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TABLE OF CONTENTS.

Letter of transmittal.

Introduction..............

The German credit unions, or people's banks

Collective credit vs. individual credit.

Sources of the capital handled..

Methods of employing capital.

Growth of the credit unions.
Participation of agriculturists.
Constitutional details.....

Raiffeisen loan associations...

Sources of capital handled
Constitutional details..

Growth of associations...

German legislation on coöperative associations

People's banks of Austria-Hungary

Austria, statistical statement of condition 1873 to 1888.
Hungary, statistical statement of condition 1876 to 1888..

Italy, coöperative banking in

Growth of popular banking

Distribution of coöperative banks.

Rate of discount and interest for 1888

Capital of various classes of institutions.

Benefits to agriculture

Groups of popular banks and prominent individual banks..

Wollemborg rural banks

Russia, cooperative banks in

Rules and regulations of

Capital of banks..

Methods of loans..

Leading features of.

General observations.

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