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The Atlantic Trust Investment Plan




When you buy high-grade bonds from this bank, you know at all times the strength and responsibility of the institution you are entrusting with your monthly payments.

The Atlantic Trust Company has a capital and surplus of $2,000,000 and resources of more than $6,000,000.

The bank is supervised by the State Bank Commissioner; its books are examined twice a year by State officials; it is required by law to publish a financial statement in the newspapers five times a year.

Under the Atlantic Trust Investment Plan you can buy the same high-grade bonds in which this bank invests, and your money earns bond interest from the date of your first payment.

Ask for booklet No. 128


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Are You An Investor? During the past year the Financial Editor of The Outlook has helped hundreds of Outlook readers to solve intelligently their particular investment problems. Perhaps you are contemplating a shifting of your present holdings or have fresh funds to invest. In either case we shall be lad to give you specific information on any securities in which you may be interested. A nominal charge of one dollar per inquiry will be made for this special service. The Outlook Financial Department, The Outlook, 381 Fourth Ave., N. Y. C.

Write for this Boklet

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Money may be the root of all evil, but in this world, to date, nearly every man is for himself, and money is a very convenient weapon to have in the battle of modern life. Labor appreciates its value just as much as does capital, and dues and assessments are an important part of union activities. And every intelligent, far-seeing man realizes that with money-or capital-his chances for success are greatly enhanced. Intelligent use may not always be made of money, but no one can deny that it is intelligent to save and invest money. Capital, no matter how small, spells power, and power means independence, the goal of every ambitious man.


Q. I understand that you have an investment department that gives good advice about investments. I would like to know as to what is your opinion on the South American bonds, such as Brazil, Chile, and Argentina. I inclose you $1, which I notice in your magazine is your charge.

A. This personal inquiry referring to the South American bonds issued by the Governments of Brazil, Chile, and Argentina has general interest.

Most of the South American Governments have found it necessary to finance themselves in this country and have floated bond issues, interest and principal of which are payable in dollars. Some of the South American countries have not had a particularly good record in meeting their obligations. Argentina has the best record in this respect, and we consider the Argentine bonds to be a good investment. Bonds offered by Brazil, Chile, Uruguay, and Bolivia might probably be considered a fair investment for a business man who can watch political and business developments in these countries. Most of these bonds are now selling on the New York Stock Exchange to yield from 7 per cent to 8 per cent-the high yield is a measure of the possible risk involved in hold ing these securities. We believe, however, that all of these Governments are becoming more stabilized and that they will make a much better record in meeting their obligations than some of them have done in the past. We therefore believe that these bonds are deserving of consideration as part of an investment fund where the bulk of one's holdings is made up of more conservative securities.

Organizing a Company?

Save expenses and taxes by organizing on the popular, COMMON LAW plan under a pure DECLARATION OF TRUST. Anyone, anywhere, can fill in DEMAREE STANDARD FORMS, issue shares and begin doing business at once. Insist upon DEMAREE FORMS, the original, nationally-accepted forms, approved and used by well known attorneys. Send for large, free pamphlet (D-19) containing much information that you will need. C. S. DEMAREE, Legal Blank Printer, 708 Walnut, Kansas City, Mo.

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VEN though a consistent bond buyer, there may be some points about bonds, concerning which you desire more complete information. If an investor in other lines or a beginning bond buyer, you owe it to yourself to become fully informed on the merits of bonds as investments.

Answered-Terms Defined"

In the thirty-six pages of this booklet
are discussed the questions which our
extended experience has shown are
those most frequently asked by bond
buyers. Its contents also include non-
technical definitions of the most com-
monly used bond terms.

MAIL COUPON BELOW and copy of booklet will be sent promptly without obligation.

& CO.

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Health Resorts

Sanford Hall, est. 1841 Private Hospital

For Mental and Nervous Diseases

Comfortable, homelike surroundings; modern methods of treatment; competent nurses. 15 acres of lawn, park, flower and vegetable gardens. Food the best. Write for booklet. Sanford Hall Flushing New York


Beautiful, quiet, restful and homelike. Over 26 years of successful work. Thorough, reliable, dependable and ethical. Every comfort and convenience. Accommodations of superior quality. Disorder of the nervous system a specialty. Fred. W. Seward, Sr., M.D., Fred. W. Seward, Jr., M.D., Goshen, N. Y.

