Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 15
... tests conducted . Testers were often simply told that " we don't write policies in that neighborhood " or that " we don't cover houses worth less than a certain value . " The policies that were offered and written in low - income and mi ...
... tests conducted . Testers were often simply told that " we don't write policies in that neighborhood " or that " we don't cover houses worth less than a certain value . " The policies that were offered and written in low - income and mi ...
Página 1
... testing in re- sponse to these bona fide complaints of discrimination . We found several things . Most of the complaints in which we find that discrimination is occurring ... testing evidence . Now , let me explain testing ; what we do 23.
... testing in re- sponse to these bona fide complaints of discrimination . We found several things . Most of the complaints in which we find that discrimination is occurring ... testing evidence . Now , let me explain testing ; what we do 23.
Página 2
... testing ; what we do when we receive a com- plaint and how we test . We match two properties , one in a caucasian neighborhood and one in an African - American neighborhood . They are matched in terms of structure , the age of the ...
... testing ; what we do when we receive a com- plaint and how we test . We match two properties , one in a caucasian neighborhood and one in an African - American neighborhood . They are matched in terms of structure , the age of the ...
Página 13
... testing and we receive estimate documents back that is not true , because clients in the central city pay higher for less coverage than clients who are not in the central city , and just to kind of piggyback on that , I want to make ...
... testing and we receive estimate documents back that is not true , because clients in the central city pay higher for less coverage than clients who are not in the central city , and just to kind of piggyback on that , I want to make ...
Página 23
... testing in re- sponse to these bona fide complaints of discrimination . We found several things . Most of the complaints in which we find that discrimination is occurring ... testing evidence . Now , let me explain testing ; what we do 23.
... testing in re- sponse to these bona fide complaints of discrimination . We found several things . Most of the complaints in which we find that discrimination is occurring ... testing evidence . Now , let me explain testing ; what we do 23.
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ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code