Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 3
... person can expect a reasonable return , then there is virtually no limit to the ingenuity used to provide goods and services . If the perceived risks are great- er than the expected return , then there will be a shortage of goods and ...
... person can expect a reasonable return , then there is virtually no limit to the ingenuity used to provide goods and services . If the perceived risks are great- er than the expected return , then there will be a shortage of goods and ...
Página 4
... persons who would choose to have insurance cannot afford to do so . And then to find another instance , when there has been a tragedy , the insurance is not of sufficient nature to cover , in spite of the fact that the person who ...
... persons who would choose to have insurance cannot afford to do so . And then to find another instance , when there has been a tragedy , the insurance is not of sufficient nature to cover , in spite of the fact that the person who ...
Página 5
... persons find it impossible to have the same benefits as other businesses that function outside of those communities . So I commend you for the hearing . I look forward to hearing the witnesses . I just hope as we continue to work ...
... persons find it impossible to have the same benefits as other businesses that function outside of those communities . So I commend you for the hearing . I look forward to hearing the witnesses . I just hope as we continue to work ...
Página 8
... person who wanted to open a business . We asked the FAIR plan to change their coverage . They have now done so . They now allow for periodic monthly payments rather 6 . 20 8 A M 3 5 3 5 5 3 than an up - front payment , and they 8.
... person who wanted to open a business . We asked the FAIR plan to change their coverage . They have now done so . They now allow for periodic monthly payments rather 6 . 20 8 A M 3 5 3 5 5 3 than an up - front payment , and they 8.
Página 20
... person can do to make the application approvable ) , the type of policy , the value , the premium , the deductible , exclusions , and other terms of the policy . This information should be publicly available in a user - friendly format ...
... person can do to make the application approvable ) , the type of policy , the value , the premium , the deductible , exclusions , and other terms of the policy . This information should be publicly available in a user - friendly format ...
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ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code