Bayou Bartholomew, not above Point Pleasant.. Bayou Barthelomew, above Point Pleasant, not above Moore's Landing. Saline River.... Bayou Mucon... BLACK RIVER, LOUISIANA. From all places not above the junction of Tensas and Washita............. RED RIVER. From places not above Cotile Landing..... above Cotile Landing, not above Natchitoches and Grand Ecore... above Shreveport, not above the foot of the Raft, and from Lake above the Raft, and not above White Oak Shoals, and places on 3 4 above White Oak Shoals on Red River.... PLACES IN LOUISIANA, WEST OF THE MISSISSIPPI AND SOUTH OF RED RIVER. From places in Opelousas, and bayous in Parish of Rapides, south of Red River the Attakapas, Terre Bonne, &c., (inland and sea navigation,) by steamboats or sail vessels.... PEARL RIVER, AND PLACES EAST OF NEW ORLEANS. From places on Pearl River not above Gainesville.... above Gainesville, with privilege of re-shipping by sail vessels.. From places on Lake Ponchartrain, Maurepas, and Borgne, and tributaries, ex- places on Pascagoula and Chickasawha Rivers, with liberty of re-shipping 14 St. Joseph's, Apalachicola and St. Marks, by steamboats or sail vessels.. GULF PORTS WEST OF NEW ORLEANS. From mouth of Sabine River, by steamboats or sail vessels... 1 places on the Neches and Angelina Rivers, with liberty of re-shipping by 24 above Eastport, and not above Tuscumbia, with liberty of lighter- 1 above Florence by lighter, to be re-shipped by steamboats. CUMBERLAND RIVER. From places not above Nashville........ From places not above Selma..... ALABAMA RIVER. above Selma, and not above Montgomery and Wetumpka..... TOMBECKBEE RIVER. From places not above Demopolis...... above Demopolis, not above Gainesville... WARRIOR RIVER. From places not above Tuscaloosa..... CHATTAHOOCHE RIVER. From places not above Columbus.... 14 1 Any cotton, by steamboats, not embraced in the preceding sections, shall nevertheless be covered at proportionable rates of premium, according to the rask. CONDITIONS. The cotton to be valued at dollars per bale, with liberty to change the valuation from time to time, as may be agreed on, having reference to the market value. And each mark, or every ten bales, successive numbers of same mark, or each entire mark or parcel, if of less than ten bales, to be entitled to partial loss, as it separately insured, provided it amounts to 10 per cent, or upwards, exclusive of all charges and expenses incurred in ascertaining and proving the loss; and provided further, that no loss be claimed under fifteen dollars upon any mark or parcel, or series of ten bales, successive numbers. All partial losses that may happen under this policy, shall be adjusted by a comparison of sound and damaged market value, when the cotton arrives at place of destination; and in case of settlement for a total loss, the freight shall be deducted from the insured value. This insurance shall not cover cotton shipped after the 1st of October, 1850, on board of any steamboat, on any of the tributaries of the Mississippi River, or tributaries of such tributaries, or bayous connected therewith, which boat shall not hold the certificate of one of the Inspectors of Hulls, employed by the underwriters of New Orleans, dated within the twelve months preceding the shipment-of her fitness to carry cargo in the trade in which she is engaged. And it is a condition of this insurance, that the assured shall make monthly returns of all cotton on which the risk may have terminated, and the premium that shall have accrued thereon, shall be paid in cash at the beginning of every month, and in case the assured should neglect or refuse to make such return, or neglect or refuse to buy the premium in cash, that may have accrued, at the beginning of every month, this insurance may be declared void, and of no effect by the insurer. THE GENERAL INCORPORATION LAW OF IOWA. We are indebted to Messrs MORGAN & MCKENNY, of the Burlington (Iowa) Telegraph, for a copy of the General Incorporation Law of the State of Iowa, which passed at the last session of the Legislature of that State. We publish it entire OF CORPORATIONS FOR PECUNIARY PROFIT. SEC. 1. Any number of persons may associate themselves and become incorporated for the transaction of any lawful business; including the establishment of firms, the construction of canals, railways, bridges, or other works of internal improvements; but such incorporation confers no power or privileges not possessed by natural persons, except as hereinafter provided. SEC. 2. Among the powers of such body corporate, are the following:-* Second. To sue and be sued by its corporate name. Third. To have a common seal, which it may alter at pleasure. Fifth. To exempt the private property of its members from liability for corporate debts, except as herein otherwise declared. Sixth. To make contracts, acquire and transfer property, possessing the same powers in such respects as private individuals now enjoy. Seventh. To establish by-laws, and make all rules and regulations deemed expedient for the management of their affairs, in accordance with law, and not incompatible with an honest purpose. SEC. 3. Previous to commencing any business except that of their own organization, they must adopt articles of incorporation, which must be recorded in the office of Recorder of Deeds of the county where the principal place of business is to be, in the books kept for recording limited partnerships. SEC. 4. Corporations for the construction of any work of internal improvement must, in addition, also file a copy of such articles in the office of Secretary of State, and have the same recorded by him in a book kept for such purposes. Such articles of incorporation must fix the highest amount of indebtedness or liability to which the corporation is at any one time to be subject; which must in no case, except in that of the risks of insurance companies, exceed two-thirds of its capital stock. SEC. 5. A notice must also be