HOUSE COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS HENRY B. GONZALEZ, Texas, Chairman FRANK ANNUNZIO, Illinois WALTER E. FAUNTROY, District of Columbia STEPHEN L. NEAL, North Carolina CARROLL HUBBARD, Jr., Kentucky JOHN J. LAFALCE, New York MARY ROSE OAKAR, Ohio CHARLES E. SCHUMER, New York BEN ERDREICH, Alabama THOMAS R. CARPER, Delaware ESTEBAN EDWARD TORRES, California BILL NELSON, Florida PAUL E. KANJORSKI Pennsylvania: ELIZABETH J. PATTERSON, South Carolina C. THOMAS MCMILLEN, Maryland DAVID E. PRICE, North Carolina NANCY PELOSI, California PETER HOAGLAND, Nebraska RICHARD E. NEAL, Massachusetts CHALMERS P. WYLIE, Ohio JIM LEACH, Iowa NORMAN D. SHUMWAY, California STAN PARRIS, Virginia BILL MCCOLLUM, Florida MARGE ROUKEMA, New Jersey DOUG BEREUTER, Nebraska DAVID DREIER, California JOHN HILER, Indiana THOMAS J. RIDGE, Pennsylvania STEVE BARTLETT, Texas TOBY ROTH, Wisconsin ALFRED A. (Al) MCCANDLESS, California JIM SAXTON, New Jersey PATRICIA F. SAIKI, Hawaii JIM BUNNING, Kentucky RICHARD H. BAKER, Louisiana CLIFF STEARNS, Florida PAUL E. GILLMOR, Ohio BILL PAXON, New York CONTENTS Choate, Pat, vice president of policy analysis, TRW, Inc. Richardson, Elliot L., chairman, Association for International Investment, Washington, DC; accompanied by Dr. Samuel M. Rosenblatt, president; and Bradley R. Larschan, Esq., Milbank, Tweed, Hadley and McCloy, corporate Tolchin, Susan, professor of public administration, School of Government, George Washington University; accompanied by Cynthia Stachelberg, grad- Page ADDITIONAL MATERIAL SUBMITTED FOR THE RECORD Richardson, Elliot L., response to questions from Hon. Mary Rose Oakar Shumway, Hon. Norman D., a Representative in Congress from the State of United States General Accounting Office: Report entitled "Competitive Concerns of Foreign Financial Firms in Japan, the United Kingdom, and the United States" dated June 1988...... Report entitled "Market Access Concerns of U.S. Financial Institutions in 30 |