I. The Commercial Laws of the United States. A summary of the Laws of each State relating to Arrest-Assignments-Attachments-Collections Commercial Paper-Corporations-Depositions-Dower-Deeds-Damages of Bills-Execution -Exemption-Factors and Consignees-False Pretences-Homesteads-Imprisonment for DebtInterest-Usury-Liens-Statutes of Limitation-Receivers-Redemption-Stay Laws-Partnership -The Rights of Married Women, &c. This work has been prepared by competent legal counsel in each of the several States; and will be found to contain a complete summary of the law of each State, on the subjects named. One volume, 328 pages, neatly bound. New York, 1870. Published at the office of the Bankers' Magazine and Statistical Register, No. 23 Murray Street. Price, $3.00 II. The National Bank Act. The National Bank Act of June, 1864, with the Amendments of 1865-1870, to which are added the decisions of the Supreme Court of the United States, and of the State Courts; and decisions and rulings of the Comptroller of the Currency, and the Commissioner of Internal Revenue, in reference to said Act, from 1865 to 1870. This is the first and only edition comprising the entire Act, and the numerous decisions in reference thereto, together with the name of the redemption agent of each Bank. One volume octavo, extra binding. Issued at the office of the BANKERS' MAGAZINE. Price, two dollars. III. Merchants and Bankers' Almanac for 1870. FOURTH EDITION. ONE VOLUME OCTAVO, NOVEMBER 1870. With revised list of New York Bankers, Brokers, and Steel Portraits of eminent Bankers and Merchants. Price. Interleaved: and with List of 1400 bank directors in New York, Boston, Philadelphia, and Extra Binding, Gilt, with Thirty-five Steel Engraved Portraits and Thirty Wood-Cuts, to $2.00 8.00 5 00 IV. The New Internal Revenue and Tariff Law. The United States Internal Revenue and Tariff Law (passed July 13, 1870,) together with the Act Imposing Taxes on Distilled Spirits and Tobacco, and for other purposes (approved July 20, 1868,) and such other Acts or Parts of Acts relating to Internal Revenue as are now in effect; with Tables of Taxes, a copious Analytical Index, and full Sectional notes. Compiled by HORACE E. DRESSER. 8vo, Paper cover, 75 cents; Cloth; $1.25. V. Annotated Internal Revenue Law. The book is intended for use among Officials, Attorneys, and Judges. Hence it is a compilation of all Rulings, Circulars, and Instructions issued by the Departments, ALL DECISIONS OF THE COURTS, so far as applicable, and all the valid, unrepealed Statutes, arranged and combined so as to be readily distinguished and easily accessible. With notes referring to all the Decisions of the department. By Orlando F. Bump, Counsellor at Law, (Register in Bankruptcy, Baltimore.) This work is an attempt to separate what is living from what is obsolete, and to arrange the former in some convenient and accessible form, and no small amount of labor, examination, and discrimination has been expended upon it. Every Ruling, Decision, and Statute has been carefully examined, and the reputation of the author is a guarantee that the work has been faithfully done. One neat 8vo volume. Price, in Cloth, $4.50; in Law Sheep, $5.50. VI. Ten Years in Wall Street. Revelations of Inside Life and Experience on Change, including the Histories, Mysteries, and Men of the "Street." This volume contains much information relating to the Stock Exchange, the Gold Room, the Speculations in Stocks, Gold, Governments, Pork, Petroleum, Grain, &c., &c., the Secret of Making Money, and Why it is Lost, Who Makes and Loses it, Sketches from Life of the Noted Speculators, with Anecdotes. and Incidents of their Careers, the Women who Speculate, the great Rises and Panics, the strange and romantic Personal Experience of the Author while in pursuit of Fortune, the Swindles, Tricks, Frauds, and Impositions practiced on the public, Bubble Companies, their origin and management, the famous Rings, Pools, Cliques, Corners, &c., and how and by whom they were formed, Descriptions of the Battles of the Money Giants, of the great Gold Ring of 1869, &c., and twenty-two engravings. $3.50. VII. Loan Acts of Congress. All the Acts of Congress relating to Loans and the Currency, from 1849 to July, 1870, one volume, octavo. Price $3. Orders executed at the office of the Bankers' Magazine, 23 Murray Street, New York, OR "POST OFFICE BOX 4874, N. Y." A Liberal discount