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('OMMITTEE ON BANKING AND CURRENCY

HOUSE OF REPRESENTATIVES

SIXTY-EIGHTH CONGRESS, FIRST SESSION

LOUIS T. McFADDEN, Pennsylvania, Chairman
EDWARD J. KING, Illinois.

OTIS WINGO, Arkansas.
JAMES G. STRONG, Kausas.

HIENRY B. STEAGALL, Alabama.
ROBERT LUCE, Massachusetts.

CHARLES H. BRAND, Georgia.
CLARENCE MACGREGOR, New York. W. F, STEVENSON, South Carolina.
E. HART FENN, Connecticut.

EUGENE BLACK, Texas.
GUY E. CAMPBELL, Pennsylvania.

T. ALAN GOLDSBOROUGH, Maryland.
ELMER O. LEATHERWOOD, Utah.

CHARLES A, MOONEY, Ohio.
CARROLL L. BEEDY, Maine.

ANNING S. PRALL, New York.
WILLIAM WILLIAMSON, South Dakota. HARRY C. CANFIELD, Indiana.
MORTON D. HULL, Illinois.
ARTHUR B. WILLIAMS, Michigan.

PHILIP G. THOMPSON, Clerk
II

LIBRARY OF CONGRESS

RECEIVED

MAY 5 1924

DOCUMENTS DIVISION

1904

CONTENTS

48

Statements of

Page Hon. Henry M. Dawes, Comptroller of the ('urrency

7 Mr. E. H. Kruse, assistant legislative representative, Brotherhood of

Locomotive Engineers, Washington, D. C.----
Mr. Arthur J. Lovell, vice president and national legislative repre-

sentative, Brotherhood of Locomotive Firemen and Enginemen,

Washington, D. C.-----
Mr. Francis M. Savage, president Northwest Savings Bank, Wash-
ington, I). C.

48, 128
Mr. James M. Oliver, attorney for the California State Department
of Banking, San Francisco, ('alif..

53, 131 Mr. Edward Elliott, vice president Security Trust & Savings Bank, Los Angeles, Calif.-

54 Mr. John S. Drum, president Mercantile Trust Co., San Francisco, ('alif

76, 104 Hon. T. Frank Appleby, former Member of Congress from New Jersey

94 Mr. J. J. Bach, Public National Bank of New York, New York, V. Y.

96 Hon. J. G. Johnston, superintendent of banks of the State of California, San Francisco, Calif....

124 Mr. J. S. Macdonnell, president First National Bank and president First Trust & Savings Bank, Pasadena, Calif..

158 Mr. W. F. Morrish, president First National Bank and president of The Berkeley Bank, Berkeley, Calif.

174 Mr. Howard Whipple, president First National Bank and president Commercial Bank, Turlock, ('alif...

183 Hon. Edmund Platt, vice governor Federal Reserve Board.

205 Hon. D. R. Crissinger, governor Federal Reserve Board

231 Hon. Edward H. Cunningham, member Federal Reserve Board. 243 Miscellaneous indorsements of bill.

245

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III

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