70 North 18th St., East Orange,

The Poplars NJ Provides most pleasant

accommodations for semi-invalids, nervous or convalescents wishing the comforts of home. Excellent food. Terms moderate.

Board Wanted


Member of Outlook staff and his wife desire to share a pleasant home as paying guests from October 1 to June 1, within reasonable commuting distance of New York. Garage facilities are required and location near golf club desired. 8,165, Outlook.

Country Board

The Oaks, Olyphant Park Two very attractive large rooms, together or singly. 3 minutes from station, easy commuting. Excellent cuisine, comfort and home life.

Morristown, N. J.

Real Estate


near mts. Paved road. 20 acres, 12-year grove. $40,000. 3,000 boxes on trees. Water. HUGH H. CRAWFORD, 201 Alta Loma, Cal.

all principal theaters. A high-class hotel Orange Grove, north of Upland. Cal.,
patronized by those desiring the best accom-
modations at moderate cost.
Rates and map gladly sent upon request.

Hotel Le Marquis

12 East 31st Street

New York

Combines every convenience and home comfort, and commends itself to people of refinement wishing to live on American Plan and be within easy reach of social and dramatic centers.

Rates with Illustrated Booklet gladly sent upon request. KNOTT Management.

Hotel Hargrave

West 72d St., through

to 71st St., New York

300 rooms, each with bath. Absolutely
fireproof. One block to 72d St. en-
trance of Central Park. Comfort and
refinement combined with moderate
rates. Send for illustrated booklet J.


ton Square adjoining Judson Memorial Church. Rooms with and without bath. Rates $3.50 per day, or more. Location very central. Convenient to all elevated and street car lines.

including meals. Special rates for two weeks


THE PINES. Ideal place for outdoor life in winter. Main house and cabins with sleeping porches. Modern Rates moderate. Open all the year. Write Miss

improvements. Pure water. Excellent table. SANBORN or Miss CROCKER, Aiken, S. C.



SAFE 8% FIRST MORTGAGE INCOME CERTIFICATES additionally secured, tax exempted, quarterly payments. Permanent or reconvertible. Ask circulars. Home Building & Loan Co., Jacksonville, Fla.

ESTABLISHED, exclusive girls' boarding school of Washington, D. C., seeks woman of administrative ability to take charge of academic department and who could invest several thousand dollars, taking part interest in school. Fine opportunity. State age, experience, and give references. 2,148, Outlook.

START profitable mail-order business at home. We teach you by successful method. Particulars free. Walhamore Company, Mail Order Dept., Lafayette Bldg., Philadelphia, Pa.



DIETITIANS, cafeteria managers, governesses, matrons, housekeepers, superintendents. Miss Richards, Providence, R. I. Box 5 East Side. Boston Office, Trinity Court. 16 Jackson Hall, Fridays, 11 to 1. Address Providence.

WANTED-Competent teachers for public and private schocia. Calls coming every day. Send for circulars. Albany Teachers' Agency, Albany, N. Y.

DIRECTORY for secretaries and social workers. Miss Richards, Providence, R. 1. Box 5 East Side. Boston office, Trinity Court, 16 Jackson Hall, Fridays 11 to 1. Address || Providence.

WANTED-Teachers all subjects. Good vacancies in schools and colleges. International Musical and Educational Agency, Carnegie Hall, N. Y.


UNUSUALLY desirable stationery for any type of correspondence. 200 sheets high grade note paper and 100 envelopes printed with your name and address postpaid $1.5. Samples on request. You can buy cheaper stationery, but do you want to? Lewis, 284 Second Ave., Troy, N. Y.

HEAVY weight, Kalma Linen Finish folded note size stationery, choice of white, blue, buff, or gray. Your name and address printed on 100 sheets and 75 envelopes $1 delivered. West of Denver 10% extra. Dept. H, Paramount Paper Co., Kalamazoo, Mich.


Business Situations

EARN $10 to $250 monthly, expenses paid. as Railway Traffic Inspector. Position guaranteed after 3 months' spare-time study or money refunded. Excellent opportunities. Write for Free Booklet CM-27. Standard: Business Training Institute, Buffalo, N. Y.

