2 OFFICE OF THE COMPTROLLER OF THE CURRENCY 3 4 5 6 7 New York, New York Monday, August 8, 1977 Investigatory deposition of BETSY JO VIENER, taken at the offices of Robert J. McKean, Jr., 350 Park Avenue, Conference Room, 20th Floor, New York, New York, pursuant to 8 notice, beginning at 11:15 a.m., before Joseph Rogers, a notary public in and for the State of New York, when were present on behalf of the respective parties: On behalf of the Deponent: GEORGE B. BALAMUT, ESQ., (Simpson, Thacher & Bartlett), New York, New York 10022 On behalf of the Comptroller of the Currency: JOHN HEIMANN, Comptroller of the Currency ROBERT B. SERINO, Director, Enforcement and Compliance Division, Administrator of National Banks, Washington, D. C. 20219 8 9 10 11 12 13 14 15 16 17 18 19 MR. SERINO: The Comptroller of the Currency is presently conducting a special investigation into certain activities occurring at National Banks which we believe you may have information of, because of your present position here at Manufacturers Hanover. We at this time are interested particularly in transactions between these National Banks and the Manufacturers Hanover Trust Company. Facts have been developed which indicate possible unsafe, unsound banking practices, and possible violations of both civil and criminal laws. Although you are appearing here pursuant to a subpoena, your testimony must be voluntary, do you understand MR. SERINO: As you can see, a transcript is being I would like to advise you that if evidence is developed indicating violations of Federal or State law, the 2 testimony given here may be used against you in any State or 5 MR. SERINO: You may refuse to answer any questions, 6 the answer to which you believe may incriminate you. for the bank cannot be present, however, Mr. Balamut indicated that he is your counsel at this time, is that correct? MS. VIENER: Yes, sir. MR. SERINO: You understand that any time you wish to consult with counsel you may speak with him, do you under stand that? MS. VIENER: Yes, sir. MR. SERINO: If at any time you feel the need to consult with an attorney, or wish to take a break, you may notify me, and I will stop the proceeding, and you can leave, do you understand that? MS. VIENER: Yes, sir. MR. SERINO: 23 wish to proceed? Understanding the foregoing, do you MS. VIENER: Yes, sir. 4 5 6 BETSY JO VIENER was called as a witness and, having been first duly sworn by the notary public, was examined and testified as follows:: EXAMINATION BY COUNSEL FOR THE COMPTROLLER BY MR. SERINO: 7 Q How are you presently employed? 8 9 10 11 12 13 14 15 A I am a Vice President in the Southern District of the National Division, responsible for our business in Georgia, Alabama and Mississippi. Q And when you say national division, what do you mean by that? A Every thing that our bank does in that area, that includes correspondent bank relationships, and corporate A I have been in the national division for about seven years. I have been a Vice President for two and a half years, I believe. Q In that position, what are your general functions? A To oversee the existing relationships we have, to develop new business, to be responsible for the both the - credit and non-credit services we provide, of the correspondent |