Table 118. RATIOS OF INCOME OF INSURED COMMERCIAL BANKS OPERATING THROUGHOUT 1976 IN THE UNITED STATES (STATES AND OTHER AREAS)1 Income item to to to Less $5.0 million $10.0 million $25.0 million $50.0 million $100.0 million $300.0 million $500.0 million $1.0 billion $5.0 billion than to $5 million $9.9 million $24.9 million $49.9 million $99.9 million $299.9 million $499.9 million $999.9 million $4.9 billion to to to to or more Banks with assets of Table 118. RATIOS OF INCOME OF INSURED COMMERCIAL BANKS OPERATING THROUGHOUT 1976 IN THE UNITED STATES (STATES AND OTHER AREAS)'-CONTINUED BANKS GROUPED ACCORDING TO AMOUNT OF ASSETS Income item Less than to $5 million $9.9 million $24.9 million $49.9 million $5.0 million $10.0 million $25.0 million $50.0 million $100.0 million $300.0 million $500.0 million $1.0 billion $5.0 billion to to 1This group of banks is the same as the group shown in table 116 under heading "Operating throughout the year." 2 Income from securities held in trading accounts is included in "Other operating income." 3 Ratios are based on assets and liabilities reported at end of year. 4 Less than 0.005. Table 119. INCOME OF INSURED MUTUAL SAVINGS BANKS IN THE UNITED STATES (STATES AND OTHER AREAS), 1971-1976 (Amounts in thousands of dollars) Occupancy expense of bank premises (including taxes, depreciation, maintenance, rentals), net 71,113 82,820 96,128 114,206 135,754 158,044 1972 1973 1974 1975 1976 Table 119. INCOME OF INSURED MUTUAL SAVINGS BANKS IN THE UNITED STATES (STATES AND OTHER AREAS), 1971-1976-CONTINUED (Amounts in thousands of dollars) 73,661,663 82,995,606 90,850,840 94,426,708 101,714,468 1,156,181 1,329,972 1,676,216 1,825,066 2,067,540' 4,437,666 5,740,097 6,299,082 5,950,081 7,823,837 114,044,800 1,934,535 11,482,069 11,932,355 15,033,388 16,238,983 16,410,896 19,035,575 23,065,574 Table 120. RATIOS OF INCOME OF INSURED MUTUAL SAVINGS BANKS IN THE UNITED STATES (STATES AND OTHER AREAS), 1971-1976 Occupancy expense of bank premises (including taxes, depreciation, maintenance, rentals)-net. 1.57 1.56 1.58 1.76 1.89 1.90 Furniture and equipment (including recurring depreciation) .63 .61 .61 .68 .73 .75 Actual net loan losses (charge-offs less recoveries) .07 .08 .15 .15 .30 .95 |