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Postal Savings Bonds. 31. A depositor may exchange the whole or any part of his deposits in sums of $20. or any multiple of $20 up to and including $500, for United States registered or coupon bonds bearing interest at the rate of 20 per cent. per annum, payable semi-annually, redeemable at the pleasure of the United States after one year from date of issue, and both principal and interest being payable 20 years from such date in United States gold coin. The exchange may be made as of January 1 and July 1 of each year.

32. A depositor desuring to convert his postal savings deposits into bonds on January 1 and July 1 of any year shall make application to the postmaster at least one month previously on a form which will be supplied in triplicate for the purpose. At the time of making application the depositor shall indorse and surrender postal savings certificates covering the amount of the bonds desired, and the postmaster will give him a receipt for the certificates. When the boods applied for have been issued by the Secretary of the Treasury, he will forward then to the depositor. The exchange is considered as taking effect on the date when the bonus begin to bar interest (January 1 or July 1), and any yearly interest due on the certificates surrendered will be paid by the postmaster on or after that date.

Postal savings deposits which have been exchanged for bonds are not counted as a part of the maximum of $2500 allowed one depositor, and there is no limitation upon the amount of postal savings bonds which may be acquired by a depositor.

34. Postal savings bonds are exempt from all taxes or duties of the United States, as well as from taxation in any form by or under State, municipal, or local authority, 35.

Postal savings bonds can be procured only by the surrender of postal savings deposits and will not be issued to persons who are not depositors, but whether in registered or coupon form they may, after receipt by the depositor, be sold or transferred at any time. A leaflet containing additional information concerning postal savings bonds may be obtained from the postmaster.


Transfer of Postal Savings Accounts From One Post Office to Another, 36. Arrangements have now been perfected by which postal savings accounts may be transferred from one post ollice to another in any part of the country. This privilege shall be accorded ac counts which have been maintained for a period of not less than one year, and which the depositor contemplates maintaining at the new office for a similar period. It may be extend d, however, in meritorious cases on the recommendation of a postmaster. The application of a depositor to transfer his account should be made on Form PS 612a, which must be accompanied by a recommendation of the postmaster on Form PS 611. Detailed instructions with regard to the manner of handling transfers of accounts will be furnished on the approval of the depositor's application.

Information. 37. Further information concerning the Postal Savings System may be obtained by application at any depository post office or by addressing the Third Assistant Postmaster General, Division of Postal Savings, Washington, D. c.


Allentown, Lehigh co.
Altoona, Blair co.
Ambler, Montgoinery co.
Ambridge, Beaver co.
* Annville, Lebanon co.
Apollo, Armstrong co.
* Archbald, Lackawanna CO.
Ardmore, Montgomery Co.
Ashland, Schuylkili co.
Athens, Bra!'ord co.
Bala-Cynwyd, Montgomery (t.
Bangor, Northampton co.
Barnesboro, Cambria co.
Beaver, Bea ver co.
Beaver Falls, Beaver co.
Bedford, Bedford co.
Bellefonte, Centre co.
Belle Vernon, Fayette co.
*Bellwood, Blair co.
*Berlin, Somerset co.
Berwick, Columbia co.
Bethlehem, Northampton co.
Blairsville, Indiana co.
Bloomsburg, Columbia co.
Boyertown, Berks co.
Braddock, All gheny CO.
Bradford, McKean co.
*Bridgeville, Allegheny co.
Bristol, Bucks co.
Brookville, Jefferson co.
Brownsville, Fayette co.
Bryn Mawr, Montgomery co.
*Burgettstown, Washington co.
Butler, Butler co.
Cambridge Springs, Crawford co.
Canonsburg, Washington co.
Canton, Bradford co.
Carbondale, Lackawanna co.
Carlisle, Cumberland co.
Carnegie, Allegheny co.
Catasauqua, Lehigh co.
*Catawissa, Columbia co.
Chambersburg, Franklin co.
Charleroi, Washington co.
Chester, Delaware co.
*Clairton, Allegheny co.
Clarion, Clarion co.
*Clarks Summit, Lackawanna co.
Clearfield, Clearfield co.
*Coaldale, Schuylkill co.
Coatesville, Chester co.
Columbia, Lancaster co.
Connellsville, Fayette co.
Conshohocken, Montgomery co.
Coraopolis, Allegheny Co.
Corry, Erie co.
Coudersport, Potter co.
Cresson, Cambria CO.
•Curwensville, Clearfield co.
Danville, Montour co.
Darby, Delaware co.
*Derry, Westmoreland co.
Donora, Mastution co.
Doylestown, Bucks co.
DuBois, Clearfield co.
*Dunbar, Fayette co.
Duquesne, Allegheny co.
Easton, Northampton co.
East Pittsburgh, Allegheny co.
East Stroudsburg, Menroe co.
*Elizabeth, Allegheny co.
Elizlietha Wii, Lilit
Ellwood City, Lawrence co.
Emporium, Cameron co.
*Ephrata, Lancaster co.
Erie, Erie co.
Everett, Bedford co.
*Fairchance, Fayette co.
Farrell, Mercer co.
Ford City, Armstrong co.
*Frackville, Schuylkill co.
Franklin, Venango co.
Freecom, Beaver co.
Freeland, Luzerne co.
Galeton, Potter co.
*Gallitzin, Cambria co.
Gettysburg, Adams co.
*Girardville, Schuylkill co.
*Glassport, Allegheny co.
Glenside, Montgomery co.

