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" Each loan applicant's credit worthiness should be evaluated on an individual basis without reference to presumed characteristics of a group. The use of lending standards which have no economic basis and which are discriminatory in effect is a violation... "
Women & Housing: A Report on Sex Discrimination in Five American Cities - Página 108
por National Council of Negro Women - 1976 - 196 páginas
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Code of Federal Regulations: Containing a Codification of Documents of ...

1977 - 966 páginas
...nondiscrimInation regulations Is to require that every applicant be given an equal opportunity to obtain a loan. Each loan applicant's credit worthiness should be...In the absence of an actual Intent to discriminate. However, a standard which has a discriminatory effect Is not necessarily Improper If Its use achieves...
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The Code of Federal Regulations of the United States of America

1989 - 820 páginas
...nondiscrimination regulations is to require that every applicant be given an equal opportunity to obtain a loan. Each loan applicant's credit worthiness should be...in the absence of an actual intent to discriminate. However, a standard which has a discriminatory effect is not necessarily improper if its use achieves...
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Code of Federal Regulations: Containing a Codification of Documents of ...

1998 - 528 páginas
...be given an equal Sec. §571.24 opportunity to obtain a loan. Each loan applicant's credltworthiness should be evaluated on an individual basis without...in the absence of an actual intent to discriminate. However, a standard which has a discriminatory effect is not necessarily improper if its use achieves...
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Code of Federal Regulations: Containing a Codification of Documents of ...

2001 - 574 páginas
...every applicant be given an equal opportunity to obtain a loan. Each loan applicant's creditworthiness should be evaluated on an individual basis without...in the absence of an actual intent to discriminate. However, a standard which has a discriminatory effect is not necessarily improper if its use achieves...
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Code of Federal Regulations: Containing a Codification of Documents of ...

2000 - 520 páginas
...every applicant be given an equal opportunity to obtain a loan. Each loan applicant's creditworthiness should be evaluated on an individual basis without...in the absence of an actual intent to discriminate. However, a standard which has a discriminatory effect is not necessarily improper if its use achieves...
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Code of Federal Regulations: Containing a Codification of Documents of ...

1999 - 524 páginas
...every applicant be given an equal opportunity to obtain a loan. Each loan applicant's creditworthiness should be evaluated on an individual basis without...which are discriminatory in effect is a violation of le.w even in the absence of an actual intent to discriminate. However, a standard which has a discriminatory...
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Code of Federal Regulations: Containing a Codification of Documents of ...

1991 - 610 páginas
...every applicant be given an equal opportunity to obtain a loan. Each loan applicant's creditworthiness should be evaluated on an individual basis without...standards which have no economic basis and which are discrimina12 CFR Ch. V (1-1-91 Edition) tory in effect is a violation of law even in the absence of...
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Mortgage Money, who Gets It?: A Case Study in Mortgage Lending ...

United States Commission on Civil Rights - 1974 - 48 páginas
...practices which may result in discrimination even without actual intent to discriminate. They state that "each loan applicant's credit worthiness should be...reference to presumed characteristics of a group." 46 The guidelines describe those underwriting decisions as discriminatory which distinguish credit-worthiness...
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The Federal Civil Rights Enforcement Effort, 1974: A Report, Volúmenes1-2

United States Commission on Civil Rights - 1974 - 648 páginas
...standards to ensure that they are not discriminatory. They state that each applicant's creditworthiness should be evaluated on an individual basis without reference to presumed characteristics of a group. They specifically warn that, ."The use of lending standards which have no economic basis and which...
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Credit Discrimination: Hearings Before the Subcommittee on Consumer Affairs ...

United States Congress. House. Banking and Currency Committee - 1974 - 1396 páginas
...nonulscrimlnatlon regulations is to require that every applicant be given an equal opportunity to obtain a loan. Each loan applicant's credit worthiness should be...evaluated on an individual basis without reference to a presumed characteristic of a group. The use of lending standards which have no economic basis and...
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