FDIC Report on Preferential Bank Lending: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, Second Session ... March 16, 1978U.S. Government Printing Office, 1978 - 188 páginas |
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Página 4
... average amount of the correspondent balances relative to the average stock loan balance generally did not appear to be related to the rate charged on stock loans . Of the outstanding stock loans that were extended to the insiders of ...
... average amount of the correspondent balances relative to the average stock loan balance generally did not appear to be related to the rate charged on stock loans . Of the outstanding stock loans that were extended to the insiders of ...
Página 5
... Average interest rates on loans to these insiders were below the average prime rate in periods of tight money and rapidly changing prime rates . Those would be 1970 , 1973 , 1974 , and the early part of 1975 . The State - by - State ...
... Average interest rates on loans to these insiders were below the average prime rate in periods of tight money and rapidly changing prime rates . Those would be 1970 , 1973 , 1974 , and the early part of 1975 . The State - by - State ...
Página 6
... average prime rate . The list will also include those banks on both ends of stock loan transactions which involve low interest rates and a demand deposit placed in the lending bank by the bank whose stock secured the loan . In addition ...
... average prime rate . The list will also include those banks on both ends of stock loan transactions which involve low interest rates and a demand deposit placed in the lending bank by the bank whose stock secured the loan . In addition ...
Página 7
... Comparisons between interest rates charged on the loans and the average prime rates during the year of the loan origination provide some indication of the magnitude of preferential treatment extended to insiders of 7.
... Comparisons between interest rates charged on the loans and the average prime rates during the year of the loan origination provide some indication of the magnitude of preferential treatment extended to insiders of 7.
Página 8
... average prime rate . Moreover , since 1975 , when most of these loans were made , the proportion was 1.9 percent . The survey also showed that when a bank has a correspondent relationship with an institution whose stock is pledged by ...
... average prime rate . Moreover , since 1975 , when most of these loans were made , the proportion was 1.9 percent . The survey also showed that when a bank has a correspondent relationship with an institution whose stock is pledged by ...
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Términos y frases comunes
1969 AND PRIOR 1ST HALF 2ND HALF abuses ASSET average prime rate BALANCES DUE bank holding company bank or bank bank stock loans BANKS REPORTING OVERDRAFTS BANKS WHOSE STOCK CHAIRMAN Check appropriate box checked Yes CONGRESS THE LIBRARY correspondent balances Daily average date of note Definitions and Instructions demand deposits due DISTRIBUTION OF BANKS EXECUTIVE OFFICERS extensions of credit FDIC FIXED AND FLOATING FIXED RATE LOANS FLOATING RATE LOANS FREQUENCY DISTRIBUTION Gross demand deposits HEIMANN holding company stock insider transaction INSIDERS OF REPORTING institution listed Instructions applicable thereto INTEREST RATES CHARGED LARGEST OVERDRAFT LEMAISTRE LIBRARY OF CONGRESS listed in item LOAN AMOUNT LOANS OUTSTANDING loans to insiders MAJOR STOCKHOLDERS MILLION TABLE NUMBER OF LOANS number of shares NUMBER PCT OVERDRAFTS OVER $500 PARTEE percent public officials RATE LOAN TOTALS recorded in item reporting bank Schedule SCHEDULE IV SEPTEMBER 30 stock was pledged STOCKHOLDERS AND DIRECTORS survey TOTAL FIXED RATE Total number
Pasajes populares
Página 16 - ... under common control with, the person specified. (b) Control. The term "control" (including the terms "controlling", "controlled by" and "under common control with") means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract...
Página 41 - much media attention" is focused on "oldline" agencies such as the Federal Communications Commission, the Federal Trade Commission and the Interstate Commerce Commission. Yet, this group's expenditures "have a much more stable pattern,
Página 87 - Owns, controls, or has the power to vote 25 percent or more of any class of voting securities of the company or...
Página 41 - I would like to insert in the record a useful report by the Center for the Study of American Business at Washington University in St. Louis. The report, entitled "A Decade of Rapid Growth in Federal Regulation," points out the rapid growth in regulation that we have experienced in the past decade.
Página 17 - insider transaction" means any business transaction or series of related business transactions ' between a bank and: (i) An insider of the bank; (ii) A person related to an insider of the bank; (iii) Any other person where the transaction is made in contemplation of such person becoming an insider of the bank; or (iv) Any other person where the transaction inures to the tangible economic benefit of an insider or a person related to an insider. (7) Business transaction. The term "business transaction...
Página 39 - Professor and director of the Center for the Study of American Business at Washington University in St. Louis, Missouri.
Página 16 - bank" means an insured State nonmember commercial or mutual savings bank, and any majority-owned subsidiary of such bank. (2) Person. The term "person" means a corporation, partnership, association, or other business entity; any trust; or any natural person. (3) Control The term "control...
Página 84 - ... or had the power to exercise a controlling influence over the management or policies of the debtor...
Página 79 - Part with respect to certain creditors is assigned to the Comptroller of the Currency, Board of Governors of the Federal Reserve System...
Página 31 - ... program; I am favoring it. I only called attention to the words of Senator Pepper, "menace to international peace." Mr. FISH. That is ridiculous ; why discuss it? Professor HUDSON. The problem is now being cast in various newspapers in the terms of the new light that Senator Pepper threw on it. Mr. FISH. I was not here at the beginning of the hearing, and I was the one who made a motion for this committee to meet, and I trust that the gentleman who has just spoken will be given full liberty to...