Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 7
... major companies is skewed away from the inner city and the minority communities of California . For example , one major company , this is testimony presented at an earlier hearing in California , Štate Farm , had more agents in ...
... major companies is skewed away from the inner city and the minority communities of California . For example , one major company , this is testimony presented at an earlier hearing in California , Štate Farm , had more agents in ...
Página 8
... major companies . They simply cannot obtain the opportunity to sell insurance in those inner - city areas . Proposition 103 also prohibits any rate that is unfairly discrimi- natory and violates California law in other ways . We are ...
... major companies . They simply cannot obtain the opportunity to sell insurance in those inner - city areas . Proposition 103 also prohibits any rate that is unfairly discrimi- natory and violates California law in other ways . We are ...
Página 12
... major companies can't do it . Actually , these two companies are very pleased that the major companies can't do it , because they are writing as much as they can . Now , Mr. Kennedy , Congressman Kennedy mentioned about an underwriting ...
... major companies can't do it . Actually , these two companies are very pleased that the major companies can't do it , because they are writing as much as they can . Now , Mr. Kennedy , Congressman Kennedy mentioned about an underwriting ...
Página 14
... major carriers are not in- volved in any way . They are turning it over . တိ to chan barrass The The Robert plan ... major carriers do not sell off as the others have . For exam- ple , the major carriers , some of the real big ones ...
... major carriers are not in- volved in any way . They are turning it over . တိ to chan barrass The The Robert plan ... major carriers do not sell off as the others have . For exam- ple , the major carriers , some of the real big ones ...
Página 16
... major problem of insurance availability and affordability in minority and low - income areas . Unfortunately , FAIR plans , shared risk pools for high - risk policy- holders created in the 1970's , have not solved the problem . Numer ...
... major problem of insurance availability and affordability in minority and low - income areas . Unfortunately , FAIR plans , shared risk pools for high - risk policy- holders created in the 1970's , have not solved the problem . Numer ...
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ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code