FDIC Report on Preferential Bank Lending: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, Second Session ... March 16, 1978U.S. Government Printing Office, 1978 - 188 páginas |
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Página 8
... loan is larger and the interest rate charged is somewhat lower than when no correspondent relationship exists . However , it is not possible to conclude whether there are abuses of correspondent relationships without examining other ...
... loan is larger and the interest rate charged is somewhat lower than when no correspondent relationship exists . However , it is not possible to conclude whether there are abuses of correspondent relationships without examining other ...
Página 26
... loans from other banks , perhaps on more favorable terms . The evidence suggests that lower rates were ... rate loans was 7.58 percent , compared with 8.47 percent for loans when a balance was not maintained . For all reported floating ...
... loans from other banks , perhaps on more favorable terms . The evidence suggests that lower rates were ... rate loans was 7.58 percent , compared with 8.47 percent for loans when a balance was not maintained . For all reported floating ...
Página 57
... loans carry either a fixed rate or floating rate . A fixed rate is set on the date the note is executed and remains ... loans accounted for 56.8 percent of the 10 , 214 stock loans reported in Tables 1F and IG and 65.4 percent of the ...
... loans carry either a fixed rate or floating rate . A fixed rate is set on the date the note is executed and remains ... loans accounted for 56.8 percent of the 10 , 214 stock loans reported in Tables 1F and IG and 65.4 percent of the ...
Página 59
... loans to executive officers , major stockholders and directors of other banks ( but not bank holding companies ) are summarized in Table 2 by interest rate range and time period when the loan was originated ( date of note ) . The ...
... loans to executive officers , major stockholders and directors of other banks ( but not bank holding companies ) are summarized in Table 2 by interest rate range and time period when the loan was originated ( date of note ) . The ...
Página 64
... rate column of Table 3 , there was an apparent relationship between the interest rate charged on loans to insiders of other banks and the maintenance of a demand deposit at the - 14- lending bank . Interest rates on floating - 64.
... rate column of Table 3 , there was an apparent relationship between the interest rate charged on loans to insiders of other banks and the maintenance of a demand deposit at the - 14- lending bank . Interest rates on floating - 64.
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Términos y frases comunes
1969 AND PRIOR 1ST HALF 2ND HALF abuses ASSET average prime rate BALANCES DUE bank holding company bank or bank bank stock loans BANKS REPORTING OVERDRAFTS BANKS WHOSE STOCK CHAIRMAN Check appropriate box checked Yes CONGRESS THE LIBRARY correspondent balances Daily average date of note Definitions and Instructions demand deposits due DISTRIBUTION OF BANKS EXECUTIVE OFFICERS extensions of credit FDIC FIXED AND FLOATING FIXED RATE LOANS FLOATING RATE LOANS FREQUENCY DISTRIBUTION Gross demand deposits HEIMANN holding company stock insider transaction INSIDERS OF REPORTING institution listed Instructions applicable thereto INTEREST RATES CHARGED LARGEST OVERDRAFT LEMAISTRE LIBRARY OF CONGRESS listed in item LOAN AMOUNT LOANS OUTSTANDING loans to insiders MAJOR STOCKHOLDERS MILLION TABLE NUMBER OF LOANS number of shares NUMBER PCT OVERDRAFTS OVER $500 PARTEE percent public officials RATE LOAN TOTALS recorded in item reporting bank Schedule SCHEDULE IV SEPTEMBER 30 stock was pledged STOCKHOLDERS AND DIRECTORS survey TOTAL FIXED RATE Total number
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Página 16 - ... under common control with, the person specified. (b) Control. The term "control" (including the terms "controlling", "controlled by" and "under common control with") means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract...
Página 41 - much media attention" is focused on "oldline" agencies such as the Federal Communications Commission, the Federal Trade Commission and the Interstate Commerce Commission. Yet, this group's expenditures "have a much more stable pattern,
Página 87 - Owns, controls, or has the power to vote 25 percent or more of any class of voting securities of the company or...
Página 41 - I would like to insert in the record a useful report by the Center for the Study of American Business at Washington University in St. Louis. The report, entitled "A Decade of Rapid Growth in Federal Regulation," points out the rapid growth in regulation that we have experienced in the past decade.
Página 17 - insider transaction" means any business transaction or series of related business transactions ' between a bank and: (i) An insider of the bank; (ii) A person related to an insider of the bank; (iii) Any other person where the transaction is made in contemplation of such person becoming an insider of the bank; or (iv) Any other person where the transaction inures to the tangible economic benefit of an insider or a person related to an insider. (7) Business transaction. The term "business transaction...
Página 39 - Professor and director of the Center for the Study of American Business at Washington University in St. Louis, Missouri.
Página 16 - bank" means an insured State nonmember commercial or mutual savings bank, and any majority-owned subsidiary of such bank. (2) Person. The term "person" means a corporation, partnership, association, or other business entity; any trust; or any natural person. (3) Control The term "control...
Página 84 - ... or had the power to exercise a controlling influence over the management or policies of the debtor...
Página 79 - Part with respect to certain creditors is assigned to the Comptroller of the Currency, Board of Governors of the Federal Reserve System...
Página 31 - ... program; I am favoring it. I only called attention to the words of Senator Pepper, "menace to international peace." Mr. FISH. That is ridiculous ; why discuss it? Professor HUDSON. The problem is now being cast in various newspapers in the terms of the new light that Senator Pepper threw on it. Mr. FISH. I was not here at the beginning of the hearing, and I was the one who made a motion for this committee to meet, and I trust that the gentleman who has just spoken will be given full liberty to...