FDIC Report on Preferential Bank Lending: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, Second Session ... March 16, 1978U.S. Government Printing Office, 1978 - 188 páginas |
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Página 1
... Questions about such banking practices and preferential lending were raised by the investigations into the banking practices of former Budget Director Bert Lance conducted by the Comptroller's office last summer . At that time serious ...
... Questions about such banking practices and preferential lending were raised by the investigations into the banking practices of former Budget Director Bert Lance conducted by the Comptroller's office last summer . At that time serious ...
Página 2
... question before us is whether our controls are sufficient . We cannot and should not abolish insider transactions . Many financial institutions would find it impossible to attract capable manage- ment personnel or directors if such ...
... question before us is whether our controls are sufficient . We cannot and should not abolish insider transactions . Many financial institutions would find it impossible to attract capable manage- ment personnel or directors if such ...
Página 3
... question is whether or not it was worth the effort . Obviously , it is preferable to legislate in the light than in the dark . All too often , there is a tendency to legislate without knowing all the facts . * In this case , however , I ...
... question is whether or not it was worth the effort . Obviously , it is preferable to legislate in the light than in the dark . All too often , there is a tendency to legislate without knowing all the facts . * In this case , however , I ...
Página 9
... question of overdraft abuses . Similarly , table 7 , which appears to show a policy of leniency with regard to waiving fees and charges to insiders of the bank on their overdrafts , does not take account of the relationship between size ...
... question of overdraft abuses . Similarly , table 7 , which appears to show a policy of leniency with regard to waiving fees and charges to insiders of the bank on their overdrafts , does not take account of the relationship between size ...
Página 10
... questions were asked which revealed the same lack of exposure on the part of these banks as the 38 discussed above . Thus , 28 of the 65 corporate overdrafts were covered before the midnight deadline and 12 others were reported because ...
... questions were asked which revealed the same lack of exposure on the part of these banks as the 38 discussed above . Thus , 28 of the 65 corporate overdrafts were covered before the midnight deadline and 12 others were reported because ...
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Términos y frases comunes
1969 AND PRIOR 1ST HALF 2ND HALF abuses ASSET average prime rate BALANCES DUE bank holding company bank or bank bank stock loans BANKS REPORTING OVERDRAFTS BANKS WHOSE STOCK CHAIRMAN Check appropriate box checked Yes CONGRESS THE LIBRARY correspondent balances Daily average date of note Definitions and Instructions demand deposits due DISTRIBUTION OF BANKS EXECUTIVE OFFICERS extensions of credit FDIC FIXED AND FLOATING FIXED RATE LOANS FLOATING RATE LOANS FREQUENCY DISTRIBUTION Gross demand deposits HEIMANN holding company stock insider transaction INSIDERS OF REPORTING institution listed Instructions applicable thereto INTEREST RATES CHARGED LARGEST OVERDRAFT LEMAISTRE LIBRARY OF CONGRESS listed in item LOAN AMOUNT LOANS OUTSTANDING loans to insiders MAJOR STOCKHOLDERS MILLION TABLE NUMBER OF LOANS number of shares NUMBER PCT OVERDRAFTS OVER $500 PARTEE percent public officials RATE LOAN TOTALS recorded in item reporting bank Schedule SCHEDULE IV SEPTEMBER 30 stock was pledged STOCKHOLDERS AND DIRECTORS survey TOTAL FIXED RATE Total number
Pasajes populares
Página 16 - ... under common control with, the person specified. (b) Control. The term "control" (including the terms "controlling", "controlled by" and "under common control with") means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract...
Página 41 - much media attention" is focused on "oldline" agencies such as the Federal Communications Commission, the Federal Trade Commission and the Interstate Commerce Commission. Yet, this group's expenditures "have a much more stable pattern,
Página 87 - Owns, controls, or has the power to vote 25 percent or more of any class of voting securities of the company or...
Página 41 - I would like to insert in the record a useful report by the Center for the Study of American Business at Washington University in St. Louis. The report, entitled "A Decade of Rapid Growth in Federal Regulation," points out the rapid growth in regulation that we have experienced in the past decade.
Página 17 - insider transaction" means any business transaction or series of related business transactions ' between a bank and: (i) An insider of the bank; (ii) A person related to an insider of the bank; (iii) Any other person where the transaction is made in contemplation of such person becoming an insider of the bank; or (iv) Any other person where the transaction inures to the tangible economic benefit of an insider or a person related to an insider. (7) Business transaction. The term "business transaction...
Página 39 - Professor and director of the Center for the Study of American Business at Washington University in St. Louis, Missouri.
Página 16 - bank" means an insured State nonmember commercial or mutual savings bank, and any majority-owned subsidiary of such bank. (2) Person. The term "person" means a corporation, partnership, association, or other business entity; any trust; or any natural person. (3) Control The term "control...
Página 84 - ... or had the power to exercise a controlling influence over the management or policies of the debtor...
Página 79 - Part with respect to certain creditors is assigned to the Comptroller of the Currency, Board of Governors of the Federal Reserve System...
Página 31 - ... program; I am favoring it. I only called attention to the words of Senator Pepper, "menace to international peace." Mr. FISH. That is ridiculous ; why discuss it? Professor HUDSON. The problem is now being cast in various newspapers in the terms of the new light that Senator Pepper threw on it. Mr. FISH. I was not here at the beginning of the hearing, and I was the one who made a motion for this committee to meet, and I trust that the gentleman who has just spoken will be given full liberty to...