Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 2
... percent more for State - sanctioned insurance than for private insurance . Yet , they cannot get insurance to cover the cost of rebuilding their homes if they are destroyed by fire or other disasters . They can only receive coverage up ...
... percent more for State - sanctioned insurance than for private insurance . Yet , they cannot get insurance to cover the cost of rebuilding their homes if they are destroyed by fire or other disasters . They can only receive coverage up ...
Página 14
... percent of the premium . In other words , they were willing to accept a 25 - percent loss on every one just to get rid of it . they mobile So w And there was a company that bought them . Two companies that bought them , in fact . One of ...
... percent of the premium . In other words , they were willing to accept a 25 - percent loss on every one just to get rid of it . they mobile So w And there was a company that bought them . Two companies that bought them , in fact . One of ...
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... percent in Chicago , and St. Louis , Missouri , for example , and minority areas were underinsured compared to the ... per- cent of the tests conducted . Testers were often simply told that " we don't write policies in that neighborhood ...
... percent in Chicago , and St. Louis , Missouri , for example , and minority areas were underinsured compared to the ... per- cent of the tests conducted . Testers were often simply told that " we don't write policies in that neighborhood ...
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... percent nonwhite to 24 percent nonwhite . The number of people that live there , the number of owner - occupied 19.
... percent nonwhite to 24 percent nonwhite . The number of people that live there , the number of owner - occupied 19.
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... percent of the total private sector work force was nonwhite compared to less than 17 percent among property casualty insurance companies . I am not aware of any systematic re- search that shows a linkage between racial composition of ...
... percent of the total private sector work force was nonwhite compared to less than 17 percent among property casualty insurance companies . I am not aware of any systematic re- search that shows a linkage between racial composition of ...
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ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code