Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 8
... things as business interruption and other kinds of basic insurance that is needed by a person who wanted to open a business . We asked the FAIR plan to change their coverage . They have now done so . They now allow for periodic monthly ...
... things as business interruption and other kinds of basic insurance that is needed by a person who wanted to open a business . We asked the FAIR plan to change their coverage . They have now done so . They now allow for periodic monthly ...
Página 12
... thing else , because it is not a matter of bigotry , it is a matter of profitability . They have found that in certain areas , they are not as profitable writing automobile insurance as they are in others . The truth of the matter is ...
... thing else , because it is not a matter of bigotry , it is a matter of profitability . They have found that in certain areas , they are not as profitable writing automobile insurance as they are in others . The truth of the matter is ...
Página 13
... things they had there . They told the agent , " Try to see the man's home , where he lives . If he has a neat house ... thing for politics . I mean , can you imagine run- ning for office and saying , " You nominate me and then you vote ...
... things they had there . They told the agent , " Try to see the man's home , where he lives . If he has a neat house ... thing for politics . I mean , can you imagine run- ning for office and saying , " You nominate me and then you vote ...
Página 14
... thing called the lead plan . " The lead plan means that a company that has given many assignments can sell those assignments to some- body else . The going rate was 125 percent of the premium . In other words , they were willing to ...
... thing called the lead plan . " The lead plan means that a company that has given many assignments can sell those assignments to some- body else . The going rate was 125 percent of the premium . In other words , they were willing to ...
Página 19
... things . Another factor is the location of agencies . It has been mentioned that people don't provide insurance in certain areas because they don't open up insurance agencies there . We found in Milwaukee that in 1970 , 1980 , and 1990 ...
... things . Another factor is the location of agencies . It has been mentioned that people don't provide insurance in certain areas because they don't open up insurance agencies there . We found in Milwaukee that in 1970 , 1980 , and 1990 ...
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Términos y frases comunes
ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code