HOTELS NEED TRAINED MEN AND WOMEN. Nation-wide demand for highsalaried men and women. Past experience unnecessary. We train you by mail and put you in touch with big opportunities. Big pay. fine living, interesting work, quick advanceWrite for free book, ment, permanent. YOUR BIG OPPORTUNITY." Lewis Hotel Training Schools, Room 5842, Wash

In Florida-For Rent ington, D. C.

Two completely furnished cottages, modern
improvements; one 3 rooms, bath, for $225 for
season; other 8 rooms, sleeping porch, sun
parlor, garage, dock, $500, November till May.
E. J. BLAIR, Cocoa, Fla., Box M. Fishing,
hunting, Facing Indian River. Secure now.

The Knickerbocker Furnished


ing apartments. Adults only. Ocean, Indian River, fishing. Golf. $150 to $300 to May 15. Miss EMILIE ROBERTSON, New Smyrna, Fla.

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WANTED-In Hartford, Conn., young woman of refinement for work in a tea-room. High school education required. Box 2,164, Outlook.

Companions and Domestic Helpers WANTED-Young lady's companion to act as chaperon during winter in Washington. Prefer English woman. References required. 2,039, Outlook,

MOTHER'S helper or child's nurse-companion, Protestant, for three small children. Assistant nurse kept. Apply Mrs. Frederick V. Geier, 2319 Grandview Ave., Cincinnati, Ohio.

WANTED-Young woman, governess-companion, well educated, Protestant, attractive appearance and personality, cheerful and active, able to play piano, to take care of and be companionable to two children, girl ten, boy seven, both going to school, and to take charge of household during occasional absence of parents. Previous experience secondary to ability and proper reference. Residence Boston. Good salary. Answer 2,166, Outlook. NURSE, experienced, two boys 3 and 6. Edward W. Walker, Hartsdale, N. Y.

Teachers and Governesses EXPERIENCED governess to teach boy 7, and physical care of girl4%. State age, method of teaching, experience. References. Connec ticut summers. Florida winters.2,147.Outlook.


Professional Situations TRAINED nurse, unusual ability, experienced, quiet, sunny disposition, desires posttion companion elderly person or semi-invalid. Competent to manage home. Accustomed to traveling. Highest credentials. 2,088, Outlook. NURSE, efficient, refined, good reader. Can travel. Physician's testimonial. 2,170, Outlook.

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To Proprietors of Winter
Resort Hotels

Many advertising schedules for the fall
and early winter are now being made up.

The special classified Hotel Section
of The Outlook offers a most effective
and economical means of reaching many
thousands of Outlook readers who take
winter vacation trips.

A recent investigation in
20 cities
shows that 39% of Outlook subscribers
visit winter resorts.

The special classified hotel rate is only
60 cents a line. Just send us your
booklet and we will prepare copy for
your approval.

Department of Classified Advertising


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Business Situations

TWO experienced dietitians desire open8 other than hospital, November first. 056, Outlook.

WANTED-Opportunity for winter. South referred, Management of tea and gift shop rinn by New England woman of refinement nd successful business experience. Address 15, Outlook.

ACCOUNTANT-bookkeeper: Experienced, inpetent, dependable, middle-aged man. mall manufacturing business preferred, derate salary, country town or small city. 16, Outlook.

WOMAN with business, library, and teachexperience desires position in or near ew York City. Is accurate, resourceful, and fhent Has good health and enthusiasm for ork. Special qualifications are compiling Latistics, installing card and loose leaf sys18 business filing, indexing, cataloguing, nd library economy. 2,162, Outlook.

PUBLICITY work-Newspaperman of long xperience, with large acquaintanceship, is peu, first time in fifteen years, for engageent by individual or organization needing gh-class publicity. 2,173, Outlook. Companions and Domestic Helpers CULTURED woman desires position as anaging or companion housekeeper. Willing travel. Highest references. 2,123, Outlook. POSITION as companion to elderly couple elderly lady. Reading, fine sewing, marketg Willing, congenial, Protestant. ReferLice 5 years in last position in city. Address L. General Delivery, Monticello, Sullivan 0., N. Y.


Companions and Domestic Helpers
COMPANION to young girl. Assist with
studies. Half time. 12 years' experience.
Excellent references. 2,115, Outlook.

