Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 3
... regulation of insurance should be taken away from the States and given to the Federal Government . I believe in the free enterprise system . If a person can expect a reasonable return , then there is virtually no limit to the ingenuity ...
... regulation of insurance should be taken away from the States and given to the Federal Government . I believe in the free enterprise system . If a person can expect a reasonable return , then there is virtually no limit to the ingenuity ...
Página 6
... regulations for insurance companies in California that would link insurers ' profits to their service in underserved communities . We are very pleased to have you with us today . Please proceed . STATEMENT OF JOHN GARAMENDI , INSURANCE ...
... regulations for insurance companies in California that would link insurers ' profits to their service in underserved communities . We are very pleased to have you with us today . Please proceed . STATEMENT OF JOHN GARAMENDI , INSURANCE ...
Página 7
... regulations . Also in these regulations we gather additional statistical information such as exactly where the agents are located , where they serve , also information about the ethnic background of employers . That is the managers of ...
... regulations . Also in these regulations we gather additional statistical information such as exactly where the agents are located , where they serve , also information about the ethnic background of employers . That is the managers of ...
Página 8
... regulations . And should we be able to adopt those , there will be a reward for good service ; that is , more profit , and there will be a pe- nalization for substandard or no service at all ; that is , less profit . These regulations ...
... regulations . And should we be able to adopt those , there will be a reward for good service ; that is , more profit , and there will be a pe- nalization for substandard or no service at all ; that is , less profit . These regulations ...
Página 11
... regulation and market conduct , which is the sale of insurance , it probably is not wise or necessary for the Fed- eral Government to get into that . The States vary with their en- forcement activity . California has very stringent laws ...
... regulation and market conduct , which is the sale of insurance , it probably is not wise or necessary for the Fed- eral Government to get into that . The States vary with their en- forcement activity . California has very stringent laws ...
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ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code