Y 4.B22/1:103-111 H.R. 3615; THE MUTUAL BANK P67-73 HEARING BEFORE THE SUBCOMMITTEE ON FINANCIAL INSTITUTIONS SUPERVISION, OF THE COMMITTEE ON BANKING, FINANCE AND HOUSE OF REPRESENTATIVES ONE HUNDRED THIRD CONGRESS SECOND SESSION STANFORD JANUARY 26, 1994 Printed for the use of the Committee on Banking, Finance and Urban Affairs Serial No. 103-111 DEPOSITORY MAR 1 3 1994 Stanford University U.S. GOVERNMENT PRINTING OFFICE WASHINGTON: 1994 For sale by the U.S. Government Printing Office Superintendent of Documents, Congressional Sales Office, Washington, DC 20402 ISBN 0-16-044075-0 76-097 CC HOUSE COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS HENRY B. GONZALEZ, Texas, Chairman STEPHEN L. NEAL, North Carolina HERBERT C. KLEIN, New Jersey LUCILLE ROYBAL-ALLARD, California MELVIN WATT, North Carolina CALVIN M. DOOLEY, California MAURICE HINCHEY, New York RON KLINK, Pennsylvania ERIC FINGERHUT, Ohio JAMES A. LEACH, Iowa BILL MCCOLLUM, Florida DOUG BEREUTER, Nebraska ALFRED A. (AL) MCCANDLESS, California CRAIG THOMAS, Wyoming SAM JOHNSON, Texas JOE KNOLLENBERG, Michigan BERNARD SANDERS, Vermont SUBCOMMITTEE ON FINANCIAL INSTITUTIONS SUPERVISION, REGULATION AND DEPOSIT INSURANCE STEPHEN L. NEAL, North Carolina, Chairman JOHN J. LAFALCE, New York LARRY LAROCCO, Idaho BILL ORTON, Utah JIM BACCHUS, Florida MAXINE WATERS, California HERBERT C. KLEIN, New Jersey THOMAS M. BARRETT, Wisconsin BILL MCCOLLUM, Florida RICHARD H. BAKER, Louisiana SPENCER BACHUS, Alabama MICHAEL HUFFINGTON, California (II) |