The Code of Federal Regulations of the United States of AmericaU.S. Government Printing Office, 2001 The Code of Federal Regulations is the codification of the general and permanent rules published in the Federal Register by the executive departments and agencies of the Federal Government. |
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Página 43
... affiliate other than in- formation in a consumer report or other than information concerning the affiliate's own transactions or experiences with the consumer . Creditors may comply with the disclosure requirements for adverse action ...
... affiliate other than in- formation in a consumer report or other than information concerning the affiliate's own transactions or experiences with the consumer . Creditors may comply with the disclosure requirements for adverse action ...
Página 45
... affiliate or from an outside source other than a consumer reporting agency . Under the Fair Credit Reporting Act , you have the right to make a written request , no later than 60 days after you receive this notice , for disclosure of ...
... affiliate or from an outside source other than a consumer reporting agency . Under the Fair Credit Reporting Act , you have the right to make a written request , no later than 60 days after you receive this notice , for disclosure of ...
Página 81
... Affiliate institution 9 - Other type of purchaser 2. Explanation of codes . a . Enter the code 0 for applications that were denied , with- drawn , or approved but not accepted by the applicant ; and for files closed for incomplete- ness ...
... Affiliate institution 9 - Other type of purchaser 2. Explanation of codes . a . Enter the code 0 for applications that were denied , with- drawn , or approved but not accepted by the applicant ; and for files closed for incomplete- ness ...
Página 85
... Affiliate institution 9 Other type of purchaser REASONS FOR DENIAL ( OPTIONAL ) 1 - Debt - to - income ratio 2 - Employment history 3 Credit history 4- Collateral 5 - Insufficient cash ( downpayment , closing costs ) 6 Unverifiable ...
... Affiliate institution 9 Other type of purchaser REASONS FOR DENIAL ( OPTIONAL ) 1 - Debt - to - income ratio 2 - Employment history 3 Credit history 4- Collateral 5 - Insufficient cash ( downpayment , closing costs ) 6 Unverifiable ...
Página 87
... Affiliate bank underwriting ( 250.250 re- view ) . If an institution makes an independent evaluation of the creditworthiness of an ap- plicant ( for example , as part of a pre - closing review by an affiliate bank under 12 CFR 250.250 ...
... Affiliate bank underwriting ( 250.250 re- view ) . If an institution makes an independent evaluation of the creditworthiness of an ap- plicant ( for example , as part of a pre - closing review by an affiliate bank under 12 CFR 250.250 ...
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Términos y frases comunes
access device action affiliate agency agreement amended amount Appendix applicant's application assets authorized bank's basis beneficiary Board branch business days cluding Code consumer corporation cred credit scoring credit union creditor debit deposit depository institution determine disclose disclosures electronic fund transfer eligible eral error extension of credit Federal Reserve Act Federal Reserve Bank Federal Reserve System Fedwire fees filed financial institution foreign bank income insti investment issued lease lessor liability limits loan located means member bank ment mortgage notice notify obligation paragraph payment order percent periodic statement person preauthorized purchase purposes pursuant ratio received regulation Regulation D request risk risk-based capital self-test sender specified stitution subpart subsidiary sumer telephone number term terminal third party Tier 1 capital tion trans transaction accounts tution United
Pasajes populares
Página 397 - ... high degree of usefulness in criminal, tax, or regulatory investigations or proceedings.
Página 164 - Any bank incorporated by special law of any State, or organized under the general laws of any State or of the United States, desiring to become a member of the Federal Reserve System, may make application to the Federal Reserve Board...
Página 328 - States but not engaged in the general business of buying or selling goods, wares, merchandise or commodities in the United States, and not transacting any business in the United States except such as in the judgment of the Federal Reserve Board may be incidental to its international or foreign business...
Página 51 - ... contract) ; because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
Página 305 - Any organization if at least 25 percent of such an obligation or of the total credit is also supported by the full faith and credit of, or participated in by, any institution designated...
Página 98 - Deposits, such as Christmas club accounts and vacation club accounts, which are made under written contracts providing that no withdrawal shall be made until a certain number of periodic deposits have been made during a period of not less than 3 months, constitute "time deposits, open account,** even though some of the deposits are made within 30 days from the end of such period.
Página 183 - ... security" or any certificate of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or warrant or right to subscribe to or purchase, any of the foregoing.
Página 9 - Each Federal reserve bank shall keep itself informed of the general character and amount of the loans and investments of its member banks with a view to ascertaining whether undue use is being made of bank credit for the speculative carrying of or trading in securities, real estate, or commodities, or for any other purpose inconsistent with the maintenance of sound credit conditions...
Página 302 - States; and generally to exercise such powers as are incidental to the powers conferred by this Act or as may be usual, in the determination of the Federal Reserve Board, in connection with the transaction of the business of banking or other financial operations in the countries, colonies, dependencies, or possessions in which it shall transact business and not inconsistent with the powers specifically granted herein.
Página 411 - Office of Special Education and Rehabilitative Services, Department of Education (Parts 300—399) IV Office of Vocational and Adult Education, Department of Education (Parts 400 — 499) V Office of Bilingual Education and Minority Languages Affairs, Department of Education (Parts 500—599) VI Office of Postsecondary Education, Department of Education (Parts 600—699...