FDIC Report on Preferential Bank Lending: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, Second Session ... March 16, 1978U.S. Government Printing Office, 1978 - 188 páginas |
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Página 8
... recorded overdrafts of insiders during the 90 - day period preceding the examination date . By comparison , in the survey under discus- sion , about 44 percent of the 8,580 State nonmember banks reported overdrafts over $ 500 ...
... recorded overdrafts of insiders during the 90 - day period preceding the examination date . By comparison , in the survey under discus- sion , about 44 percent of the 8,580 State nonmember banks reported overdrafts over $ 500 ...
Página 36
... recorded in time , a host of minor errors . There are no reasonable explanations for the remaining 46 . Therefore , they are each being investigated separately and action will be taken in each case . The CHAIRMAN . Now how deep do you ...
... recorded in time , a host of minor errors . There are no reasonable explanations for the remaining 46 . Therefore , they are each being investigated separately and action will be taken in each case . The CHAIRMAN . Now how deep do you ...
Página 59
... recorded for each time period except " 1969 and prior . " The " prime rate " used is the rate that the largest money center commercial banks charge their best customers on short - term business loans . Short - term customarily refers to ...
... recorded for each time period except " 1969 and prior . " The " prime rate " used is the rate that the largest money center commercial banks charge their best customers on short - term business loans . Short - term customarily refers to ...
Página 71
... recorded . However , information on fees that banks may charge on overdrafts was not requested . Insiders were defined to include a bank's executive officers , its major shareholders , and its directors , and their immediate families ...
... recorded . However , information on fees that banks may charge on overdrafts was not requested . Insiders were defined to include a bank's executive officers , its major shareholders , and its directors , and their immediate families ...
Página 84
... recorded in item L : Check the box " Fixed rate " if the interest rate recorded in item L was fixed at the beginning of the loan and was known to both the bank and the borrower at that time . The " Fixed rate " may be either a single ...
... recorded in item L : Check the box " Fixed rate " if the interest rate recorded in item L was fixed at the beginning of the loan and was known to both the bank and the borrower at that time . The " Fixed rate " may be either a single ...
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Términos y frases comunes
1969 AND PRIOR 1ST HALF 2ND HALF abuses ASSET average prime rate BALANCES DUE bank holding company bank or bank bank stock loans BANKS REPORTING OVERDRAFTS BANKS WHOSE STOCK CHAIRMAN Check appropriate box checked Yes correspondent balances Daily average date of note Definitions and Instructions demand deposits due DISTRIBUTION OF BANKS EXECUTIVE OFFICERS extensions of credit FDIC FIXED AND FLOATING FIXED RATE LOANS FLOATING RATE LOANS FREQUENCY DISTRIBUTION Gross demand deposits HEIMANN holding company stock insider transaction institution listed Instructions applicable thereto INTEREST RATES CHARGED IV and Definitions LARGEST OVERDRAFT LEMAISTRE LENDING BANK 000'S listed in item LOAN AMOUNT LOANS OUTSTANDING loans to insiders MAJOR STOCKHOLDERS NUMBER OF LOANS number of shares NUMBER PCT OVERDRAFTS OVER $500 PARTEE percent public officials RATE LOAN TOTALS recorded in item reporting bank Schedule SCHEDULE IV SEPTEMBER 30 stock was pledged STOCKHOLDERS AND DIRECTORS survey TOTAL FIXED RATE Total number unsafe or unsound
Pasajes populares
Página 16 - ... under common control with, the person specified. (b) Control. The term "control" (including the terms "controlling", "controlled by" and "under common control with") means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract...
Página 87 - Owns, controls, or has the power to vote 25 percent or more of any class of voting securities of the company or...
Página 39 - Professor and director of the Center for the Study of American Business at Washington University in St. Louis, Missouri.
Página 16 - bank" means an insured State nonmember commercial or mutual savings bank, and any majority-owned subsidiary of such bank. (2) Person. The term "person" means a corporation, partnership, association, or other business entity; any trust; or any natural person. (3) Control The term "control...
Página 17 - Insider transaction. The term "insider transaction" means any business transaction or series of related business transactions ' between a bank and: (i) An insider of the bank; (ii) A person related to an insider of the bank; (iii) Any other person where the transaction is made in contemplation of such person becoming an insider of the bank; or (iv) Any other person where the transaction inures to the tangible economic benefit of an insider or a person related to an insider.
Página 84 - ... or had the power to exercise a controlling influence over the management or policies of the debtor...
Página 13 - Requests should be directed to the Office of the Executive Secretary, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429.
Página 31 - ... program; I am favoring it. I only called attention to the words of Senator Pepper, "menace to international peace." Mr. FISH. That is ridiculous ; why discuss it ? Professor HUDSON. The problem is now being cast in various newspapers in the terms of the new light that Senator Pepper threw on it. Mr. FISH. I was not here at the beginning of the hearing, and I was the one who made a motion for this committee to meet, and I trust that the gentleman who has just spoken will be given full liberty...
Página 18 - ... such person to be considered an insider, the date on which the transaction was approved by the board, the type of insider transaction and the relevant terms of the transaction, any other pertinent facts which serve to explain or support the basis for the board's decision, and any statements submitted for the minutes or the file by directors or trustees who voted not to approve the transaction setting forth their reasons for such vote.
Página 52 - Directors, after consultation with the Comptroller of the Currency and the Board of Governors of the Federal Reserve System...