Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 1
... , tells of seeing maps of New York City literally redlined by insurance companies to show agents where not to write policies . And in case he had any doubt about the meaning of those red lines , he was told by a company underwriter ( 1 )
... , tells of seeing maps of New York City literally redlined by insurance companies to show agents where not to write policies . And in case he had any doubt about the meaning of those red lines , he was told by a company underwriter ( 1 )
Página 2
... write Blacks or Hispanics . " The industry has found other ways to discriminate that may be less blatant but are just as effective in weeding out the poor and minorities from the pool of insurable risks . Underwriting guide- lines , the ...
... write Blacks or Hispanics . " The industry has found other ways to discriminate that may be less blatant but are just as effective in weeding out the poor and minorities from the pool of insurable risks . Underwriting guide- lines , the ...
Página 3
... write policies , much like the Home Mortgage Disclosure Act . It requires banks to have data on mortgage loans . It will put to the test the contention that dis- crimination does not exist . We should also consider giving consumers the ...
... write policies , much like the Home Mortgage Disclosure Act . It requires banks to have data on mortgage loans . It will put to the test the contention that dis- crimination does not exist . We should also consider giving consumers the ...
Página 11
... write . This happened many years ago , but the situation hasn't changed . There are companies , many companies , that will not write cer- tain areas . Now , our superintendent of insurance , Salvador Curiella , who is a scholar and an ...
... write . This happened many years ago , but the situation hasn't changed . There are companies , many companies , that will not write cer- tain areas . Now , our superintendent of insurance , Salvador Curiella , who is a scholar and an ...
Página 12
... writing automobile insurance as they are in others . The truth of the matter is , they don't even try . There are a few ... write voluntarily . They are local companies , Empire being one of them , and the other one is the Executive ...
... writing automobile insurance as they are in others . The truth of the matter is , they don't even try . There are a few ... write voluntarily . They are local companies , Empire being one of them , and the other one is the Executive ...
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Términos y frases comunes
ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code