Insurance Redlining: Fact Or Fiction? : Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, First Session, February 24, 1993, Volumen4U.S. Government Printing Office, 1994 - 197 páginas Distributed to some depository libraries in microfiche. |
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Página 1
... low - income and minority Americans exists . Our first witness , California Insurance Commissioner Garamendi , who I might add has done more to document and rem- edy insurance redlining than any public_official in the history of our ...
... low - income and minority Americans exists . Our first witness , California Insurance Commissioner Garamendi , who I might add has done more to document and rem- edy insurance redlining than any public_official in the history of our ...
Página 2
... poor and minorities from the pool of insurable risks . Underwriting guide- lines , the ... low - risk inner - city residents are able to find insurance ; however ... income and minor- ity consumers is crystal clear : You are irresponsible ...
... poor and minorities from the pool of insurable risks . Underwriting guide- lines , the ... low - risk inner - city residents are able to find insurance ; however ... income and minor- ity consumers is crystal clear : You are irresponsible ...
Página 3
... low - income , and other underserved areas . As a general rule , when the government is trying to encourage an activity , it has two options . It can mandate the activity and punish those who fail to comply , or it can provide ...
... low - income , and other underserved areas . As a general rule , when the government is trying to encourage an activity , it has two options . It can mandate the activity and punish those who fail to comply , or it can provide ...
Página 8
... low - income and minority communities and inner - city neighborhoods . In fact , some insurers place unfair restrictions on agents ' ability to bring insur- ance into the very areas that most need those services . Mostly , you will see ...
... low - income and minority communities and inner - city neighborhoods . In fact , some insurers place unfair restrictions on agents ' ability to bring insur- ance into the very areas that most need those services . Mostly , you will see ...
Página 10
... low - income areas of San Francisco . Anybody that doesn't live in Pacific Heights or Knob Hill , Russian Hill , out in the Western Sunset District is out of luck as far as this company is concerned . It is blatant yellowlining , and we ...
... low - income areas of San Francisco . Anybody that doesn't live in Pacific Heights or Knob Hill , Russian Hill , out in the Western Sunset District is out of luck as far as this company is concerned . It is blatant yellowlining , and we ...
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Términos y frases comunes
ACORN action agency location ance application Association business of insurance callers CARBAJAL Chairman KENNEDY Chicago Civil Rights Commission on Civil conduct CONST consumers Court coverage denied DEPAUL LAW REVIEW DEWOLFE discriminatory disinvestment due process equal protection factors Fair Housing Act FAIR plan Federal Insurance Administration fire fourteenth amendment Garamendi geographic Hispanic homeowners insurance homes Illinois income individuals inner city insurance agents insurance availability Insurance Commissioners insurance companies insurance industry insurance redlining issue LAW REVIEW Vol losses low-income McCarran-Ferguson Act MICHAEL CARBAJAL minority communities minority composition minority neighborhoods mortgage NAIC National nonwhite percent persons premiums problem profit prohibit property insurance race racial composition racial discrimination rates refusal regulation reinvestment residents RESIDUAL MARKETS risk Sherman Act Squires subcommittee suburban supra note surance testers theft tion U.S. Commission underwriting underwriting activity University of Wisconsin-Milwaukee urban communities violation voluntary market activity Wisconsin York zip code