Federal Supervision of Bank Advertising and Promotion Practices: Hearings Before a Subcommittee of the Committee on Government Operations, House of Representatives, Ninety-sixth Congress, First Session, September 11 and 12, 1979U.S. Government Printing Office, 1980 - 1092 páginas |
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Página 16
... compounding , they then allow banks to figure compounding at the end of 6 months to come up with the annualized rate and assume the continuation of the same rate as existed during the first 6 months , which never happens , and so come ...
... compounding , they then allow banks to figure compounding at the end of 6 months to come up with the annualized rate and assume the continuation of the same rate as existed during the first 6 months , which never happens , and so come ...
Página 33
... compounding , they encourage the bank to give a false impression of the amount of interest that depositors will receive and that impression derives from the use of compounding . These certi- ficates provide that a depositor will leave ...
... compounding , they encourage the bank to give a false impression of the amount of interest that depositors will receive and that impression derives from the use of compounding . These certi- ficates provide that a depositor will leave ...
Página 81
... compounding of interest on these accounts . " Yet , as my arithmetic will show at the bottom of the page on which this ad is exhibited , if you take the first 182 days earning of $ 480.48 and add it to the $ 10,000 and then assume the ...
... compounding of interest on these accounts . " Yet , as my arithmetic will show at the bottom of the page on which this ad is exhibited , if you take the first 182 days earning of $ 480.48 and add it to the $ 10,000 and then assume the ...
Página 90
... compounded daily , on daily balances would , for example , be : 52 % APR Savings institutions which deviate from the simple form would be required ... compounding periods in a 365 day year : Exhibit 3 ( h ) The term annual percentage rate 90.
... compounded daily , on daily balances would , for example , be : 52 % APR Savings institutions which deviate from the simple form would be required ... compounding periods in a 365 day year : Exhibit 3 ( h ) The term annual percentage rate 90.
Página 92
... compounding is A = PERT where A is the final amount , P is the amount on which interest is compounded , e is the ... compounding is AP ( 1 + R / M ) N where A is the final amount . P is the amount on which interest is com- pounded . R is ...
... compounding is A = PERT where A is the final amount , P is the amount on which interest is compounded , e is the ... compounding is AP ( 1 + R / M ) N where A is the final amount . P is the amount on which interest is com- pounded . R is ...
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Términos y frases comunes
advertising and promotion amount annual percentage rate annual percentage yield applicable Attachment bank advertising Bank Board bank practices bank's bankers certificates of deposit checking accounts Citibank compliance compounding Comptroller computed Consumer Affairs consumer complaints cost customers Deposit Insurance Corporation depositors determine disclose disclosure earnings enforcement examination FDIC Federal Deposit Insurance Federal Reserve Board Federal Reserve System Federal Trade Commission financial institutions funds giveaways guidelines interest on deposits interest rate Kansas State University maturity member banks ment merchandise minimum balance misleading money market certificates Morse National Bank nonmember banks Number Percent Number offered Office paid passbook penalty Percent Number Percent percentage yield period premium procedures Regional Regulation Q requirements response ROSENTHAL savings accounts savings and loan savings deposits savings institutions Section service charges specific staff statement subcommittee sumer tion Treasury bills trust unfair or deceptive verified violation York