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acceptable accounts action activities additional adversely agencies amount appears Applicant approval assets assumption bank's Banks operating basis Board of Directors branches capital cash Cease-and-desist City closed commercial banks Community competition condition consumer continued Corporation Corporation's cost County December 31 depositors effect eliminate equity examination existing expenses failed failures FDIC Federal Deposit Insurance Federal Reserve foreign funds future Government GROUPED held income increase institutions insured banks Interest IPC deposits issued June largest laws lending less liabilities liquidation loan losses loans located losses ment merge merger million mutual savings banks National Bank notes offices percent position possible present problem proposed purchase real estate received reduce regulations reports Reserve result securities Served share significant status substantial supervision Table terminated tion trade transaction Trust Company United York
Página 10 - System and that consideration has been given to the financial history and condition of the bank, the adequacy of its capital structure, its future earnings prospects, the general character of its management, the convenience and needs of the community to be served by the bank, and whether or not its corporate powers are consistent with the purposes of the Federal Deposit Insurance Act.
Página 146 - Service as may be appropriate to further its activities in preventing or eliminating discriminatory housing practices; and (5) administer the programs and activities relating to housing and urban development in a manner affirmatively to further the policies of this title.
Página 114 - ... checks, money orders, or similar instruments, any broker or dealer in securities registered or required to be registered with the Securities and Exchange Commission under the Securities Exchange Act of 1934...
Página 24 - The Opinions Division also coordinates the Board's activities under the Flood Disaster Protection Act of 1973 and consumer protection legislation such as the Truth in Lending Act, the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act of 1974, and the Equal Credit Opportunity Act. The Opinions Division also...
Página 12 - In every case, the responsible agency shall take into consideration the financial and managerial resources and future prospects of the existing and proposed institutions, and the convenience and needs of the community to be served.
Página 11 - State member banks, defines the term branch as including "any branch bank, branch office, branch agency, additional office, or any branch place of business * * * at which deposits are received, or checks paid, or money lent.
Página 125 - ... shall forfeit and pay a civil penalty of not more than $1,000 per day for each day during which such violation continues.
Página 38 - Insured banks at the rate of 1/12 of one percent per year on the bank's average deposit liability less certain exclusions and deductions. Assessments are due in advance for each six-month period and credited to Income each month.
Página 38 - This statement does not include accountability for the assets and liabilities of either the closed insured banks for which the Corporation acts as receiver or liquidating agent or those of the two wholly owned Deposit Insurance National Banks in operation on June 30, 1966.
Página 128 - ... an order to cease and desist from any such violation or practice. Such order may, by provisions which may be mandatory or otherwise, require the institution or its directors, officers, employees, agents, and other persons participating in the conduct of the affairs...