published for four weeks in succession, in some newspaper, as convenient as practicable to the principal place of business. SEC. 6. Such notice must contain First. The name of the incorporation, and its principal place of transacting business. Second. The general nature of the business to be transacted. Third. The amount of capital and stock authorized, and the times and conditions on which it is to be paid in. Fourth. The time of the commencement and termination of the corporation. Fifth. By what officers or persons the affairs of the company are to be conducted, and the times at which they will be elected. Sixth. The highest amount of indebtedness or liability to which the corporation is at any time to subject itself. Seventh. Whether private property is to be exempted from the corporate debts. SEC. 7. The corporation may commence business as soon as the articles are filed in the office of Recorder of Deeds, and their doings shall be valid if the publication in a newspaper is made, and the copy filed in the office of Secretary of State, (where such filing is necessary,) within three months from such filing in the Recorder's office. SEC. 8. No change in any of the above matters shall be valid, unless recorded and published as the original articles are required to be. SEC. 9. Corporations for the construction of any work of internal improvement may be formed to endure fifty years. Those formed for other purposes cannot exceed twenty years in duration; but in either case they may be renewed from time to time, for periods not greater respectively than was at first permissable. Provided, three-fourths the votes cast at any regular election for that purpose, be in favor of such renewal; and provided also, that those thus wishing a renewal, will purchase the stock of those opposed to the renewal, at its fair current value. SEC. 10. The corporation cannot be dissolved prior to the period fixed upon in the articles of incorporation, except by unanimous consent, unless a different rule has been adopted in their articles. SEC. 11. The same period of newspaper publication must precede any such premature dissolution of a corporation as is required at its creation. SEC. 12. A copy of the by-laws of the corporation, with the names of all its officers appended thereto, must be posted in the principal places of business, and subject to public inspection. SEO. 13. A statement of the amount of the capital stock subscribed, the amount of capital actually paid in, and the amount of indebtedness of the company, in a general way, must also be kept posted up in like manner, which statement must be corrected as often as any material change takes place in relation to any part of the subject matter of such statement. SEO. 14. Intentional fraud in failing to comply substantially with the articles of in corporation, or in deceiving the public or individuals in relation to their means or liabilities, shall subject those guilty thereof to fine and imprisonment, or both, at the discretion of the Court. Any person who has sustained injury from such fraud may also recover damages therefor against those guilty of participating in such fraud. SEC. 15. The diversion of the funds of the corporation to other objects than those mentioned in their articles, and in the notices published as aforesaid, (provided any person be thereby injured,) and the payment of dividends, which leave insufficient funds to meet the liabilities of the corporation, shall be deemed such frauds as will subject those therein concerned to the penalties of the preceding section, and such dividends or their equivalents in the hands of individual stockholders shall be subject to said liabilities. SEC. 16. Dividends by insurance companies made in good faith, before their knowledge of the happening of actual losses, are not intended to be prevented or punished by the provisions of the preceding section. SEC. 17. A failure to comply substantially with the foregoing requisitions in relation to organization and publicity, shall render the individual property of all the stockholders liable for the corporate debts. SEC. 18. Either such failure or the practice of fraud in the manner hereinbefore mentioned, shall cause a forfeiture of all the privileges hereby conferred, and the courts may proceed to wind up the business of the corporation by an information in the manner prescribed by law. SEC. 19. The intentional keeping of false books or accounts by any corporation whereby any one is injured, is a misdemeanor on the part of those concerned therein, and any person shall be presumed to be concerned therein whose duty it was to see that the books and accounts were correctly kept. SEC. 20. The transfer of shares is not valid except between the parties thereto, until it is regularly entered on the books of the company so far as to show the names of the persons by and to whom transferred, the number or other designation of the shares and the date of the transfer; but such transfer shall not, in any way, exempt the person or persons making such transfer from any liability or liabilities of said corporation which were created prior to such transfer. The books of the company must be so kept as to show intelligibly the original stockholders, their respective interest, the amount which has been paid on their shares, and all transfers thereof, and such books or a correct copy thereof, so far as the items mentioned in this section are concerned, shall be subject to the inspection of any person desiring the same. SEC. 21. Any corporation organized, or attempted to be organized, in accordance with the provisions of this chapter, shall cease to exist by the non-user of its franchises for two years at any one time, but such body shall not forfeit its franchises by reason of its omission to elect officers, or to hold meetings at any time prescribed by the bylaws, provided, such act be done within two years of the time appointed therefor. SEC. 22. Corporations