The Annual Cyclopedia of Insurance in the United StatesH.R. Hayden., 1891 |
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Página 45
... assured is so inclined . Thus this class of property in the state of New York is now exposed to these elements of a moral hazard , depreciation , over - insurance , and opportunity . Compulsory introduction of the percentage - value ...
... assured is so inclined . Thus this class of property in the state of New York is now exposed to these elements of a moral hazard , depreciation , over - insurance , and opportunity . Compulsory introduction of the percentage - value ...
Página 47
... assured procure insurance , he shall be the agent of the assured and not of the company , " refers to persons doing business on their own account and not to the regular agents of the company ; and if the agent write false answers when ...
... assured procure insurance , he shall be the agent of the assured and not of the company , " refers to persons doing business on their own account and not to the regular agents of the company ; and if the agent write false answers when ...
Página 52
... assured . " Where a lessee goes into occupancy with a contract to buy on termina- tion of lease , there is a breach of the condition , although the company have notice of lessee's possession without notice of agreement to pur- chase ...
... assured . " Where a lessee goes into occupancy with a contract to buy on termina- tion of lease , there is a breach of the condition , although the company have notice of lessee's possession without notice of agreement to pur- chase ...
Página 144
... assured , shall be void . California enacted in 1872 a non - forfeiture law , giving four - fifths of the net value to purchase temporary insurance , but using the American table instead of the actuaries ' . The law only applied to ...
... assured , shall be void . California enacted in 1872 a non - forfeiture law , giving four - fifths of the net value to purchase temporary insurance , but using the American table instead of the actuaries ' . The law only applied to ...
Página 152
... assured pays the full premium during the premium - paying period . " Commissioner Merrill's reply was contained in the Boston papers of Friday , February 7 , reiterating mainly the position assumed in the open letter of December 28. At ...
... assured pays the full premium during the premium - paying period . " Commissioner Merrill's reply was contained in the Boston papers of Friday , February 7 , reiterating mainly the position assumed in the open letter of December 28. At ...
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Términos y frases comunes
accident accumulated dividend actual cash value actuary agent annual premiums appointed April assets assistant secretary association Boston capital stock cent Charles charter authorizes fire Chicago claims commenced business company's Connecticut contract death December 31 directors are Messrs dollars Edward endowment policies executive committee February Fire and Marine Fire insurance company Fire Underwriters force fund George George H Hartford Henry hereby home office incorporated insurance commissioner insurance department interest issued James January John July June manager March marine insurance Massachusetts ment Mutual Fire Mutual Life insurance Northwestern Rep officers are Messrs Ohio organization amount original paid-in capital paid-up policy pany payable Philadelphia policy-holders present officers receipts received since organization risks superintendent surplus surrender term thereof Thomas tion tontine total cash dividends total losses paid total premiums received transact treasurer vice-president William William H York York city
Pasajes populares
Página 198 - SECTION 21. And be it further enacted, That, in order to avoid misconstruction, it is hereby declared...
Página 63 - Whenever this company shall pay the mortgagee any sum for loss or damage under this policy and shall claim that, as to the mortgagor or owner, no liability therefor existed, this company .shall, to the extent of such payment, be thereupon legally subrogated to all the rights of the party to whom such payment shall be made under all securities held as collateral to the mortgage debt...
Página 59 - It shall be optional, however, with this company to take all, or any part, of the articles at such ascertained or appraised value, and also to repair, rebuild, or replace the property lost or damaged with other of like kind and quality...
Página 60 - If a building or any part thereof fall, except as the result of fire, all insurance by this policy on such building or its contents shall immediately cease.
Página 59 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...
Página 62 - ... shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the property, nor by the occupation of the premises for purposes more hazardous than are permitted by this policy; provided that in case the mortgagor or owner...
Página 59 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof; or if the interest of the insured in the property be not truly stated herein; or in case of any fraud or false swearing by the insured touching any matter relating to this insurance or the subject thereof, whether before or after a loss.
Página 16 - ... between them or themselves and others to preclude a free and unrestricted competition among themselves or others in the sale or transportation of any such article or commodity, or by which they shall agree to pool, combine or unite any interest they may have in connection with the sale or transportation of any such article or commodity that its price might in any manner be affected.
Página 60 - ... herein described, whether intended for occupancy by owner or tenant, be or become vacant or unoccupied and so remain for ten days.
Página 59 - Or, if any change, other than by the death of an insured, take place in the interest, title or possession of the subject of insurance except change of occupants without increase of hazards, whether by legal process or judgment or by voluntary act of the insured or otherwise...