*Offices having Village delivery.

*Greencastle, Franklin (0) Greensburg, Westmoreland co. Greenville, Mercer co. Grove City, Mercer co. Hamburg, Berks co. Hanover, York co. Harrisburg, Dauphin co. *Hawley, Wayne co. Hazleton, Luzerne co. Hershey, Dauphin co. Hollidaysburg, Blair co. Homestead, Allegheny co. Honesdale, Wayne co. *Hughesville, Lycoming co. *Hummelstown, Dauphin co. Huntingdon, Huntingdon co. Indiana, Indiana co. Irwin, Westmoreland co. Jeannette, Westmoreland co. Jenkin town, Montgomery (0). Jersey Shore, Lycoming cu. *Jessup, Lackawanna co. Johnsonburg, Blk co. Johnstown, Cambria co. Kane, McKean co. Kennett Square, Chester co). Kittanning, Armstrong CO. *Kulpmont, Northumberland 1 Lancaster, Lancaster co. Lansdale, Montgomery co. Lansdowne, Delaware co. Lanstord, Carbon co. Latrobe, Westmoreland co. Lebanon, Lebanon co. Lehighton, Carbon co. Lewisburg, Union co. Lewistown, Jinnin CO. Lititz, Lancaster co. *Littlestown, Adams co. Lock Haven, Clinton co. *Lykens, Dauphin co. McDonald, Washington co. McKeesport, Allegheny co. McKees Rocks, Allegheny co. Mahanoy City, Schuylkill ce Manheim, Lancaster co. Marcus Hook, Delaware co. *Marietta, Lancaster co. *Masontown, Fayette co. Mauch Chunk, Carbon co. Meadville, Crawford co. Mechanicsburg, Cumberland co. Media, Delaware co. Mercer, Mercer co. Meyersdale, Somerset co. Middletown, Dauphin co. * Midlinburg, Union co. *Mimintown, Juniata co. *Milford, Pike co. Millersburg, Dauphin co. Milton, Northumberland co. Minersville, Schuylkill co. Monaca, Beaver co. Monessen, Westmoreland co. Monongahela, Washington co. * Montgomery, Lycoming co. Montrose, Susquehanna co. Mount Carmel, Northumberland co. *Mount Joy, Lancaster co. Mount Pleasant, Westmoreland ca, *Mount Pocono, Monroe co. Mount Union, Huntingdon co. Muncy, Lycoming co. *Myerstown, Lebanon co. Nanticoke, Luzerne co. Narberth, Montgomery Co. *Natrona Allegheny Co. Nazareth, Northampton co. *Nesquehoning, Carbon co. New Brighton, Beaver co. New Castle, Lawrence co. *New Holland, Lancaster co. New Kensington, Westmoreland co. *Newport, Perry co. Norristown, Montgomery co. Northampton, Northampton co. North East, Erie co. *Northumberland, Northumberland co. *North Wales, Montgomery co. Oakmont, Allegheny Co. 011 City, Venango co. Olyphant, Lackawapna co

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*Orwigsburg, Schuylkill co. *Osceola Mills, Clearfield co. Oxford, Chester Co. Palmerton, Carbon co. Palmyra, Lebanon co. *Parkesburg, Chester co. *Peckville, Lackawanna co., Pen Argyl, sorthampton co. *Perkasie, Bucks co. Philadelphia, Philadelphia co. Philipsburg, Centre co. l'hoenixville, Chester co. *Pine Grove, Schuylkill co. Pittsburgh, Allegheny co. l'ittston, Luzerne co. Plyinouth, Luzerne *Point Marion, Fayette co. *P'ortage, Cambria co. Pottstown, Montgomery co. Pottsville, Schuylkill co. Punxsutawney, Jefferson co. Quakertown, Bucks co. Reading, Berks co. *Red Lion, York co. Renovo, Clinton CO. Reynoldsville, Jefferson co. Ridgway, Elk co. *Ridley Park, Delaware co. *Roaring Spring, Blair co. Rochester, Beaver co. *Rockwood, Somerset co. Royersford, Montgomery co. *Saint Clair, Schuylkill co. Saint Marys, Elk co. Sayre, Bradford co. Schuylkill Haven, Schuylkill co. Scottdale, Westmoreland co. Scranto:a, Lackawanna co. * Selinsgrove, Snyder co. Sewick.ey, Allegheny co. Shamokin, Northumberland Co. Sharon, Mercer co. *Sharpsville, Mercer co. Shenandoah, Schuylkill co. *Shickshinny, Luzerne co. Shippensburg, Cumberland co. Slatington, Lehigh co.