to subscribers to the Bankers' Magazine, on all orders above $20. A Discount Allowed to all Subscribers to the Bankers' Magazine. For Banks, Savings Banks, Private Bankers. OFFICIAL TABLES OF THE U. S. TREASURY DEPARTMENT. BRYANT, STRATTON & PACKARD'S INTEREST TABLES, Showing the interest on any sum from $1 to $100,000, At Seven, Six, Five, and One per cent., from One Day to Four Years. On the basis respectively of 360 and 365 days, and arranged for the averaging of accounts. These tables furnish the best facilities for a ready and exact computation of interest in every direction and to any required extent (the one per cent. giving any rate), the arrangement of the figures being such as to enable the accountant to obtain results with greater speed and less liability to error than by any other compilation heretofore published, while they afford the most simple and effective plan of averaging accounts ever presented. Their correctness is beyond dispute, being vouched for by the leading financial houses of the country, and attested by the U. S. Treasury Department, after thorough and rigorous examination. That no business man need be without them, the discount heretofore allowed to the trade is given to the purchaser, and they are now offered at $5 per copy, just one-half the late price of publication. On receipt of $6.00, a copy will be sent to any address, postage prepaid. Address BANKERS' MAGAZINE OFFICE, "The U. S. Treasury Department Edition," splendidly bound in half Russia, six dollars. WASHINGTON, D. C. } TREASURY DEPARTMENT, WASHINGTON, D. C. TO THE ASSISTANT TREASURERS OF THE U. S.: Referring to an order issued by this Department in 1864, directing the exclusive use of Price's Interest Tables, in computing interest at the different offices connected with the Treasury, and having had an examination made of Interest Tables prepared by Messrs. BRYANT, STRATTON & PACKARD, and being satisfied of their accuracy, it is ordered that hereafter they be used as well as the one of Mr. Price. Very respectfully, GEORGE S. BOUTWELL, Secretary of the Treasury. PRACTICAL WORK ON BANKING. Gilbart's Principles and Practice of Banking. THOROUGHLY REVISED AND BROUGHT DOWN TO THE PRESENT TIME. London Edition, 1871. 1 Vol., 8vo., Cloth, $6.50. This important Treatise has long been considered the Standard Work on Banking, and to increase its reputation and utility the proprietors have had it thoroughly revised and adapted to the practice of the present day. They have also prefixed the author's Treatise on the "PRINCIPLES AND HISTORY OF BANKING, to make it the most valuable Text Book on the subject extant. so as A glance at the contents, as subjoined, will show that every detail of interest to the Merchant or Banker is explained, as well as the principles on which banking transactions are founded. The laws relating to banking are also briefly set forth-and the whole subject, including details of the Practice of the Banking Clearing House and the Collection of Bills of Exchange and Country Cheques, has been so clearly explained, that the work is undoubtedly a most useful companion for the practical banker, or the Clerk who desires to understand the business of Banking, and the Merchant, Tradesman or Politician, who is desirous of knowing how such an important branch of the Commerce of the Country is conducted. CONTENTS. PART I.-THE HISTORY AND PRINCIPLES OF BANKING. 1. The Origin and Principles of Banking. 2. The Rise of Banking in England. 3. The History of the Bank of England. 4. The London Bankers. 5. Country Banks. 6. JointStock Banks. 7. Branch Banks. 8. Banks of Deposit. 9. Banks of Remittance. 10. Banks of Circulation. 11. Banks of Discount. 12. Cash Credit Banks. 13. Loan Banks. 14. Savings Banks. PART II.-PRACTICAL BANKING. 1. The Nature of Banking.. 2. The Utility of Banking. 3. Banking Terms. 4. The General Administration of a Bank. 5. The Administration of a Bank with regard to Proceedings on Bills of Exchange. 6. The Administration of a Bank with regard to the Employment of its Surplus Funds. 7. The Administration of a Bank During a Season of Pressure. 8. The Administration of a Bank under the Act of 1844. 9. The Administration of the Banking Department of the Bank of England. 10. The Administration of Joint-Stock Banks, with an Inquiry into the Causes of their Failures. 11. The Administration of the Office. 12. Banking Bookkeeping. 13. Banking Calculations. 