Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 1
... policies . Another witness , with over 40 years experience as a broker and industry analyst , tells of seeing maps of New York City literally redlined by insurance companies to show agents where not to write policies . And in case he ...
... policies . Another witness , with over 40 years experience as a broker and industry analyst , tells of seeing maps of New York City literally redlined by insurance companies to show agents where not to write policies . And in case he ...
Página 3
... policies , much like the Home Mortgage Disclosure Act . It requires banks to have data on mortgage loans . It will put to the test the contention that dis- crimination does not exist . We should also consider giving consumers the right ...
... policies , much like the Home Mortgage Disclosure Act . It requires banks to have data on mortgage loans . It will put to the test the contention that dis- crimination does not exist . We should also consider giving consumers the right ...
Página 5
... policies of last resort are offered through the Michigan Basic Property Insurance Association . This program offers homeowner's , which includes liability , fire and theft and com- mercial insurance . They also provide fire coverage for ...
... policies of last resort are offered through the Michigan Basic Property Insurance Association . This program offers homeowner's , which includes liability , fire and theft and com- mercial insurance . They also provide fire coverage for ...
Página 7
... policies are being sold , they told us where the agents are . It is very clear that the distribution of agents from major companies is skewed away from the inner city and the minority communities of California . For example , one major ...
... policies are being sold , they told us where the agents are . It is very clear that the distribution of agents from major companies is skewed away from the inner city and the minority communities of California . For example , one major ...
Página 15
... policies in 38 per- cent of the tests conducted . Testers were often simply told that " we don't write policies in that neighborhood " or that " we don't cover houses worth less than a certain value . " The policies that were offered ...
... policies in 38 per- cent of the tests conducted . Testers were often simply told that " we don't write policies in that neighborhood " or that " we don't cover houses worth less than a certain value . " The policies that were offered ...
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Términos y frases comunes
ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code