Boston, W. D. Serratt; Brockton, C. D. Fullerton; Cambridge, H. J. Storer; Chelsea, C. W. Gould; Chicopee, L. J. White; East Weymouth, H. A. Tirrell; Fall River, Edwin Shaw; Fitchburg, C. E. Kirby; Framingham, Wm. E. Clark; Gloucester, Cyrus Story; Great Barrington, J. C. Wheeler; Greenfield, J. F. Spring; Haverhill, Wm. E. Page; Holyoke, D. O. Judd ; Hudson, J. Welsh; Hyde Park, W. N. Norris; Lawrence, Thomas Bevington; Lowell, A. G. Smith; Lynn, F. E. Baker; Marlboro, H. S. Fay; Medway, F. L. Fisher; Middleboro, T. C. Collins Milford, L. Holbrook; Monson, F. E. Morris; Nantucket, A. G. Brock; Natick, E. Farwell; New Bedford, T. M. James; Newburyport, Wm. E. Chase; North Adams, G. F. Miller Northampton, Oliver Walker; North Brookfield, F. A. Smith; Pittsfield, J. F. Stevenson; Provincetown, E. N. Paine; Plymouth, C. E. Davis; Quincy, E. P. Howland; Salem, Wm. R. Colby; Southbridge, E. M. Phillips; Springfield, E. Dudley Chapin ; Stoughton, H. N. Tucker; Taunton, B. L. Wood; Waltham, D. F. Viles; Westfield, H. Lyman; Woburn, S. B. Goddard; Worcester, E. P. Ingraham.

Rhode Island-Newport, John Henry Tilley; Providence, Henry Harris; Westerly, M. S. Green; Woonsocket, G. R. Smith.

Vermont - Bennington, C. N. Powers; Brattleboro, C_F. R. Jeune ; Burlington, W. H. S. Whitcomb ; Hyde Park, H. M. McFarland; Lyndonville, J. T. Gleason; Montpelier, J. H. Senter; Rutland, I. H. Francisco; Springfield, M. L. Lawrence; St. Albans, A. D. Tenney.

The

New Hampshire: The office of insurance commissioner in New Hampshire is for three years, the appointment being made by the governor and executive council. There is no provision for a deputy, the labor of the office being performed by the commissioner and clerk. The present annual allowance for clerical aid is $500. The commissioner's salary is $2,000 per annum. The department was organized in 1852, three commissioners being appointed annually from that time until 1870, when a change in the law was effected, providing only for the appointment of one commissioner. The compensation during this period was derived from fees. In 1870, when the number of commissioners was reduced to one, this source of compensation was retained. The commissioners at the organization of the department in 1852 were Messrs. Uri Lamprey, Warren L. Lane, and Charles F. Brooks. commissioners in 1869, the last year of the triumvirate system, were A. B. Wyatt, Francis Winch, and O. B. Ray. Oliver Pillsbury was appointed commissioner in 1870, and died in office in 1888. Major H. H. Huse was Commissioner Pillsbury's successor. His salary was at first fixed at $1,500, with no allowance for clerk hire. Subsequently the amount was established at $2,000, with an allowance of $500 for clerical assistance. Major Huse died in office at Concord September 7, 1890. He was a native of West Fairlee, Vermont, and was a lawyer by profession. During the war he was connected with the Eighth New Hampshire. He represented Manchester in the legislature through several terms, and was speaker of the House of Representatives in 1879. In 1882 he received the honorary degree of A.M. from Dartmouth College. The successor of Commissioner Huse is John C. Linehan of Penacook, who was appointed for the unexpired term. The new commissioner removed to the United States from Ireland in 1849, and engaged in mercantile business at Concord, New Hampshire. He has served in both branches of

the municipal government in that city, and has been a member of the state executive council. During the war he was in the Third New Hampshire regiment, and has been department commander of New Hampshire and junior vice-commander of the national department, G. A. R. He is also a member of the board of directors of the Gettysburg Battlefield Monument Association. [See Legislation.]

