 - States; or to injure any citizen in person or property on account of such support or advocacy; in any case of conspiracy set forth in this section, if one or more persons engaged therein do, or cause to be done, any act in furtherance of the object of such conspiracy, whereby another is injured in his person or property or deprived of having and exercising any right or privilege of a...
Página 145 - Neither the State nor any subdivision or agency thereof shall deny, limit or abridge, directly or indirectly, the right of any person who is...
Página 135 - To refuse to sell or rent after the making of a bona fide offer, or to refuse to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling to any person because of race, color, religion, or national origin.
Página 119 - If two or more persons conspire to injure, oppress, threaten, or intimidate any citizen in the free exercise or enjoyment of any right or privilege secured to him by the Constitution or laws of the United States, or because of his having so exercised the same, or if two or more persons go in disguise on the highway, or on the premises of another, with intent to prevent or hinder his free exercise or enjoyment...
Página 120 - ... of having and exercising any right or privilege of a citizen of the United States, the party so injured or deprived may have an action for the recovery of damages occasioned by such injury or deprivation, against any one or more of the conspirators.