Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 21
... refusal to testify suggests a troubling lack of concern about the very serious charges leveled against this industry by some of our witnesses . So , Mr. Farmer , I want you to know how much we appreciate your willingness to testify and ...
... refusal to testify suggests a troubling lack of concern about the very serious charges leveled against this industry by some of our witnesses . So , Mr. Farmer , I want you to know how much we appreciate your willingness to testify and ...
Página 63
... refusing to insure " someone based solely on their geographic location . Some states also make cancellations subject to the restriction . However such language does not prohibit the use of underwriting criteria which have the effect of ...
... refusing to insure " someone based solely on their geographic location . Some states also make cancellations subject to the restriction . However such language does not prohibit the use of underwriting criteria which have the effect of ...
Página 78
... refusing to insure ( or to continue to insure ) or for varying 1. At the federal level two principal pieces of legislation which have been passed to make banks and savings and loans more sensitive to the credit needs of urban ...
... refusing to insure ( or to continue to insure ) or for varying 1. At the federal level two principal pieces of legislation which have been passed to make banks and savings and loans more sensitive to the credit needs of urban ...
Página 79
... refusing to make their products and services available in urban neighborhoods while readily serving suburban ́markets . While the public controversy has raged , there has been virtually no empirical research directed to resolving the ...
... refusing to make their products and services available in urban neighborhoods while readily serving suburban ́markets . While the public controversy has raged , there has been virtually no empirical research directed to resolving the ...
Página 81
... refusing to insure property ( or varying the availability of insurance ) on the basis of age of a build- ing , or the fact that the applicant has been rejected by another insurer , or had previously been in- sured through a FAIR Plan ...
... refusing to insure property ( or varying the availability of insurance ) on the basis of age of a build- ing , or the fact that the applicant has been rejected by another insurer , or had previously been in- sured through a FAIR Plan ...
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Términos y frases comunes
ACORN action agency location ance application Association business of insurance California callers CARBAJAL Chairman KENNEDY Chicago Civil Rights Commission on Civil conduct CONST consumers Court coverage denied DEPAUL LAW REVIEW DEWOLFE disinvestment due process equal protection factors Fair Housing Act FAIR plan Federal Insurance Administration fire fourteenth amendment Garamendi geographic Hispanic homeowners insurance homes Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income McCarran-Ferguson Act minority communities minority composition minority neighborhoods mortgage NAIC National nonwhite Office percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin York zip code
Pasajes populares
Página 128 - Every person who, under color of any statute, ordinance, regulation, custom, or usage, of any State or Territory, subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be liable to the party injured in an action at law, suit in equity, or other proper proceeding for redress.
Página 115 - All citizens of the United States shall have the same right, in every State and Territory, as is enjoyed by white citizens thereof to inherit, purchase, lease, sell, hold, and convey real and personal property.
Página 135 - To refuse to sell or rent after the making of a bona fide offer, or to refuse to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling to any person because of race, color, religion, or national origin.
Página 128 - States, or to injure such juror in his person or property on account of any verdict, presentment, or indictment lawfully assented to by him, or...
Página 122 - Act, and the Act of October 15, 1914, as amended, known as the Clayton Act, and the Act of September 26, 1914, known as the Federal Trade Commission Act, as amended, shall be applicable to the business of insurance to the extent that such business is not regulated by State law.
Página 120 - ... deprived of having and exercising any right or privilege of a citizen of the United States, the party so injured or deprived may have an action for the recovery of damages occasioned by such injury or deprivation, against any one or more of the conspirators.
Página 122 - No Act of Congress shall be construed to invalidate, impair, or supersede any law enacted by any State for the purpose of regulating the business of insurance...
Página 145 - Neither the State nor any subdivision or agency thereof shall deny, limit or abridge, directly or indirectly, the right of any person...
Página 127 - States, to make and enforce contracts, to sue, be parties, and give evidence, to inherit, purchase, lease, sell hold and convey real and personal property and to full and equal benefit of all laws and proceedings for the security of persons and property, as is enjoyed by white citizens and shall be subject to like punishment, pains and penalties, and to none other, any law, statute, ordinance, regulation, or custom to the contrary notwithstanding.
Página 135 - To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, or national origin, or an intention to make any such preference, limitation, or discrimination.