New Hampshire Compact: In consequence of certain legislation in New Hampshire in 1885, all of the agency fire insurance companies withdrew from that state, and signed a compact drawn up by the New England Insurance Exchange, in which they agreed not to return to the state, or write any policies on property in the state, without giving three months' notice to the Exchange. October 1, 1889, the Ætna insurance company gave the required notice, the compact was declared dissolved, and on the first of January, 1890, nearly all the companies that had withdrawn again entered New Hampshire for business.

New Jersey: February 10, 1891, an act was passed by the legislature and approved by the governor establishing an insurance department in the state, this course being in accordance with the views and recommendations of the secretary of state. George B. McClellan Harvey was appointed commissioner of banks and insurance under the new law, but resigned in June succeeding his appointment. Prior to the passage of the act of February 10, 1891, the secretary of state was ex officio commissioner of insurance, being appointed by the governor, with the advice and consent of the senate, the term being for five years; salary, $6,000, no fees being allowed. The assistant secretary of state acted as commissioner in the absence or inability from any cause of the secretary of state. Henry Cooper Kelsey of Trenton was the commissioner, and Alexander H. Rickey deputy in 1890. Mr. Kelsey occupied the commissionership from the organization of the department until the change in the law was effected. [See Legislation.]

New Jersey Insurance Report: Part I of the report of the secretary of state of New Jersey as commissioner of insurance, relating to insurance companies other than life, was issued May 13. The total number of these companies was 148. Eight companies of other states and one foreign company were admitted during the year, the list, with dates of admission, being: Armstrong Fire, September 27; Equitable Fire and Marine, Providence, Rhode Island, October 1; Fire insurance company of the county of Philadelphia, May 28; Marine, London, England, April 22, 1890; Mechanics' and Traders', New Orleans, March 31, 1890; Meriden Fire, Meriden, Connecticut, March 11, 1890; State investment and insurance company, San Francisco, March 18, 1890, and United States Mutual Accident association, New York city, April 15, 1890. The Employers' Liability insurance company of the United States, located at Jersey City, was organized January 21, 1890, having a paid-up capital of $100,000, and deposited the securities required by law. The company was authorized to begin business April 7. Subsequently the name was changed to the American Employers' Liability insurance company. Two mutual fire companies of New Jersey, the Industrial Fire of Jersey City, and the Holmdel Mutual of Holmdel retired from business during the year. The balance held by the receiver of the Mellville Mutual Marine and Fire insurance company January 1, 1890, was $4,931.44. By an act approved May 12, 1890, the

deposits of securities by insurance companies will be made with the secretary of state. Under the old enactment the deposits required were made with the comptroller and state treasurer.

Part II of the report, relating to life insurance companies, was also issued May 13. The companies admitted to the state during the year were The Home Life insurance company of Brooklyn, New York, January 27; the Michigan Mutual Life insurance company of Detroit, Michigan, February 27, and the United Securities Life and Trust company of Philadelphia, April 16, 1890. Thirty-two companies were engaged in business in the state.

New Mexico: The auditor of the territory in New Mexico is charged with the duties of insurance supervision. The office at present is held by Trinidad Alarid.

New Orleans Fire Insurance Patrol was organized in 1875, and is maintained by the insurance companies, at an expense of $18,000 per year. The original cost of equipment was $9,246. The corps consists of 16 men. Captain A. Kalinski is the superintendent. There are two stations, three wagons, 100 covers in good condition, six extinguishers, two ladders, one pompier ladder, and eleven horses. There is also one chemical engine in the sixth district run by the insurance companies. The fire department is a volunteer one and is managed by the Firemen's Charitable association."

New York: The superintendent of the insurance department of New York is appointed by the governor by and with the advice and consent of the senate. He holds his office for the term of three years and until his successor is appointed and duly qualified. The term begins when the commissioner is appointed, confirmed, and has taken the oath of office. The annual salary is $7,000. The incumbent in 1890 was Robert A. Maxwell. The deputy superintendent is appointed by the superintendent and holds office during the pleasure of the latter. The annual compensation is $4,500. The New York department was organized April 15, 1859. January 11, 1860, the first superintendent was appointed by the governor, the selection being William Barnes. Prior to this period the comptroller of state was charged with the publication of insurance statistics. February 12, 1891, John F. Pierce was confirmed by the senate as superintendent, being appointed by Governor Hill. [See Legislation.]

