FDIC Report on Preferential Bank Lending: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, Second Session ... March 16, 1978U.S. Government Printing Office, 1978 - 188 páginas |
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Página 3
... determine the extent to which banks in this country engaged in banking activities associated with Mr. Lance . There are several points I feel should be made about this survey . For one thing , it involved a great deal of time , money ...
... determine the extent to which banks in this country engaged in banking activities associated with Mr. Lance . There are several points I feel should be made about this survey . For one thing , it involved a great deal of time , money ...
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... determining whether a preferential rate has really been granted . State - by - State comparisons indicated that bank stock lending to insiders of other banks was concentrated principally in the 15 - unit banking States . Such loans were ...
... determining whether a preferential rate has really been granted . State - by - State comparisons indicated that bank stock lending to insiders of other banks was concentrated principally in the 15 - unit banking States . Such loans were ...
Página 6
... determine whether the bank has in fact engaged in or is engaging in any of these practices . This list will include all those State nonmember banks identified in the survey which extended credit to their own insiders at rates of ...
... determine whether the bank has in fact engaged in or is engaging in any of these practices . This list will include all those State nonmember banks identified in the survey which extended credit to their own insiders at rates of ...
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... determine whether widespread abuses currently exist in bank stock lending , it is necessary to examine all the lending terms of stock loans in each time period . Comparisons between interest rates charged on the loans and the average ...
... determine whether widespread abuses currently exist in bank stock lending , it is necessary to examine all the lending terms of stock loans in each time period . Comparisons between interest rates charged on the loans and the average ...
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... determine what changes should be undertaken . FOLLOWUP PROCEDURES The issue of what constitutes abuse by insiders of their relationship with their financial institution evokes some disagreement . My own view and the predominant one at ...
... determine what changes should be undertaken . FOLLOWUP PROCEDURES The issue of what constitutes abuse by insiders of their relationship with their financial institution evokes some disagreement . My own view and the predominant one at ...
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Términos y frases comunes
1969 AND PRIOR 1ST HALF 2ND HALF abuses ASSET average prime rate BALANCES DUE bank holding company bank or bank bank stock loans BANKS REPORTING OVERDRAFTS BANKS WHOSE STOCK CHAIRMAN Check appropriate box checked Yes correspondent balances Daily average date of note Definitions and Instructions demand deposits due DISTRIBUTION OF BANKS EXECUTIVE OFFICERS extensions of credit FDIC FIXED AND FLOATING FIXED RATE LOANS FLOATING RATE LOANS FREQUENCY DISTRIBUTION Gross demand deposits HEIMANN holding company stock insider transaction institution listed Instructions applicable thereto INTEREST RATES CHARGED IV and Definitions LARGEST OVERDRAFT LEMAISTRE LENDING BANK 000'S listed in item LOAN AMOUNT LOANS OUTSTANDING loans to insiders MAJOR STOCKHOLDERS NUMBER OF LOANS number of shares NUMBER PCT OVERDRAFTS OVER $500 PARTEE percent public officials RATE LOAN TOTALS recorded in item reporting bank Schedule SCHEDULE IV SEPTEMBER 30 stock was pledged STOCKHOLDERS AND DIRECTORS survey TOTAL FIXED RATE Total number unsafe or unsound
Pasajes populares
Página 16 - ... under common control with, the person specified. (b) Control. The term "control" (including the terms "controlling", "controlled by" and "under common control with") means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract...
Página 87 - Owns, controls, or has the power to vote 25 percent or more of any class of voting securities of the company or...
Página 39 - Professor and director of the Center for the Study of American Business at Washington University in St. Louis, Missouri.
Página 16 - bank" means an insured State nonmember commercial or mutual savings bank, and any majority-owned subsidiary of such bank. (2) Person. The term "person" means a corporation, partnership, association, or other business entity; any trust; or any natural person. (3) Control The term "control...
Página 17 - Insider transaction. The term "insider transaction" means any business transaction or series of related business transactions ' between a bank and: (i) An insider of the bank; (ii) A person related to an insider of the bank; (iii) Any other person where the transaction is made in contemplation of such person becoming an insider of the bank; or (iv) Any other person where the transaction inures to the tangible economic benefit of an insider or a person related to an insider.
Página 84 - ... or had the power to exercise a controlling influence over the management or policies of the debtor...
Página 13 - Requests should be directed to the Office of the Executive Secretary, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429.
Página 31 - ... program; I am favoring it. I only called attention to the words of Senator Pepper, "menace to international peace." Mr. FISH. That is ridiculous ; why discuss it ? Professor HUDSON. The problem is now being cast in various newspapers in the terms of the new light that Senator Pepper threw on it. Mr. FISH. I was not here at the beginning of the hearing, and I was the one who made a motion for this committee to meet, and I trust that the gentleman who has just spoken will be given full liberty...
Página 18 - ... such person to be considered an insider, the date on which the transaction was approved by the board, the type of insider transaction and the relevant terms of the transaction, any other pertinent facts which serve to explain or support the basis for the board's decision, and any statements submitted for the minutes or the file by directors or trustees who voted not to approve the transaction setting forth their reasons for such vote.
Página 52 - Directors, after consultation with the Comptroller of the Currency and the Board of Governors of the Federal Reserve System...