Rate per cent. State. Legal. Special. Penalty of Usury. 34 Ohio.. 35 Oregon 36 Pennsylvania. 6.. 6.. 8.. Forfeiture of excess. 10.. 12.. Forf. of inter't, principal and costs. 6.. Forf. of excess. Act May 28, 1858. Forfeiture, unless a greater rate is contracted. TABLE No. 1.-NATIONAL BANKS IN THE UNITED STATES IN OCTOBER OF EACH YEAR. For comparison with the above amounts the following summary of the condition of banks in the United States about January 1, 1857, is taken from the annual report of Hon. Howell Cobb, then Secretary of the Treasury: 504,829,700 134,356,076 504,768,666 133,089,012 980,222,251 TABLE No. 2.-RELATIVE VALUES OF GOLD AND UNITED STATES NOTES. Showing the gold value of United States notes with gold at any price not exceeding 285* in currency. *According to the officially-published quotations of the gold market in New York, the currency price of $100 gold reached its maximum on the 11th day of July, 1864, the quotations for that day ranging from $276 to $285. The average price of $100 gold for the month of July, 1864, was $258.10, and the average price of $100 gold for the quarter-year ending September 30, 1864, was $244.90. TABLE No. 3. Showing currency price in dollars of one hundred dollars in gold in the New York market by months, quarteryears, half-years, calendar years and fiscal years, from January 1, 1862, to August 31, 1875, both inclusive. 1862. 1863. 1864. 1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 111.7 103.2 150.8 172.8 169.9 136.1 136.2 139.6 135.3 115.7 111.3 111.4 115.7112.2 115.1 113.3 145.2 203.3 157.3 140.9 138.2 139.7 133 114.9 111.7 112.4 113.8111.2 137.1 156.2 201.9 140.4 141 139.9 137.5 123.3 112.7 111.8 114.6 112 112.7 TABLES Nos. 4 AND 5. EXHIBITING THE VALUES, IN UNITED STATES MONEY OF ACCOUNT, OF THE PURE GOLD OR SILVER REPRESENTING, RESPECTIVELY, THE MONETARY UNITS OF FOREIGN COUNTRIES, AND THE VALUE OF THE STANDARD COINS IN CIRCULATION OF THE VARIOUS NATIONS OF THE WORLD, JANUARY 1, 1874. The first section of the act of March 3, 1873, provides "that the value of foreign coin, as expressed in the money of account of the United States, shall be that of the pure metal of such coin of standard value," and that "the values of the standard coins in circulation of the various nations of the world shall be estimated annually by the Director of the Mint, and be proclaimed on the first day of January by the Secretary of the Treasury." The following tables have been prepared and are published in compliance with the above stated provisions of law: TABLE 4.-Values, in United States money of account, of the pure gold or silver representing the monetary units, respectively, of foreign countries. |