FDIC Report on Preferential Bank Lending: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-fifth Congress, Second Session ... March 16, 1978U.S. Government Printing Office, 1978 - 188 páginas |
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Página 8
... fixed and floating rates ) on loans to insiders over the time period of the survey than the national average as reported in the survey . This was true regardless of whether correspondent balances were main- tained at the lending ...
... fixed and floating rates ) on loans to insiders over the time period of the survey than the national average as reported in the survey . This was true regardless of whether correspondent balances were main- tained at the lending ...
Página 26
... fixed rate loans was 7.58 percent , compared with 8.47 percent for loans when a balance was not maintained . For all reported floating rate loans , when a correspondent balance was maintained the weighted average rate for loans was 7.72 ...
... fixed rate loans was 7.58 percent , compared with 8.47 percent for loans when a balance was not maintained . For all reported floating rate loans , when a correspondent balance was maintained the weighted average rate for loans was 7.72 ...
Página 57
... fixed rate or floating rate . A fixed rate is set on the date the note is executed and remains unchanged until the note is paid off or refinanced or until it matures . A floating rate generally is tied to a market interest rate , such ...
... fixed rate or floating rate . A fixed rate is set on the date the note is executed and remains unchanged until the note is paid off or refinanced or until it matures . A floating rate generally is tied to a market interest rate , such ...
Página 59
... fixed - rate stock loans origi- nated during 1977 and most floating - rate stock loans . A longer - term rate is more appropriate for most rate comparisons for stock loans originated prior to 1977. During the period covered by the ...
... fixed - rate stock loans origi- nated during 1977 and most floating - rate stock loans . A longer - term rate is more appropriate for most rate comparisons for stock loans originated prior to 1977. During the period covered by the ...
Página 65
... floating - rate loans averaged 49 basis points lower where a demand deposit was maintained . For the entire time period covered in the survey , rates on fixed - rate loans where a demand deposit balance existed were an average of 89 ...
... floating - rate loans averaged 49 basis points lower where a demand deposit was maintained . For the entire time period covered in the survey , rates on fixed - rate loans where a demand deposit balance existed were an average of 89 ...
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Términos y frases comunes
1969 AND PRIOR 1ST HALF 2ND HALF abuses ASSET average prime rate BALANCES DUE bank holding company bank or bank bank stock loans BANKS REPORTING OVERDRAFTS BANKS WHOSE STOCK CHAIRMAN Check appropriate box checked Yes correspondent balances Daily average date of note Definitions and Instructions demand deposits due DISTRIBUTION OF BANKS EXECUTIVE OFFICERS extensions of credit FDIC FIXED AND FLOATING FIXED RATE LOANS FLOATING RATE LOANS FREQUENCY DISTRIBUTION Gross demand deposits HEIMANN holding company stock insider transaction institution listed Instructions applicable thereto INTEREST RATES CHARGED IV and Definitions LARGEST OVERDRAFT LEMAISTRE LENDING BANK 000'S listed in item LOAN AMOUNT LOANS OUTSTANDING loans to insiders MAJOR STOCKHOLDERS NUMBER OF LOANS number of shares NUMBER PCT OVERDRAFTS OVER $500 PARTEE percent public officials RATE LOAN TOTALS recorded in item reporting bank Schedule SCHEDULE IV SEPTEMBER 30 stock was pledged STOCKHOLDERS AND DIRECTORS survey TOTAL FIXED RATE Total number unsafe or unsound
Pasajes populares
Página 16 - ... under common control with, the person specified. (b) Control. The term "control" (including the terms "controlling", "controlled by" and "under common control with") means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract...
Página 87 - Owns, controls, or has the power to vote 25 percent or more of any class of voting securities of the company or...
Página 39 - Professor and director of the Center for the Study of American Business at Washington University in St. Louis, Missouri.
Página 16 - bank" means an insured State nonmember commercial or mutual savings bank, and any majority-owned subsidiary of such bank. (2) Person. The term "person" means a corporation, partnership, association, or other business entity; any trust; or any natural person. (3) Control The term "control...
Página 17 - Insider transaction. The term "insider transaction" means any business transaction or series of related business transactions ' between a bank and: (i) An insider of the bank; (ii) A person related to an insider of the bank; (iii) Any other person where the transaction is made in contemplation of such person becoming an insider of the bank; or (iv) Any other person where the transaction inures to the tangible economic benefit of an insider or a person related to an insider.
Página 84 - ... or had the power to exercise a controlling influence over the management or policies of the debtor...
Página 13 - Requests should be directed to the Office of the Executive Secretary, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429.
Página 31 - ... program; I am favoring it. I only called attention to the words of Senator Pepper, "menace to international peace." Mr. FISH. That is ridiculous ; why discuss it ? Professor HUDSON. The problem is now being cast in various newspapers in the terms of the new light that Senator Pepper threw on it. Mr. FISH. I was not here at the beginning of the hearing, and I was the one who made a motion for this committee to meet, and I trust that the gentleman who has just spoken will be given full liberty...
Página 18 - ... such person to be considered an insider, the date on which the transaction was approved by the board, the type of insider transaction and the relevant terms of the transaction, any other pertinent facts which serve to explain or support the basis for the board's decision, and any statements submitted for the minutes or the file by directors or trustees who voted not to approve the transaction setting forth their reasons for such vote.
Página 52 - Directors, after consultation with the Comptroller of the Currency and the Board of Governors of the Federal Reserve System...