CALIFORNIA-Young woman in social
work will chaperon young person or take
invalid to the coast. 2,119, Outlook.

WANTED-Position as housemother or chaperon in boys' school or club. 2,134, Outlook.

COMPANION, chaperon. Widow of refinement and ability desires position. No encumbrances. Would travel. 2,154, Outlook.

WANTED October 16-Position as nursecompanion to semi-invalid or elderly lady. Highest references. 2,153, Outlook.

WANTED-Position as housekeeper by experienced woman of ability, education, refinement. Pleasing personality. Last position held eight years. 2,168, Outlook.

REFINED lady desires light employment. Executive ability. No close eye-service. Address 2,171, Outlook.

POSITION as traveling companion or governess; usual subjects, languages, swimming, riding. Kathleen Cowgill, Easton, Md.

YOUNG Scotsman desires position as valetsecretary or companion-secretary. Excellent character. Willing to trave), 2,174, Ontlook.

CAPABLE, refined American lady desires position in Christian home in New York City or suburbs, as companion-housekeeper or mother's helper. 2,175, Outlook.

CULTURED young woman would like position as companion. Will travel. References. 2,158, Outlook.


Teachers and Governesses REFINED, well educated French woman desires position as governess to children or useful companion. Is accustomed to traveling, good sewer. Country preferred. Best of references. Mlle. O. Vernon, care Mrs. G. A. Cluett, Williamstown, Mass.

VISITING tutor-governess to children over six. German, French, piano. 12th year. Prepare for regents. 2,116, Outlook.

UNIVERSITY graduate desires winter position tutor, companion, secretary or governess, traveling or in Cleveland, Ohio. 2,159, Outlook.

GOVERNESS or companion desires position, children over five. Beginners' French, music. References. 2,165, Outlook.

YOUNG man, teacher, experienced, college graduate, desires position in religious or private school. Primary, intermediate. or high school subjects. Protestant; highest references; moderate salary. 2,176, Outlook.


UNIVERSITY educated woman, Polish-
American, would take two or three children
to board and instruct on her farm estate. Lov-
ing care. References. Marcela Geiazdzinska,
Wallkill, N. Y.

PAPERS on all subjects outlined or writ-
ten. Current clippings and poems supplied.
Miss Katherine C. Post, M.A., 70 West 13th
St., Holland, Mich.

FOR sale, $25, complete I. C. S. Advertising
Course. E. S. Harper, 222 E. 9th St., Plainfield,
N. J.


TO young women desiring training in the care of obstetrical patients a very thorough nurses' aid course of six months is offered by the Lying-In Hospital, 307 Second Ave., New York. Monthly allowance and full maintenance is furnished. For further information address Directress of Nurses.

MISS Guthman, New York shopper, will shop for you, services free. No samples. References. 309 West 99th St.

BOYS wanted. 500 boys wanted to sell The Outlook each week. No investment necessary. Write for selling plan, Carrier Department, The Outlook Company, 381 Fourth Ave., New York City.

THE Olivia Sage School of Practical Nurs ing offers a one year's course in special bedside nursing to a limited number of women. Classes are formed twice a year. Pupils receive maintenance, uniform and salary. A ply to Director, New York Infirmary for Women and Children, 321 East 15th St., New York.

M. W. Wightman & Co. Shopping Agency, established 1895. No charge; prompt delivery. 25 West 24th St., New York.

AN educated French Swiss lady, experi enced teacher, would receive in her home in Providence, R. I., 3 or 4 ladies wishing to study French in a French atmosphere. Home life and comforts. Reasonable rates. References given and required. Address: Mme. Ruerat, 66 Pittman St., Providence, R. I.

FRENCH gentlewoman would accept American girls and boys in her Riviera home (Nice) for winter season. Studies supervised. Refined home. Excellent references. Lord Vernet, Flint Postal Station, Fall River, Mass

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Can YOU Answer These Questions?

The affairs of all the world are now a daily topic of conversation. Such questions as these are asked by your children, your friends, the acquaintances you meet on the train and on the street. Not to be able to answer them is embarrassing; yet the answers are not to be found in newspapers or reference books.