*Offices having village delivery.

Smethport, McKean co.
Somerset, Somerset co.
*South Fork, Cambria co.
*Spring City, Chester co.
State College, Centre co.
Steelton, Dauphin co.
*Strasburg, Lancaster co.
Stroudsburg, Monroe co.
*Summit Hill, Carbon C),
Sunbury, Northumberland Co.
Susquehanna, Susquehanna co.
Swarthmore, Delaware co.
Tainaqua, Schuylkill co.
Tarentum, Allegheny co.
*Tidioute, Warren co.
Titusville, Crawford co.
Towanda, Bradford co.
*Tower City, Schuylkill co.
*Troy, Bradford Co.
Tunkhannock, Wyoming co.
Tyrone, Blair co.
Union City, Erie co.
Uniontown, Fayette co.
Vandergrift, Westmoreland co.
Verona, Allegheny co.
Warren, Warren co.
Washington, Washington co.
*Watsontown, Northuinberland co.
Wayne, Delaware co.
Waynesboro, Franklin co.
Waynesburg, Greene co.
*Weatherly, Carbon co.
Wellsboro, Tioga co.
West Chester, Chester co.
Westgrove, Chester co.
White Haven, Luzerne co.
Wikes-Barre, Luzerne co.

Williamsburg, Blair co.
Williamsport, Lycoming co.
*Williamstown, Dauphin co.
Wilmerding, Allegheny co.
Windber, Somerset co.
Woocilawn, Beaver co.
*Wrightsville, York co,
*Wyoming, Berks (o
York, York co.



Allentown. Altoona. Beaver Falls. Bedford. Berwick. II took Bradford, Bristol. Butler. Carbondale. Carlisle. Carnegie. (hambersburg Charleroi. Chester. Connellsville. Corry. Baston. East Pittsburgh. Erie. Gettysburg. Greensburg Hanover. Harrisburg. Hazleton. Hollida ysburg. Homestead. Huntingdon. Indiana, Johnstown, Lancaster.

Lebanon. Lock Haren. McKeesport. Meadville. Media. Monessen. Monongahela. New Brighton. New Castle, Norristowu. Oil City. Philadelphia. Pittsburgh. Pottstown. Pottsville. Punxsutawney. Reading Ridgway. Scranton. Sewickley. Shamokin. Sharon. Steelton. Sunbury. Titusville. Washington. West Chester. Wilkes-Barre. Wiliamsport York.



The classification of post offices is fixed by law, and the Postmaster General has no discretion in the premises.

First, second and third-class postmasters are appointed by the President, subject to confirmation by the Senate, and are commissioned for four years. But if the revenues of thin-larelegate them to fourth-class, the term of the incumbent appointed by the President ceases, and an appointment by the Postmaster General will be made.

The postmasters of the first, second and third-classes are paid annual salaries, graded in fren hundreds of dollars, and payable in semi-monthly payments to be ascertained and fixed be the Postmaster General from their respective quarterly returns to the Auditor for the Post O.'ice Department, or copies of duplicates thereof to the First Assistant Postmaster General, for the clo endar year immediately preceding the adjustment, based on gross postal receipts at the following rates, namely:

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$40,000, but less than $50,000,

$3.200 50,000, but less than 60,000,

3,300 60,000, but less than 75,000,

3.400 75,000, but less than 90,000,

3,500 90,000, but less than 120,000, 120,000, but less than 150.000,

3.700 150,000, but less than 200,000,

3,500 200,000, but less than 250,000,

3.900 250,000, but less than 300,000,

4,000 300,000, but less than 400,000),

4,200 400,000, but less than 500,000,

4,300 500,000, but less than 600,000,

5.000 600,000, but less than 7,000,000,

0.010 7,000,000, and upward,

8,000 Postmasters at first and second-class ofices are not allowed commissions on the money-order bare ness.

Postmasters at oflices of the third-class are allowed certain commissions on the money anet business. Money-order fees are not included as a part of the gross receipts in adjusting salailes. The gross receipts on which the postinuster's salary is based are the legitimate, normal recrits of the office, and any abnormal or illegal increase in the receipts, whether caused by the postmaster or persons interested, will be disallowed in the adjustment of the salary of the postresten

Fourth-class postmasters are appointed by the Postmaster General, and their term of tenure has no specified limit, and under the law their compensation consists of

1. All the box-rents, if there are any.

2. Commissions on the amount of postage due stamps, ordinary postage stamps, starred etivelopes, postal cards and newspapers and periodical stamps cancelled on matter actually miled at their offices, and on amounts received from sales of waste paper, dead newspapers, printed matter and twine sold, at the following rates: On the first $50 or less, 100 per cent. ; on the next $10) less, 60 per cent. ; on the next $200 or less, 50 per cent. ; on the excess above $350, 40 per rent In no case is the compensation of a postmaster of this class to exceed $250 in any one quarter.

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