whose charters expire by their own limitation, or by the voluntary act of the stockholders, may nevertheless continue to act for the purpose of winding up the concerns, but for no other purpose. SEC. 23. Nothing herein contained exempts the stockholders of any corporation from individual liability to the amount of the unpaid instalments on the stock owned by them for the purpose of defrauding creditors, and an execution against the company may to that extent be levied upon such private property of any individual. SEC. 24. In none of the cases contemplated in this chapter can the private property of the stockholders be levied upon for the payment of corporate debts while corporate property can be found with which to satisfy the same, but it will be sufficient proof that no property can be found if an execution has issued on a judgment against the corporation, and a demand thereon made of some one of the last acting officers of the body for property on which to levy, and if he neglects to point out any such property. SEC. 25. The defendant in any stage of a cause may point out corporate property subject to levy, and upon his satisfying the court of the existence of such property by affidavit or otherwise, the cause may be continued or execution against the defendant, and stayed until the property can be levied upon and sold, and the court may subsequently render judgment and order execution for any balance which there may be after disposing of the corporate property according to the stage of the cause; but if a demand of property has been made as contemplated in the preceding section, the costs of such proceedings shall in any event be paid by the company or by the defendant. SEC. 26. When the private property of a stockholder is taken for a corporate debt, he may mention an action against the corporation for indemnity, and against any of the other stockholders for contribution. SEC. 27. For the purpose of repairs, rebuilding, or enlarging, or to meet contingencies, or for the purpose of a sinking fund, the corporation may establish a fund which they may loan, and in relation to which they may take the proper securities. SEC. 28. When the franchise of a corporation has been levied upon under an execu tion, and sold, the corporators shall not have power to dissolve the corporation so as to destroy the franchise; and if they neglect to keep up an organization sufficient to enable the business to proceed, the purchaser thereupon becomes vested with all the powers of the corporation requisite therefor. And when it becomes impracticable for an individual so to conduct them, or in cases where doubts or difficulties not herein provided for arise, the purchaser may apply by petition to the District Court, which is hereby vested with authority to make any orders requisite for carrying into effect the intent of this chapter in this respect. SEC. 29. In any proceeding by or against a corporation, or against a stockholder, to change the private property to the dividends received by him, the court is invested with power to compel the officers to produce the books of the corporation on the motion of either party, upon a proper cause being shown for that purpose. SEC. 30. A single individual may entitle himself to all the advantages of this chapter, provided he complies substantially with all its requirements, omitting those which, from the nature of the case, are inapplicable. SEC. 31. Persons acting as a corporation under the provisions of this chapter, will be presumed to be legally incorporated until the contrary is shown. And no such franchise shall be declared actually null or forfeited, except in a regular proceeding brought for that purpose. SEC. 32. No body of men acting as a corporation under the provisions of this chapter, shall be permitted to set up the want of a legal organization as a defense to an action against them as a corporation; nor shall any person sued on a contract made with such a corporation, or sued for an injury to its property, or a wrong done to its interests, be permitted to set up a want of such legal organization in his defense. SEC. 33. Corporations regularly organized under the general law heretofore in force, may, by adopting their articles of association to the provisions of this chapter, and by making the required publication of the change, as well as of their intention to act under the foregoing provisions, be entitled to all the advantages, and subjected to all the liabilities above provided for; but the change in their articles of association must be made in accordance with these articles, or by the unanimous consent of the stockholders. SEC. 34. Mutual insurance companies organized under the provisions of this chapter, may render their premium notes a lien upon the whole or any part of the real estate upon which the property insured is selected, whether such real estate is or is not exempt from other liabilities as a homestead; but such lien will not attach until the premium note-stating the property on which it is a lien-is filed for record, and treated in the same manner as though it were a mortgage from the maker thereof to the company, except that it need not be acknowledged. SEC. 35. Nothing herein contained is intended to affect the interests of companies already organized, further than is above expressed in Section 33. SAN FRANCISCO COMMERCIAL REGULATIONS. LIST OF RATES AND CHARGES AT THE PORT OF SAN FRANCISCO, (CALIFORNIA.) RATES OF COMMISSION ON FOREIGN AND HOME TRADE, AS ADOPTED BY THE CHAMBER OF COMMERCE. SCHEDULE I. Rates of commissions on business with Foreign Countries, and with the Atlantic States, when no special arrangements exist. Commission on the sale of merchandise, with or without a guarantee.. Commisson on purchase and shipment of merchandise, with funds in hand...... 10 per cent. 5 Commission on purchase and shipment of merchandise without funds in hand..... Commission on goods received on consignment, and afterwards with |