DIGEST

OF

INSURANCE CASES

EMBRACING ALL DECISIONS

In any Manner Affecting Insurance Companies or their Contracts, upon
Whatever Plan or for Whatever Purpose their Business may be Con-
ducted, Covering all United States Courts, namely, the United States
Supreme Court, the United States Circuit Courts of Appeal, and
United States Circuit and District Courts-All Courts of Last
Resort and other Appellate Courts of the various States and Ter-
ritories and District of Columbia-All the Highest Judicial
Tribunals of all other English-Speaking Countries and all
Inferior Courts within the foregoing Jurisdictions Whose
Decisions are Reported-Also Reference to All Anno-
tations and Leading Articles on Insurance in all
Law Journals Published in the English Language.

VOL. XXV

FOR THE YEAR ENDING NOVEMBER 30, 1912

By GUILFORD A. DEITCH

OF THE INDIANAPOLIS BAR

ASSISTED BY

FRANK G. WEST

OF THE INDIANAPOLIS BAR

INDIANAPOLIS

THE ROUGH NOTES COMPANY, PUBLISHERS

Copyright, 1913

BY THE ROUGH NOTES COMPANY

PREFACE

This Volume completes the twenty-fifth year of the "Insurance Digest." It contains 795 cases and citations from many leading articles and references to annotations, relating to insurance, appearing in the law periodicals and reports published during the year ending October 31, 1912. The cases are classified as follows:

Out of 621 cases in which the companies were directly involved, judgments of the trial courts in 183 instances were for the companies, while 438 were decided against them. Of the 621 cases decided, 563 were appealed to higher courts, resulting in 250 decisions in favor of the companies and 313 decisions against them. In other words, the companies were successful in but 29.5 per cent. of the reported cases tried in the lower courts and but 45 per cent. of the cases appealed.

I express my obligations to Mr. Frank G. West and Miss Goldie Margaret Scovell of my office, for assistance in the preparation of this Volume.

GUILFORD A. DEITCH.

Indianapolis, Indiana, January 11, 1913.