Stock. The capital of a company or corporation in the form of transferable

shares represented by stock certificates.

Stockholder. One who is a holder of stock (q.v.) in a company or corporation

(q.v.).

Subsequently. Afterward; coming later than something else.

Superfluous. More than is necessary; in excess (q.v.) of what is sufficient. Supplement. A part added to, or issued as a continuation of a book or paper to make good its deficiencies or correct its errors.

Surplus. Excess (q.v.); in insurance, the assets (q.v.) of a company in excess of those requisite to meet its entire liabilities (q.v.), as reckoned in insurance accounting.

Symposium. A series of discussions or a more or less formal interchange of views among several individuals, all treating of the same topic.

Syndicate. An association or group of persons who combine to carry out a financial or industrial policy or plan.

T

Tangible. Capable of being understood; substantial.

Tare. A deduction from the weight of goods and the container, made in allowance for the weight of the barrel or whatever holds the commodity and is weighed with it.

Tariff. A schedule (q.v.) or scheme of duties imposed by a government on goods imported or exported.

Taxicab. An automobile equipped with an instrument (taximeter) which automatically shows the fare due.

Tenant. One who has temporary possession of property the title of which is held by another.

Tender. An offer or proposal made for acceptance.

Testator. A person who leaves a will or testament in force at his death. Texture. The characteristic connection of threads or other slender bodies interwoven.

Three-arch-truss. A rigid frame-work of a bicycle which has arches at the points of the triangle for reinforcement.

Tier. A row, especially one of two or more rows, one above another.
Token. An indication; a symbol.

Toll Traffic. In the telephone business, messages which are charged for at specified rates, and not covered by contract; any service not provided in accordance with a regular contract.

Tour. A somewhat extended journey; a touring car is an automobile adapted to making long journeys.

Trace. To follow the course of.

Trade-mark. A peculiar distinguishing mark, device, or symbol affixed by a manufacturer or merchant to his goods in order to distinguish them as his goods, and to distinguish them from the goods manufactured or sold by others.

Transit. Conveyance; transportation. Goods shipped from one person to another are said to be in transit from the time when delivered to the carrier by the consignor to that when delivered actually or constructively to the consignee.

Tiansportation Charges. Expenses incurred for freight or express shipment by any carrying agency such as railroad, steamer, etc.

Travelers' Check. A check issued by a bank, payable by any correspondent of the issuing bank, or other persons, thus answering the purpose of a letter of credit.

Treatise. A written composition on a particular subject in which its principles are discussed or explained; a written discourse.

U

Ultimo (ult.). In the month preceding the present.

Undersigned. One who writes his name at the end of a letter or other document. Understudy. One who is prepared to do another's work by previous study of that work.

Unit Idea. The scheme of building up bookcases by means of individual units. Unlisted. In finance, a stock (q.v.) which may be dealt in on the floor of the New York Stock Exchange, but which is not on the "regular list." Upholstering. Textile materials, leather, etc., used to cover seats or furniture.

V

Voile. A thin dress material of cotton or woolen.

Voucher. A paper which serves to verify the truth of accounts; any receipt, or the like, showing payment of a debt; as, paid checks are vouchers.

W

Water Main. A principal pipe as distinguished from small ones; a pipe which leads directly to or from a reservoir.

Wilton. A kind of carpet or rug woven with loops like the Brussels, but differing from it in having the loops cut, and forming an elastic velvet pile.

APPENDIX C

ABBREVIATIONS USED IN BUSINESS CORRESPONDENCE

NOTE. In the body of a letter, it is preferable to write out words in full without abbreviation. Excessive abbreviation argues undue haste and lack of courtesy to one's correspondent.

The following list contains also the names of the more important railroad systems of the United States.

Note the abbreviations in the list which are usually capitalized and those ordinarily written with a small letter.

C

C. (centum)-One hundred

C. C. C. & St. L.-Cleveland, Cincin

nati, Chicago & St. Louis

Can.-Canada

Capt. Captain

C. E.-Civil Engineer

cf.-Compare

chap.-Chapter

cm.-Centimeter
Co.-Company; County
c/o-In care of

C. & O. Chesapeake & Ohio
c.o.d.-Collect (or cash) on delivery
Col.-Colonel

C. & N. W.-Chicago & Northwestern
C. P. A.-Certified Public Account-

ant
Cr.-Creditor

C. R. I. & P.-Chicago, Rock Island & Pacific

cts.-Cents

cwt. Hundredweight

D

D.D.-Doctor of Divinity

Dec.-December

Def.-Defendant

Dem.-Democrat; Democratic
Dept.-Department

D. & H.-Delaware & Hudson
dis.-Discount

Dist.-District

full.

N.B. It is preferable to write the names of the days of the week always in The names of the following months should also be written out: March, April, May, June, and July.