New York Bowery Fire insurance company: Henry Silberhorn elected president in February, succeeding J. A. Delanoy, Jr., resigned. J. Frank Patterson elected director in place of J. A. Delanoy, Jr.

New York Cotton Exchange: March 30 amended gratuity benefit plan, allowing $1,000 of insurance in case of death during the first year of membership, and for each year of membership thereafter an increase of $500. The change became operative June 1.

New York Fire Patrol was organized in 1839 and incorporated in 1865. It is controlled by the New York Board of Fire Underwriters. The office of superintendent is held by Abram C. Hull. The present equipment comprises four stations, 13 wagons (7 large, 4 small, and 2 buggies), 1,050 covers in good, and 200 in ordinary condition, 37 permanent, and 90 auxiliary men, 23 horses, 6 ex

MONTHS.

tinguishers, one steam fire engine, and two powerful hand pumps. The officers of the committee on fire patrol for the year ending April 30, 1890, were Abram M. Kirby, chairman; James A. Silvey, vicepresident; William M. Randall, secretary. The standing committees were: Apparatus, Messrs. Samuel Townsend and Henry E. Bowers; covers, Messrs. William M. St. John and James A. Silvey; horses, Messrs. Charles M. Peck and J. Jay Nestell; houses, Messrs. Henry E. Bowers and Charles M. Peck; rules and regulations, Messrs. Lindley Murray, Jr., and Abram M. Kirby; supplies, Messrs. Nestell and Murray; telegraph, Messrs. Silvey and Townsend. Messrs. George M. Coit, Samuel P. Blagden, and William M. St. John were ex officio members of the general committee. In May, the membership was newly constituted at the annual meeting of the Board of Fire Underwriters, being Messrs. Samuel Townsend, J. Jay Nestell, Henry E. Bowers, George T. Patterson, Jr., William B. Ogden, M. A. Stone, and Charles M. Peck. George T. Patterson, Jr., was elected chairman, and Samuel Townsend, vice-chairman. Standing committees: Apparatus, Townsend and Stone; covers, Nestell and Ogden; horses, Bowers and Peck rules and regulations, Peck and Patterson; supplies, Ogden and Townsend; telegraph, Patterson and Nestell; superintendent of fire patrol, Abram C. Hull. The total number of fire alarms responded to by the patrol during the year ending April 30 was 1,934; hours of service, 1,942; covers spread, 9,121; roof covers used, 1,199; fires extinguished, 21; verbal alarms attended, 217; engineer service, hours, 273; insurance involved, $28,009,200; loss sustained, $3,168,035. Watchmen were left at fires on 1,080 occasions. The expenditures for the year amounted to $89,997. For the previous year the expense was $94,155. The statistics for the year are appended:

COVERS AND SERVICE.

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THE FIRE ALARMS IN THE CITY OF NEW YORK FOR THIRTY-SIX YEARS, FROM MAY 1, 1854, TO APRIL 30, 1890:

New York Fire Underwriters, Board of: Annual election of officers and standing committees Monday, May 19, resulted: President, Samuel P. Blagden, resident manager of the North British and Mercantile; vice-president, Elijah R. Kennedy, of Weed & Kennedy; secretary, William W. Henshaw, assistant manager for the Royal; assistant secretary, George B. Rhoades; treasurer, Lindley Murray, Jr., president of the Empire City Fire.

Committee on finance-J. F. Halsted, chairman; S. E. Belcher, vicechairman; T. Y. Brown, Henry W. Eaton, Augustus Colson, A. P. M. Roome, and David Adee.

Committee on fire patrol-George T. Patterson, Jr., chairman Samuel Townsend, vice-chairman; J. Jay Nestell, Henry E. Bowers, William B. Ogden, M. A. Stone, and Charles M. Peck.

Committee on laws and legislation-E. R. Kennedy, chairman;

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