Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página
... ACORN ; accompanied by Deepak Bhargava , Legislative Director , ACORN Farmer , David M. , Vice President , Alliance of American Insurers Garamendi , John , Insurance Commissioner , State of California Rice , Lisa , Executive Director ...
... ACORN ; accompanied by Deepak Bhargava , Legislative Director , ACORN Farmer , David M. , Vice President , Alliance of American Insurers Garamendi , John , Insurance Commissioner , State of California Rice , Lisa , Executive Director ...
Página 2
... ACORN shows that urban and minority consumers are paying as much as 270 percent more for State - sanctioned insurance than for private insurance . Yet , they cannot get insurance to cover the cost of rebuilding their homes if they are ...
... ACORN shows that urban and minority consumers are paying as much as 270 percent more for State - sanctioned insurance than for private insurance . Yet , they cannot get insurance to cover the cost of rebuilding their homes if they are ...
Página 15
... ACORN , and an active member of ACORN for over 5 years . ACORN , the Association for Community Organizations for Re- form Now , has chapters in 35 cities and has a long history of pro- moting bank reinvestment in neighborhoods . He will ...
... ACORN , and an active member of ACORN for over 5 years . ACORN , the Association for Community Organizations for Re- form Now , has chapters in 35 cities and has a long history of pro- moting bank reinvestment in neighborhoods . He will ...
Página 16
... ACORN's study . They have dem- onstrated that there is a major problem of insurance availability and affordability in minority and low - income areas . Unfortunately , FAIR plans , shared risk pools for high - risk policy- holders ...
... ACORN's study . They have dem- onstrated that there is a major problem of insurance availability and affordability in minority and low - income areas . Unfortunately , FAIR plans , shared risk pools for high - risk policy- holders ...
Página 17
... ACORN is trying to work directly with the insurance compa- nies to underwrite the risk fairly , and to educate consumers . ACORN hopes to develop a neighborhood home safety program to reduce risk in our neighborhoods and thereby to ...
... ACORN is trying to work directly with the insurance compa- nies to underwrite the risk fairly , and to educate consumers . ACORN hopes to develop a neighborhood home safety program to reduce risk in our neighborhoods and thereby to ...
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Términos y frases comunes
ACORN action agency location ance application Association business of insurance California callers CARBAJAL Chairman KENNEDY Chicago Civil Rights Commission on Civil conduct CONST consumers Court coverage denied DEPAUL LAW REVIEW DEWOLFE disinvestment due process equal protection factors Fair Housing Act FAIR plan Federal Insurance Administration fire fourteenth amendment Garamendi geographic Hispanic homeowners insurance homes Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income McCarran-Ferguson Act minority communities minority composition minority neighborhoods mortgage NAIC National nonwhite Office percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin York zip code
Pasajes populares
Página 128 - Every person who, under color of any statute, ordinance, regulation, custom, or usage, of any State or Territory, subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be liable to the party injured in an action at law, suit in equity, or other proper proceeding for redress.
Página 115 - All citizens of the United States shall have the same right, in every State and Territory, as is enjoyed by white citizens thereof to inherit, purchase, lease, sell, hold, and convey real and personal property.
Página 135 - To refuse to sell or rent after the making of a bona fide offer, or to refuse to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling to any person because of race, color, religion, or national origin.
Página 128 - States, or to injure such juror in his person or property on account of any verdict, presentment, or indictment lawfully assented to by him, or...
Página 122 - Act, and the Act of October 15, 1914, as amended, known as the Clayton Act, and the Act of September 26, 1914, known as the Federal Trade Commission Act, as amended, shall be applicable to the business of insurance to the extent that such business is not regulated by State law.
Página 120 - ... deprived of having and exercising any right or privilege of a citizen of the United States, the party so injured or deprived may have an action for the recovery of damages occasioned by such injury or deprivation, against any one or more of the conspirators.
Página 122 - No Act of Congress shall be construed to invalidate, impair, or supersede any law enacted by any State for the purpose of regulating the business of insurance...
Página 145 - Neither the State nor any subdivision or agency thereof shall deny, limit or abridge, directly or indirectly, the right of any person...
Página 127 - States, to make and enforce contracts, to sue, be parties, and give evidence, to inherit, purchase, lease, sell hold and convey real and personal property and to full and equal benefit of all laws and proceedings for the security of persons and property, as is enjoyed by white citizens and shall be subject to like punishment, pains and penalties, and to none other, any law, statute, ordinance, regulation, or custom to the contrary notwithstanding.
Página 135 - To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, or national origin, or an intention to make any such preference, limitation, or discrimination.