Rural Credits: Joint Hearings Before the Subcommittees of the Committees on Banking and Currency of the Senate and of the House of Representatives Charged with the Investigation of Rural Credits ... [Feb. 16-March 18, 1914] Printed for the Use of the Senate Committee on Banking and CurrencyU.S. Government Printing Office, 1914 - 971 páginas |
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Página 8
... mortgage indebtedness at $ 2,500,000 is conservative . Practically all the indebtedness due banks is secured by chattel mortgages . And in addition to such bank indebtedness is the very large sums due the machine companies , horse ...
... mortgage indebtedness at $ 2,500,000 is conservative . Practically all the indebtedness due banks is secured by chattel mortgages . And in addition to such bank indebtedness is the very large sums due the machine companies , horse ...
Página 9
... mortgage indebtedness Aug. 22 , 1913 .. Average chattel mortgage indebtedness per family Average interest rate per annum , chattel - mortgage indebtedness.per cent .. Total annual interest paid per annum , chattel - mortgage ...
... mortgage indebtedness Aug. 22 , 1913 .. Average chattel mortgage indebtedness per family Average interest rate per annum , chattel - mortgage indebtedness.per cent .. Total annual interest paid per annum , chattel - mortgage ...
Página 20
... mortgage . Mortgaged . Free from mortgage . 886,957 2,255 , 789 28.2 71.8 1 , 127 , 749 2,510 , 654 31.1 68.9 1,327 , 439 2,621,283 33.6 66.4 NOTE . The figures are for farm families in 1890 and for farms in 1900 and 1910 . ( This table ...
... mortgage . Mortgaged . Free from mortgage . 886,957 2,255 , 789 28.2 71.8 1 , 127 , 749 2,510 , 654 31.1 68.9 1,327 , 439 2,621,283 33.6 66.4 NOTE . The figures are for farm families in 1890 and for farms in 1900 and 1910 . ( This table ...
Página 21
... mortgage runs for 3 to 10 years — no matter what time at the end of which he must pay the entire principal . Suppose , with renewals , his mortgage runs 12 years . He would pay 90 to 95 per cent for the use of his money for that time ...
... mortgage runs for 3 to 10 years — no matter what time at the end of which he must pay the entire principal . Suppose , with renewals , his mortgage runs 12 years . He would pay 90 to 95 per cent for the use of his money for that time ...
Página 28
... MORTGAGE CREDIT . The worst feature of the farm mortgage in the United States is in its individual character . An investor buying a farm mortgage must determine the sufficiency of the security offered by the land upon which the mortgage ...
... MORTGAGE CREDIT . The worst feature of the farm mortgage in the United States is in its individual character . An investor buying a farm mortgage must determine the sufficiency of the security offered by the land upon which the mortgage ...
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Términos y frases comunes
acres agricultural amortization amount appraisement ATKESON BADOW banker believe bill bonds borrow BREITUNG building and loan BULKLEY capital cent central commercial banks commission commissioner of farm-land committee CORTLANDT COULTER Credit Foncier credit unions crop currency debentures debt deposits ENGELKEN Europe farmers Federal reserve Federal reserve act Federal reserve system FISCHER funds give going Government HAYES idea institution investment issue JONES land bank land-mortgage banks limit loan association matter mean minority report MOBLEY MORRIS mortgage mortgage loans Moss MYRICK national banks national farm-land bank North Carolina operation organization OUSLEY payments PLATT profit proposition purpose question RAGSDALE rate of interest real estate reason regional bank rural credits savings banks SCUDDER SELDOMRIDGE sell Senator FLETCHER Senator HOLLIS short-time SOUTHGATE tenants thing tion United usury VON ENGELKEN
Pasajes populares
Página 65 - ... shall be held individually responsible, equally and ratably, and not one for another, for all contracts, debts and engagements of such association to the extent of the amount of their stock therein at the par value thereof, in addition to the amount invested in such shares...
Página 65 - Title, subscribed by him, or standing in his name on the books of the association, and that the same is not hypothecated, or in any way pledged, as security for any loan or debt.
Página 60 - To exercise by its board of directors, or duly authorized officers or agents, subject to law, all such incidental powers as shall be necessary to carry on the business of banking...
Página 58 - That it shall be the duty of the comptroller of the currency to report annually to congress at the commencement of its session — First. A summary of the state and condition of every association from whom reports have been received the preceding year, at the several dates to which such reports refer, with an abstract of the whole amount of banking capital returned by them, of the whole amount of their debts and liabilities, the amount of circulating notes outstanding, and the total amount of means...
Página 60 - State in which said bank is to be located, the amount of capital stock and the number of shares into which the same is divided, the name and place of doing business of each bank executing such certificate, and of all banks which have subscribed to the capital stock of...
Página 60 - Second. To have succession for the period of twenty years from its organization, unless it is sooner dissolved according to the provisions of its articles of association, or by the act of its shareholders owning twothirds of its stock, or unless its franchise becomes forfeited by some violation of law.
Página 64 - ... then due thereon, with the expenses of advertisement and sale; and the excess, if any, shall be paid to the delinquent shareholder. If no bidder can be found who will pay for such stock the amount due thereon to the association, and the...
Página 60 - Sixth. To prescribe, by its board of directors, by-laws not inconsistent with law, regulating the manner in which its stock shall be transferred, its directors elected or appointed, its officers appointed, its property transferred, its general business conducted, and the privileges granted to it by law exercised and enjoyed.
Página 65 - ... notice thereof in all cases having been given in a newspaper published in the city, town, or county in which the association is located; and if no newspaper is published in such city, town, or county, such notice shall be published in a newspaper published nearest thereto.
Página 60 - Upon duly making and filing articles of association and an organization certificate, the association shall become, as from the date" of the execution of its organization certificate, a body corporate, and as such, and in the name designated in the organization certificate, it shall have power: First.