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Persons can get insurance only when they don't want it. When they actually need it, they can't get it. "Too late” are harsh words.
If sickness and accident were a habit, we would all know how to provide for the financial burdens that follow in their wake.
But they are too generally regarded as natural events in the life of the other fellow, and only vague possibilities in our own.
Every teacher begins his work in September with one chance in five that he will lose at least a part of his salary, if not all of it, through sickness or accident, before the close of the term. And these figures are not idle guess-work, but are supported by the actual experience of every insurance organization.
Most teachers are confident of accumulating a snug sum before they grow old, THAT IS THEY MEAN TO, but few of them at age of sixty have anything to show for their life's work. WHY? Because their saving was all done TOMORROW.
Life is only a short span. Old age will be upon you all too soon. What then? Will you be able to look with confidence upon the possible loss of your health, your position, or upon dependency in your latter days, or will these things hold nothing but fear for you?
The New Year is upon us--the time for making, and keeping, good resolutions. Why not resolve to begin building for the future today? Why not let the E. B. A. help you do the paying when you are ill, or meet with an accident, thereby conserving your own funds? That's ECONOMY--or THRIFT-or whatever else you may choose to call it.
Reach for your pen this minute. Ask us to send you full information of the splendid work we are doing among teachers everywhere. Put the burden of proof upon us.
THE EDUCATORS BENEFICIAL ASSOCIATION
PENNSYLVANIA SCHOOL JOURNAL Published monthly, except July and August. Entered as second-class matter September 1, 1921, at the post offices at Lebanon and Harrisburg, Pa., under the Act of March 3, 1879. Acceptance for mailing at special rate of postage provided for in Section 1103, Act of Oct. 3. 1917, authorized Sept. 1, 1921
The Pennsylvania State
Professional Courses for the preparation of teaching are offered leading to
1. Normal School Certificate
4. Issue and renewal Partial Certificate Two Year Courses for teaching in elementary schools. Three Year Courses for teaching in junior high schools and for
teaching and supervision of Art, Commerce, Home Econom-
Under Special Arrangement
SUMMER COURSES Bloomsburg
Kutztown (special courses in Library and G. C. L. Riemer, Principal.
A. C. Rothermel
Warren Nevin Drum, Principal. Leslie Pinckney Hill, Principal. Mansfield (special courses in Home EcoClarion
nomics and Music). Clyde C. Green, Principal.
William R. Straughn, Principal. East Stroudsburg (special courses in Health Millersville (special courses in Library). Education and courses by corres
C. H. Gordinier, Principal.
Ezra Lehman, Principal. Edinboro (special courses in Art Educa- Slippery Rock (special courses in Health tion).
J. Linwood Eisenberg, Principal. Indiana (special courses
in Commerce, West Chester (special courses in Health Home Economics and Music).
Education and Music).
Andrew Thomas Smith, Principal.
The best professional opinion of the country and the law of the Commonwealth agree upon a two year normal school training or its equivalent as the minimum standard for the teaching profession. By September, 1927, all Pennsylvania teachers shall have reached this standard.
High school graduates planning to teach should arrange to take the full professional course beginning in September. Partial certificates, however, will be granted on the completion of eight semester hours of professional work, additional to High School Graduation. Teachers in service should avail themselves of the summer and extension courses.
Competent faculties. Comfortable living conditions. Delightful locations. Opportunities for recreation. Free tuition. Reasonable rates for board and lodging. Registration fee ten dollars. Catalogs on request. Address the principal.
RESERVATIONS SHOULD BE MADE AT ONCE AS ENROLLMENTS ARE HEAVY
Don't forget to mention the Pennsylvania School Journal when writing to advertisers.
It will be appreciated.
PENNSYLVANIA SCHOOL JOURNAL
Published monthly, except July, and August, by the Pennsylvania State Education Association JAMES HERBERT KELLEY, Editor
RACHEL SARAH TURNER, Assistant Editor John PIERSOL McCaskey, Editor Emeritus
COMMITTEE ON EDITORIAL POLICY Ezra LEHMAN, WILLIAM M. DAVIDSON, J. George BechT, U. L. GORDY THE PENNSYLVANIA SCHOOL JOURNAL is a member of the Educational Press Association of America and is published in accordance with the standards of that organization. The JOURNAL is also a member of the Service Bureau of State Education Associations, 505 Youngerman Building, Des Moines, Iowa, which is its direct representative in the national advertising field.
The payment of the annual dues of $1.00 entitles a member to attend all the meetings of the Association and its departments, to vote for delegates to the House of Delegates, to hold office and to receive the JOURNAL monthly and other publications and services approved by the Executive Council.
Subscription to non-members is $2.00 a year; single copies, 25 cents. Advertising rates on application. Members are requested to report promptly changes of address, giving old as well as new address.
PENNSYLVANIA STATE EDUCATION ASSOCIATION
Ezra Lehman, Shippensburg
William M. Davidson, Pittsburgh
J. George Becht, Harrisburg
PRESIDENTS OF DEPARTMENTS John A. H. Keith, Indiana, College and Teacher Training Victor Oswald, Hazle Township, Hazleton, Music George A. Grim, Nazareth, County Superintendence Joseph I. Stubbs, West Grove, Rural School Ben G. Graham, New Castle, District Superintendence J. N. Waugaman, Scottdale, Supervising Principals James R. Gilligan, Scranton, Graded School
Arthur J. Blewitt, East Stroudsburg, Vocational George D. Robb, Altoona, High School
Education and Practical Arts
269 273 275 276 279 281 283 285
THE TRUTH ABOUT THE PROPOSED CHILD LABOR AMENDMENT. Bruce M. Watson....
The Erie Convention Local Branches-"New School Buildings" Number of the "Journal"
Charles A. Wagner
The New Fiel.l Service-State School Employes Retired-Aids in Geography Teaching
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