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CONTAINING A DIGEST OF THE STATUTORY REQUIREMENTS IN THE
UNITED STATES AND CANADA RELATING TO FIRE INSUR-
ANCE COMPANIES AND AGENTS, WITH MANY

QUOTATIONS FROM THE STATUTES

ALSO A COMPILATION OF

COUNTY AND MUNICIPAL TAXES AND FEES

SEVENTEENTH ANNUAL EDITION:

REVISED TO SEPTEMBER 1, 1917

Price $5.00 por copy

1917

THE SPECTATOR COMPANY
CHICAGO OFFICE

136 WILLIAM STREET,
INSURANCE EXOMANGE

NEW YORK

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PREFACE.

Company managers, general and special agents and accountants naturally wish to be able to learn the essential features of the laws of the various States

and Territories relating to fire insurance companies and agents, and the conditions under which they may transact business, without being obliged to delve into the voluminous, scattered and often unindexed laws of the respective States. To help them to obtain such information in the most compact, readily available and convenient form possible, the publishers undertook, in 1901, a systematic compilation of the statutes relating to some thirty topics of general interest, copiously indexed, and issued the result under the title of "Fire Insurance Laws, Taxes and Fees.” That the work met a recognized need was manifest, and the subsequent annual volumes, improvements on the first, have been accorded a cordial welcome by the underwriting fraternity. Following the adjournment of the numerous State and Territorial Legislatures, we present the seventeenth annual volume and trust that it will be even more serviceable to fire underwriters than its predecessors.

The "Calendar," which now follows the other data for each State, will be of value in showing at a glance the dates of various legal requirements.

The successive annual volumes have grown in size, because of the considerable number of new laws and amendments enacted from year to year by the legislative bodies of the various States and Territories, as well as the insertion of additional information. The volume of legislation has been exceptionally heavy in recent years, so that this book is now materially larger than in earlier editions.

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The statutory requirements vary so much in the various States that, if the underwriter can have their tenor conveyed to his mind in a few words, there is a saving of time and trouble. There are many of the statutes which are so free from the possibility of misconstruction that they can be digested with little likelihood of deviation from accuracy. These have been briefed down in

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