OUR WORLD is an illustrated monthly magazine whose sole purpose is to place in your hands each month a full, accurate, authoritative narrative of what is going forward in every part of the world. It is written by active participants in world affairs and by men and women who tell you what they have seen with their own eyes. It is like a great motion picture which throws the vivid drama of the world's activities on the screen before you-the strife, the intrigue, the tragedy, the comedy and the inner significance of current events, portrayed without bias or prejudice, but with informative comment and explanation.

The Service of The Institute of International Information is FREE to Annual Subscribers to OUR WORLD

Your subscription entitles you to the service of the Institute of International Information, without charge. Under the Directorship of the great geographer, Dr. Wallace W. Atwood, President of Clarke University, the Institute gives full and accurate information on such topics as industry, finance, science, labor, religion, education, agriculture, etc., throughout the world. It gives access to the great body of information that has been brought together by a large number.of international organizations in the United States and other countries.

This is a special offer, made to introduce OUR WORLD to thousands of new readers. Take advantage of this opportunity now, while you can get both the Institute service and a year's subscription to OUR WORLD for only $3.

Send your subscription direct, or through any responsible subscription agency,
or in a club with other magazines


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COME tourists tell stories of unpleas

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ant experiences in Europe, and the "Ocean Ferry" finds pleasure in offsetting these by relating the following incident: "A steward on the liner Lapland, following the ship's arrival at Antwerp. found a large roll of American bills under a pillow. He promptly took it to the purser, who found it totaled $750. The two men hastened to the pier and found the woman who had occupied the stateroom just entering a taxicab. She was astonished to find that she had left her money behind, and, accepting it with thanks, entered her cab and departed without mention of reward. The steward was commended by the management."

"There is a gratifying note to most of us," says the "Ocean Ferry," "in the statement made by the chief steward of the Majestic to the effect that bacon and eggs hold their own against fashion on board the Majestic and lead in popularity as a breakfast dish, while apple pie is the most popular dessert at lunch." Thus all the frothy inventions of French chefs beat in vain against the rock-ribbed conventions of the AngloSaxon and his American collaterals.


Visitor from the home of baseball (as reported by London "Punch"): "Well, I'm glad I've seen cricket. I've seen St. Paul's and the Abbey, and they are good goods. But when it comes to hush and the subdued atmosphere, old cricket's got 'em beat."

A man recently left his glass eye in a New Jersey hotel where he had stopped and wrote to the manager asking its return. The manager sent the lost article back and said that it was the first eye he had found since the hotel opened. Articles most commonly left by guests, he added, are pajamas and nightgowns, of which he has a choice collection awaiting their owners' return. Other things frequently left behind by travelers are jewels, umbrellas, canes, brief cases, and razors.

Bishop Candler, of Atlanta, condemning a certain theological controversy, said he was reminded of the colored preacher who began a sermon, "Breddern and sistern, when de fust man, Adam, was created, he was made outer wet clay and set up 'gainst the palin's to dry." A dissenting member of the congregation arose and said, "Pawsin, if Adam was de first man, den who-all made de palin's?" "Bre'er Simpkins, set down," said the parson disgustedly: "sech fool questions as yourn would upset any system of theology."

The Chicago, Rock Island, and Pacific Railroad will celebrate on October 10 the seventieth anniversary of the operation of its first passenger train. The Roc!Island was the first road to reach the Mississippi River, building into the city whose name it carries in 1854. Origi nally only forty miles long, the system now controls eight thousand miles of railway in fourteen States.

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Train Your Children for Success

In sport, in business, in life, it's the clean "hit" that counts. You want your children to play the game of life right. Now, while they are young, is the training period. Equip them by giving them interesting instruction-and they cannot fail to succeed.

In St. Nicholas, your children receive a guiding hand in sports, history, travel, science and storiesall written to grip and hold the attention of the children. Contests in writing, drawing, instruction in photography, science and so on, develop them. Their imagination and initiative are given a healthy field to work in.

Let St. Nicholas become a comrade and tutor to your children. It will prepare them for the future years when "clean hits" count.

One year's subscription is only $4-half what you pay for your morning paper. Send check or money order to St. Nicholas Subscription Department, M-22, 353 Fourth Avenue, New York.

STNICHOLAS for Boys and Girls

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