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* In addresses of this kind, the entire expression, "President, Stewart & Mills Co.," is in apposition with Mr. T. H. Hawkins; consequently the expression should not be divided, but written together on the second line. Mr. Hawkins is not "President" but he is President, Stewart & Mills Co. In general, the practice of writing Pres., Agent, etc., on the same line with the person's name prevails, but correct usage requires the form given in this letter.

† A note is an unconditional written promise to pay a specified sum of money at a definite or determinable future time.

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"Dear Madam" is the appropriate salutation in writing to married women.

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Newark, N. J.

Dear Sir:

In re F. A. Davis Company vs.19 yourself.

A claim against you has been placed with us for adjustment by the F. A. Davis Company of this city. If you intend to settle it," we should like to hear from you within a week. If you have just cause for refusing to pay this claim," it would be to your interest to inform us to that effect. Please state your case in definite terms.

This is the last notification you will receive prior to our entering suit against you.

Very truly yours, (93)

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