Federal Supervision of Bank Advertising and Promotion Practices: Hearings Before a Subcommittee of the Committee on Government Operations, House of Representatives, Ninety-sixth Congress, First Session, September 11 and 12, 1979U.S. Government Printing Office, 1980 - 1092 páginas |
Dentro del libro
Resultados 1-5 de 100
Página 11
... WITHDRAWAL TO BE PERMITTED You don't have to spend one cent to own any one of these things you probably need right now . REPUBLIC NATIONAL BANK OF NEW YORK 452 5th Avenue New York NY 10018 At Manager Just leave $ 950 to $ 2.750 with us ...
... WITHDRAWAL TO BE PERMITTED You don't have to spend one cent to own any one of these things you probably need right now . REPUBLIC NATIONAL BANK OF NEW YORK 452 5th Avenue New York NY 10018 At Manager Just leave $ 950 to $ 2.750 with us ...
Página 12
... withdrawal provision even with a penalty . They are used to it . This one does not allow it . It would be desirable , it seems to me , to allow early withdrawal with portion of the fair market value of the product being deducted from ...
... withdrawal provision even with a penalty . They are used to it . This one does not allow it . It would be desirable , it seems to me , to allow early withdrawal with portion of the fair market value of the product being deducted from ...
Página 21
... withdrawal 70 . Backgammon Variable Ceiling 4 TO 10 YR . CERTIFICATES Available thru August 31st 8.39 % 7.95 % $ 500 ... withdrawals from Time Savings Accounts . 180 days interest on amount withdrawn is forfeited ( 90 days interest for ...
... withdrawal 70 . Backgammon Variable Ceiling 4 TO 10 YR . CERTIFICATES Available thru August 31st 8.39 % 7.95 % $ 500 ... withdrawals from Time Savings Accounts . 180 days interest on amount withdrawn is forfeited ( 90 days interest for ...
Página 23
... withdrawal is $ 200 a day at 3 machines . BANK E. Free checking requires $ 300 in checking . When balance goes below $ 300 , the charge is 84 per check and $ 2 per month . Maximum cash withdrawal is $ 100 to $ 200 per week from any of ...
... withdrawal is $ 200 a day at 3 machines . BANK E. Free checking requires $ 300 in checking . When balance goes below $ 300 , the charge is 84 per check and $ 2 per month . Maximum cash withdrawal is $ 100 to $ 200 per week from any of ...
Página 32
... withdrawal because the premium is provided at the outset . While this is perfectly legitimate and quite clearly stated , it amounts to still another cost for receiving the premium in advance , a cost not associated with usual savings ...
... withdrawal because the premium is provided at the outset . While this is perfectly legitimate and quite clearly stated , it amounts to still another cost for receiving the premium in advance , a cost not associated with usual savings ...
Otras ediciones - Ver todas
Términos y frases comunes
advertising and promotion amount annual percentage rate annual percentage yield applicable Attachment bank advertising Bank Board bank practices bank's bankers certificates of deposit checking accounts Citibank compliance compounding Comptroller computed Consumer Affairs consumer complaints cost customers Deposit Insurance Corporation depositors determine disclose disclosure earnings enforcement examination FDIC Federal Deposit Insurance Federal Reserve Board Federal Reserve System Federal Trade Commission financial institutions funds giveaways guidelines interest on deposits interest rate Kansas State University maturity member banks ment merchandise minimum balance misleading money market certificates Morse National Bank nonmember banks Number Percent Number offered Office paid passbook penalty Percent Number Percent period premium procedures Regional Regulation Q requirements response ROSENTHAL savings accounts savings and loan savings deposits savings institutions Section service charges specific staff statement subcommittee sumer tion Treasury bills trust Truth in Savings unfair or deceptive violation
Pasajes populares
Página 237 - The number, amount, and due dates or period of payments scheduled to repay the indebtedness if the credit is extended. (4) The rate of the finance charge expressed as an annual percentage rate.
Página 225 - ... order issued upon consent, which shall become effective at the time specified therein), and shall remain effective and enforceable as provided therein, except to such extent as it is stayed, modified, terminated, or set aside by action of the Board or a reviewing court.
Página 326 - Chairman Subcommittee on Commerce, Consumer, and Monetary Affairs Committee on Government Operations House of Representatives Washington, DC 20515 Dear Mr.
Página 236 - The method of determining the balance upon which a finance charge will be imposed. (3) The method of determining the amount of the finance charge, including any minimum or fixed amount imposed as a finance charge.
Página 229 - Where a percentage yield achieved by compounding interest during 1 year is advertised, the annual rate of simple interest shall be stated with equal prominence, together with a reference to the basis of compounding.
Página 570 - ... of each payment, the due date of the first payment, the due dates of subsequent payments or interval between payments, and the total amount payable by the lessee; (7) statement of the conditions under which the lessee may terminate the lease prior to the end of the term; and (8) statement of the liabilities the lease imposes upon the lessee at the end of the term.
Página 216 - ... the premium is given to a depositor only at the time of the opening of a new account or an addition to an existing account; (b...
Página 235 - ... terms, such catalog or multiple-page advertisement shall be considered a single advertisement provided: (1) The table or schedule and the disclosures made therein are set forth clearly and conspicuously; and (2) Any statement of credit...
Página 229 - Percentage yields based on periods in excess of one year. No advertisement shall include any indication of a total percentage yield, compounded or simple, based on a period in excess of a year, or an average annual percentage yield achieved by compounding during a period in excess of a year. (d) Time or amount requirements.
Página 532 - Insured nonmember mutual savings banks) shall be governed by the following rules: (a) Annual rate of simple interest. Interest or dividend rates shall be stated in terms of annual rates of simple interest or dividends. In no case shall a rate be advertised which is in excess of the applicable maximum rate for the particular deposit.