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rintendent of Documents, U.S. Government Printing Office, Washington, D.C. 20402 Ibscription Price: $400 per year; $100 additional for foreign mailing.

Single copies vary in price. This issue $6.7.

Cite this Code CFR

thus: 12 CFR 301.1

Explanation

The Code of Federal Regulations is a codification of the general and per rules published in the Federal Register by the Executive departments and a of the Federal Government. The Code is divided into 50 titles which re broad areas subject to Federal regulation. Each title is divided into chapter usually bear the name of the issuing agency. Each chapter is further sub into parts covering specific regulatory areas. ISSUE DATES

Each volume of the Code is revised at least once each calendar year and on a quarterly basis approximately as follows: Title 1 through Title 16.---

Las of Januar Title 17 through Title 27-----

-as of Apri Title 28 through Title 41----

--as of Jul Title 42 through Title 50-----

----as of Octobe The appropriate revision date is printed on the cover of each volume. LEGAL STATUS

The contents of the Federal Register are required to be judicially noti U.S.C. 1507). The Code of Federal Regulations is prima facie evidence of of the original documents (44 U.S.C. 1510). HOW TO USE THE CODE OF FEDERAL REGULATIONS

The Code of Federal Regulations is kept up to date by the individual i the Federal Register. These two publications must be used together to de the latest version of any given rule.

To determine whether there have been any amendments since the revisi of the Code volume in which the user is interested (in this case, January 1 the following two lists must be consulted: the "List of CFR Sections (LSA)” issued monthly and the "Cumulative List of Parts Affected": appears daily in the Federal Register. These two lists will refer the user Federal Register page where he may find the latest amendment of any giv EFFECTIVE DATES

Each volume of the Code contains amendments published in the Federal ] since the last revision of that volume of the Code. Source citations for the tions are referred to by volume number and page number of the Federal I and date of publication. Publication dates and effective dates are usually same and care must be exercised by the user in determining the actual e date. In instances where the effective date is beyond the cut-off date for th a note has been inserted to reflect the future effective date.

Provisions that become obsolete before the revision date stated on the cover
each volume are not carried. Code users may find the text of provisions in effect
a given date in the past by using the appropriate numerical list of sections affecte
For the period before January 1, 1964, the user should consult the “List of Sectic
Affected, 1949–1963” published in a separate volume. For the period beginni
January 1, 1964, a “List of CFR Sections Affected” is published at the end of ea
CFR volume.

CFR INDEXES AND TABULAR GUIDES

A subject index to the Code of Federal Regulations which is revised annua

as of July 1, is contained in a separate volume entitled CFR INDEX. This volun

contains the Parallel Table of Statutory Authorities and Agency Rules (Table I

and Acts Requiring Publication in the Federal Register (Table II). A list of CF
Titles, Chapters, and Parts, an alphabetical list of CFR subtitles and chapters, an
lists of current and superseded CFR volumes are also included in this volume.

An index to the text of Presidential documents appears at the end of eac
compilation of Title 3, The President.

The Federal Register Index is issued monthly, quarterly, and annually. Th

index is based on a consolidation of the “Contents” entries in the daily Feder

Register.

A List of CFR Sections Affected (LSA) is published monthly, keyed to il

revision dates of the 50 CFR titles.

THIS TITLE

Title 12—BANKS AND BANKING is composed of two volumes. The first v contains Parts 1–299, the current regulations issued by the Comptroller Currency (Department of the Treasury) and by the Federal Reserve S The second volume contains Part 300 to end, the current regulations issu the Federal Deposit Insurance Corporation, the Export-Import Bank United States, the Federal Home Loan Bank Board, the Farm Credit Ad tration, the National Credit Union Administration, and the Federal Fin Bank.

Redesignation tables appear in the Finding Aids section of these vo

The Code of Federal Regulations is published under the editorial direct Robert E. Lewis, assisted by Pearl Einhorn. For this volume, Kathryn Mc English was Chief Editor and Karen W. Stewart, Associate Editor.

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