14. Banking Documents. PART III.—BANKING INSTITUTIONS. 1. The Bank of England. 2. The London Private Banker. 3. Joint-Stock Banks in London. 4. The Country Banks. 5. Country Joint-Stock Banks. 6. The Banks of Scotland. 7. The Bank of Ireland. 8. The Moral and Religious Duties of Banking Companies. 9. Ten Minutes' Advice about Keeping a Banker. Copies on hand of the American Edition of 1860. Price, $5.00. Address orders to BANKERS' MAGAZINE Office, 23 Murray St., N.Y. Or, Post Office Box No. 4574, New-York. It meets an urgent want. JUST PUBLISHED: BLISS ON LIFE INSURANCE. THE LAW OF LIFE INSURANCE WITH CHAPTERS ON Accident and Guarantee Insurance. BY GEORGE BLISS, JR., Counsellor at Law. This work meets an acknowledged want of the Bar and of all persons interested in LIFE AND ACCIDENT INSURANCE. No treatise upon the law of LIFE INSURANCE has appeared in this country since 1854. At that time the principles of law applicable to questions in LIFE INSURANCE had received from the Courts no practical application or development, and hardly a dozen cases upon the subject were to be found in our reports. The business itself was then in its infancy; since that time it has received an enormous development. There are now nearly a Million of Life Insurance Policies in existence in this country, insuring over two thousand millions of dollars. The annual premiums are over a hundred million of dollars. The Life Insurance Companies are called upon annually to pay nearly seven thousand claims, involving over twenty million of dollars. The importance of a work which shows the present condition of the law, and the decisions upon a subject of such vast interest, and which affects nearly every family in the country is obvious. It appears from the report of the Massachusetts Commissioner of Insurance that at the close of 1870, thirty-five Companies had pending about one hundred and fifty contested losses, involving eight hundred thousand dollars. The present work has been prepared by a lawyer of nearly twenty years' standing at the New York Bar, whose practice has compelled him to examine the questions involved. He has brought (1) BLISS ON LIFE INSURANCE. to the treatment of the subject great industry and research. He has referred, not only to the decisions contained in the Reports of the United States and England, but to those of Scotland and Ireland-the references embracing all Reports published prior to September, 1871. He has, moreover, collected nearly thirty unpublished decisions, some of them of great importance, while in many instances, where the published reports seemed imperfect or ambiguous, he has secured access to the original papers. He has adopted the plan of stating not only what in his opinion the law is as deduced from the decided cases, but he has quoted largely from the opinions of the Courts that every reader may form his own judgment, so that the book will be found to supersede, to an unusual extent, the necessity of reference to the original Reports. Upon those branches of the subject which are common to Life and Fire Insurance, such as WARRANTY, REPRESENTATION, AGENCY, AND WAIVER, he has drawn copious illustrations from decisions upon Fire Insurance. The subject of Accident Insurance is for the first time carefully and exhaustively treated, and a chapter has been added upon Guarantee Insurance, or the GUARANTEE OF FIDELITY. Among the subjects carefully treated will be found the question of Insurable Interest and Wager Policies; Warranty, Representation and Concealment; including Statements as to Health; Specific Diseases; Habits; Medical Attendants, and all subjects embraced in the ordinary form of Application; Verbal Insurances; Payment of Premiums; The Conditions of the Policy, including Limitations of Residence and Travel; Proofs of Death; Waiver; The Power of Agents both in making Contracts and in Waiving Conditions; Assignments by Married Women and others; The Time and Place of Bringing Actions; Evidence and the Burthen of Proof; The Effect of the Rebellion upon Life Insurance and upon the Powers of Agents, etc., etc. BLISS ON LIFE INSURANCE is issued in a handsome volume of nearly 800 pages, printed in the best style, on thick paper, bound in the best law sheep. Price $7.50. Sent by mail or express, prepaid, upon receipt of the price. BAKER, VOORHIS & CO., Law Publishers, 66 Nassau Street, New York, For Sale at the Office of the BANKERS' MAGAZINE. |