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Ferland, Roland, vice chairman, financial institutions committee, National
Association of Home Builders, accompanied by Gary Paul Kane, associate
legislative counsel

742

Friedman, Hon. Stephen J., Deputy Assistant Secretary for Capital Markets
Policy, Department of the Treasury

992

Hutchinson, John, secretary, National Association of Federal Credit Unions,
manager, National Standard Federal Credit Union, Windsor Locks, Conn.;
accompanied by Karl Hoyle, legislative representative.

497

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