Practical Problems in Banking and Currency: Being a Number of Selected Addresses Delivered in Recent Years by Prominent Bankers, Financiers and EconomistsWalter Henry Hull Macmillan, 1907 - 596 páginas |
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Página 9
... balance - sheets of borrowers by competent public accountants . Such a plan is followed in European countries with most satisfactory re- sults . The banking community can do much toward the introduction of sounder methods of accounting ...
... balance - sheets of borrowers by competent public accountants . Such a plan is followed in European countries with most satisfactory re- sults . The banking community can do much toward the introduction of sounder methods of accounting ...
Página 15
... balances by shipping gold from this country to others , and vice versa , should be superseded by an international gold clearing - house . The details of this could be easily arranged by means of a gold note currency issued against gold ...
... balances by shipping gold from this country to others , and vice versa , should be superseded by an international gold clearing - house . The details of this could be easily arranged by means of a gold note currency issued against gold ...
Página 39
... balances with other banks , unencumbered securities , loans to reserve agents , less amounts due to such agents , and the margin of securities over incumbrances , sometimes amounting to a considerable sum . In ad- dition to the ...
... balances with other banks , unencumbered securities , loans to reserve agents , less amounts due to such agents , and the margin of securities over incumbrances , sometimes amounting to a considerable sum . In ad- dition to the ...
Página 43
... balances among themselves a condition of financial paralysis to commercial enterprises . " Again , the capital of the bank must be invested in actual " redemption equipment " to a greater degree than now practiced , nor can any reliance ...
... balances among themselves a condition of financial paralysis to commercial enterprises . " Again , the capital of the bank must be invested in actual " redemption equipment " to a greater degree than now practiced , nor can any reliance ...
Página 50
... balance sheets that will bring before us some credit features , which it will be of profit to us to study with care . Typical balance sheet for manufacturers : Number of concerns averaged ..... 62 Per cent . Quick assets $ 1,000,000 44 ...
... balance sheets that will bring before us some credit features , which it will be of profit to us to study with care . Typical balance sheet for manufacturers : Number of concerns averaged ..... 62 Per cent . Quick assets $ 1,000,000 44 ...
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Términos y frases comunes
ADDRESS DELIVERED advertising AMERICAN BANKERS amount appointed asset currency average balances bank examiner bank notes Bank of England Bank of France bank reserves bank-note bank's banking system bill bonds borrower branch banking capital cent certificates circulation clearing-house commercial commercial paper Comptroller consider court customers demand depositors deposits directors discounts dollars duty elasticity exchange existing fact fiduciary Frenger funds gold government bonds greenbacks increase institutions investment liability loans loss ment methods mortgage municipal bonds National Banking Act national banks negotiable instrument officers paid panic paper payment persons practically present principles profit proper question rate of interest real-estate department redeemed redemption registrar responsibility result savings banks speculation statement stockholders surplus tion transactions transfer agent Treasury trust company United United States notes York
Pasajes populares
Página 228 - ... shall be received at par in all parts of the United States in payment of taxes, excises, public lands, and all other dues to the United States, except for duties on imports ; and also for all salaries and other debts and demands owing by the United States to individuals, corporations, and associations within the United States, except interest on the public debt, and in redemption of the national currency.
Página 228 - July 14, 1890, are legal tender for all debts, public and private, except where otherwise expressly stipulated in the contract. United States notes are legal tender for all debts, public and private, except duties on imports and interest on the public debt.
Página 536 - ... 1. To act as the fiscal or transfer agent of any state, municipality, body politic or corporation ; and in such capacity to receive and disburse money, to transfer, register and countersign certificates of stock, bonds or other evidences of indebtedness, and to act as agent of any corporation, foreign or domestic, for any lawful purpose.
Página 98 - States, shall (except to the extent permitted by rules and regulations prescribed by the Comptroller of the Currency, with the approval of the Secretary of the Treasury) be subject under this section to a limitation of 15 per centum of such capital and surplus in addition to such 10 per centum of such capital and surplus.
Página 514 - ... auctioneer, to transact the business, in such a case, the principal agent will not ordinarily be responsible for the negligence or misconduct of the sub-agent, if he has used reasonable diligence in his choice as to the skill and ability of the sub-agent. But, indisputable as is this principle, it has no relevancy to an agency like the present. The cashier of a bank, while carrying into execution...
Página 98 - ... who shall have power to make a thorough examination into all the affairs of the association, and, in doing so, to examine any of the officers and agents thereof on oath ; and shall make a full and detailed report of the condition of the association to the Comptroller.
Página 333 - ... could they vote on questions where they were interested. On all applications for loans above $500, a majority vote of five-sevenths of the board was necessary, and this must be entered on the minutes with the names of the directors so voting. Directors were individually liable for losses resulting from infraction of the law, unless they had voted against the same and caused their votes to be -entered on the minutes, and had notified the Governor of the State of such infraction forthwith, ami...
Página 285 - A person violating any provisions of this section shall forfeit to the people of the state the sum of five dollars for each such violation.
Página 527 - ... for the frauds, deceits, concealments, misrepresentations, torts, negligences, and other malfeasances, or misfeasances, and omissions of duty, of his agent in the course of his employment, although the principal did not authorize, or justify, or participate in, or indeed know of such misconduct, or even if he forbade the acts or disapproved of them.
Página 188 - that it has become absolutely necessary that a consistent, straightforward, and deliberately-planned monetary system shall be inaugurated, the fundamental basis of which should be : first, that the present gold standard should be maintained ; second, that steps should be taken to insure the ultimate retirement of all classes of United States notes by a gradual...