Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 1
... agents are forbidden to sell policies . Another witness , with over 40 years experience as a broker and industry analyst , tells of seeing maps of New York City literally redlined by insurance companies to show agents where not to write ...
... agents are forbidden to sell policies . Another witness , with over 40 years experience as a broker and industry analyst , tells of seeing maps of New York City literally redlined by insurance companies to show agents where not to write ...
Página 6
... agents there , they don't sell insurance there . They have got a million and one excuses . And as a result , people can't insure their cars , their homes , they can't start businesses . Insur who Mr and we g the the e ance TH insu peop ...
... agents there , they don't sell insurance there . They have got a million and one excuses . And as a result , people can't insure their cars , their homes , they can't start businesses . Insur who Mr and we g the the e ance TH insu peop ...
Página 7
... agents are . It is very clear that the distribution of agents from major companies is skewed away from the inner city and the minority communities of California . For example , one major company , this is testimony presented at an ...
... agents are . It is very clear that the distribution of agents from major companies is skewed away from the inner city and the minority communities of California . For example , one major company , this is testimony presented at an ...
Página 8
... agents ' ability to bring insur- ance into the very areas that most need those services . Mostly , you will see this with independent agents as they at- tempt to get assignments or get contracts to sell the insurance of major companies ...
... agents ' ability to bring insur- ance into the very areas that most need those services . Mostly , you will see this with independent agents as they at- tempt to get assignments or get contracts to sell the insurance of major companies ...
Página 9
... agents , brokers , and companies that understand both their lan- guage and custom . We have seen serious problems in the inner city with unlicensed , unscrupulous ripoffs from insurance companies that often are off- shore ; they are not ...
... agents , brokers , and companies that understand both their lan- guage and custom . We have seen serious problems in the inner city with unlicensed , unscrupulous ripoffs from insurance companies that often are off- shore ; they are not ...
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ACORN action agency location amendment American Insurance Association American Insurers ance application Association auto insurance broker callers CARBAJAL Chairman KENNEDY Chicago Civil Rights conduct CONST consumers Court coverage DEWOLFE disinvestment equal protection factors Fair Housing Act FAIR plan FARMER Federal Insurance Administration fire fourteenth amendment Garamendi hearing Hispanic homeowners insurance Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue losses low-income MCCANDLESS McCarran-Ferguson Act metropolitan minority communities minority composition minority neighborhoods mortgage National nonwhite panel percent persons policies premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation Reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers testimony Thank theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin write York zip code