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SOUND VERSUS SOFT MONEY

. 326

By Andrew J. Frame, President of the Waukesha National Bank,

Waukesha, Wisconsin.

PROPOSED CHANGES IN OUR BANKING LAWS

344

By Charles G. Dawes, ex-Comptroller of the Currency and Presi-

dent of the Central Trust Company of Illinois, Chicago.

BANK NOTE EXPERIENCE OF TWENTY YEARS—1882 TO 1902

359

By Horace White, former Editor of the New York Evening Post.

STRENGTH AND WEAKNESS OF AMERICAN FINANCE

373

By Ellis H. Roberts, ex-Treasurer of the United States.

THE BANK AND THE TREASURY_The Two GREAT PILLARS SUPPORTING

OUR FINANCIAL SYSTEM

381

By Frederick A. Cleveland, Professor of Economics in the New

York University School of Commerce, Accounts and Finance.

CURRENCY REFORM

396

By Leslie M. Shaw, Secretary of the Treasury.

CURRENCY REFORM

401

By John L. Hamilton, ex-President of the American Bankers'

Association.

THE MONETARY SITUATION AND ITS REMEDIES

405

By Henry Clews of the banking house of Henry Clews and Com-

pany, New York.

PENDING FINANCIAL LEGISLATION

413

By Charles N. Fowler, Chairman of the Committee on Banking

and Currency in the House of Representatives.

REFORM OF THE CURRENCY SYSTEM

422

By James H. Eckles, ex-Comptroller of the Currency and President

of the Commercial National Bank, Chicago.

INFLUENCE OF THE INCREASING GOLD SUPPLY UPON PRICES AND THE RATE

OF INTEREST

433

By Joseph French Johnson, Dean of the New York University

School of Commerce, Accounts and Finance.

THE FINANCIAL OUTLOOK

446

By Frank A. Vanderlip, Vice-President of the National City Bank,

New York.

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INVESTIGATION AND AUDIT OF THE ACCOUNTS OF A TRUST COMPANY 489

By A. 0. Kittredge, C. P. A., of New York.

TRUST COMPANY FORMS

497

By Arthur Heurtley, Secretary of the Northern Trust Company,

Chicago.

AN ELEMENT OF DANGER TO BANKS IN MUNICIPAL BONDS AS SECURITY 501

By Clark Williams, Vice-President of the Columbia Trust Company

of New York.

THE DUTIES AND LIABILITIES OF TRUST COMPANIES ACTING AS TRANSFER

AGENTS AND REGISTRARS

507

By Henry J. Bowdoin of Baltimore, Md.

THE PROTECTION OF TRUST COMPANIES AS TRANSFER AGENTS AND

REGISTRARS

520

By Jordan J. Rollins of New York, Member of the New York Bar.

POWER OF FIDUCIARIES OUTSIDE OF THE STATE OF THEIR APPOINTMENT 537

By Frederick Vierling, Trust Officer of the Mississippi-Valley

Trust Company

THE POWER OF ATTORNEY FROM EXECUTORS AND TRUSTEES, FROM THE

VIEWPOINT OF THE DEPOSITARY

542

By Jordan R. Rollins of New York, Member of the New York Bar.

DUTIES OF TRUSTEES OF FINANCIAL CORPORATIONS

553

By Willis S. Paine, ex-President of the Consolidated National

Bank of New York and former Superintendent of the New York

State Banking Department.

ESSENTIALS REQUIRED BY Trust COMPANIES TO BE PUT IN MORTGAGES

AND OTHER PAPERS

By Andrew Squire of Cleveland, Ohio, Member of the Ohio Bar.

THE PROPER CONSERVATIVE ATTITUDE OF TRUST COMPANIES TOWARD

CORPORATE ENTERPRISES

563

By J. E. Borne, President of the Colonial Trust Company, New

York.

THE BENEFIT OF A REAL ESTATE DEPARTMENT TO A TRUST COMPANY

By L. A. Anderson, Vice-President of the Mercantile Trust Com-

pany, St. Louis, Missouri.

THE SAVING DEPARTMENT OF A TRUST COMPANY

571

By Thornton Cooke, Treasurer of the Fidelity Trust Company of

Kansas City, Missouri.

THE ADVANTAGE OF OPERATING SAFE-DEPOSIT VAULTS IN CONNECTION

WITH THE TRUST COMPANY

By William A. Carr, Secretary and Treasurer of the Union Safe-

Deposit Company of Pittsburg.

TRUST COMPANY ADVERTISING

580

By Richard L. Crampton, Assistant Cashier of the National Bank

of the Republic, Chicago.

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