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Amendments proposed in Comptroller's..

RELEASE:

President has no power to release judgment of record in favor
of bank

REMOVING PLACE OF BUSINESS:

National may remove with consent of Comptroller, when..

Law may stop privilege, when.

State bank may, when law so provides.

REPORTS (Required of National Bank, etc.):

Annual, to be made to Congress.

Banks other than national.

129

219

219

219, 220, 221

579

579

618

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REPORTS- Continued:

Proportion of, with agents.

Requirements for gold banks.

Printed, when

Printed, number of copies.

Statement of condition of national bank.

Not less than five required during each year.

PAGE

579

580

617

572

572, 573

573

574

574

574

Must be verified by president or cashier and attested by three
directors..

Comptroller has power to call for special.

No uniform law of States requiring..

Suggestion of law as to verification and attestation.

Reports should be more frequently called for..

RESERVE (Regulation relating to National Bank):

Clearing-house certificates

Five per cent. fund.

Gold and silver held by gold banks.

Gold certificates

Lawful money

Maintenance of

Penalty for failure to maintain.

Requirements .

Reserve agents, balance with.

Silver certificates

610

602, 610

. 611

611

609

609

609

609, 612

609

611

609, 612

609, 611

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Requirements, not applicable to gold banks in San Francisco.
Requirements of associations in

RESIDENCE:

List of shareholders and reported annually.

List of shareholders in organization certificate.
National banks.

Qualification of directors of associations.

(See STATE BANKS.)

612

612

612

609

612

609

617

581

647

586

REPRESENTATIONS.

(See OFFICERS, AGENTS, ETC.)

REQUIREMENTS OF LAW ESSENTIAL:

Creating a corporation requirements in general law essential....
A substantial compliance a prerequisite.

RESTORATION OF CAPITAL STOCK, NATIONAL BANK:

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RIGHT OF BANKING:

Controlled by constitution and legislative measures.

"RUN ON BANK":

Cashier's powers and duties

May personally take charge of all the bank's affairs.
May take time to examine depositor's account, before payment of
check

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1 to 7

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157

157

Has no right to delay payment.

157

Under such emergencies may make discounts and pledge securities
of the bank

157

May borrow money to meet immediate demands if authorized.
May take time to balance depositor's account, when..

158

257

Extra assistance not required to be called to facilitate business
during..

257

Bank must pay checks in order in which presented.

257

To prevent confusion, teller is entitled time to examine depositor's
account

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Holding property without compensation, bank liable only for gross
negligence

Gross negligence defined

Burden upon plaintiff alleging negligence to prove it.
This burden is never shifted from him...

Officers accepting property for deposit without authority, when
liable.

393

National Banking Act has no special provisions for conducting. 393
Comptrollers holds that the privilege is discretionary with direct-

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National bank taking deposits upon special contracts, matter for
judicial determination.

716

Comptroller holds that the privilege is one for consideration by
the board of directors

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Amount of deposit received may be governed by statute.

480.

When special deposit preferred

480

Notice of withdrawal of deposit may be waived.

481

May borrow money, when

Investments

Insolvency of savings banks

Receiver may be appointed..

Charter of bank determines its powers.

If law allows, may make discounts.

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General rule defining by-law, held binding between parties...
Pass-books, original books of entry...

Entries in, if questioned, are facts for the jury to determine..
Pass-book may or may not be assigned...
When not negotiable, possession does not constitute proof or rights
to money.

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481

481 to 490

489, 490

489, 490

490

490

490

491

491

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492

492

Application for, may be made by stockholders.

492

Law of State governs

492

Rights of depositors when insolvent

492

Depositors' right of set-off

492, 493, 494

Special deposit may be set off against debt of depositor... 494, 495
Insolvent savings bank directors may levy an assessment.

...

495

SECRETARY OF TREASURY:

Agent, special, to be appointed for associations failing to redeem
circulation

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Assignment of rooms, etc., for the Comptroller by.

578

Authorized to exchange registered for coupon bonds..

593

Circulation, worn or mutilated, destruction of, by.

598

Currency, expansion or contraction of, by issue of currency cer-
tificates, prohibited by

610

Duties of Comptroller under general direction of.

577

Exchange of bonds, terms of, prescribed by..

594

Organization of national banks with capital less than $100,000,
to be approved by

582

Plates and dies, examination of, by..

597

Recommendation of appointment of Comptroller by..

577

Receivers, appointment of, by Comptroller, concurrence in by, in
certain cases .

609

Reserve cities, designation of, by Comptroller, to be approved by..
Seal of office of Comptroller, to be approved by.
United States certificates may be issued by..

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When may be denied by clearing house committee..

SHAREHOLDERS (See STOCKHOLDER'S RIGHTS AND LIABILITIES):

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Right of stockholder to inspect record of corporation.

69

Liability of stockholder to creditors of corporation..
Liability cannot be enlarged by a by-law..

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70

When stockholder liable to corporation liable also to creditors.
General rule

Liability beyond subscription

When liability does not exist at time of subscribing, statute can-

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Executors, administrators, guardians, or trustees not personally
liable

80

Individual liability of shareholder in national bank, how enforced.
Creditor may sue stockholder of State bank association..
When right of action accrues against stockholder in national bank.
Shareholder disqualified from voting, when....

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82

82

681

Extension of corporate existence of national banks by.
Re-extension of corporate existence of national banks by.

699

703.

Dissenting to extension of re-extension of national bank corpora-
tion may give notice.....

Share of dissenting shareholders to be paid for.

Rights of shareholders to increased capital of national bank.
Meetings of, national banks..

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Enforcement of assessment, impaired capital, national bank..
Enforcing payment by, of installments..

616

583

Qualifications of directors, national bank..

586

Rights and liabilities of, on transfer of shares, national bank..

583

Title and location of national bank, change of, by....
Vote of, necessary to place national bank in liquidation..
Voting of, not allowed national bank, when.....

591

623

586

SHARES, NATIONAL BANKS:

Association not to own or hold its own except...

614

Consent of owners of two-thirds, necessary to extension.

621

Converted State bank to be the same prior to conversion.
Disposition of, taken for debt...

588

614

Fifty per cent. of aggregate value of, to be paid in prior to be-
ginning business

583

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